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Side-by-side financial comparison of NB Bancorp, Inc. (NBBK) and RCI HOSPITALITY HOLDINGS, INC. (RICK). Click either name above to swap in a different company.

RCI HOSPITALITY HOLDINGS, INC. is the larger business by last-quarter revenue ($70.9M vs $63.4M, roughly 1.1× NB Bancorp, Inc.). NB Bancorp, Inc. runs the higher net margin — 12.2% vs -7.8%, a 19.9% gap on every dollar of revenue. On growth, NB Bancorp, Inc. posted the faster year-over-year revenue change (33.9% vs -3.1%). NB Bancorp, Inc. produced more free cash flow last quarter ($57.4M vs $11.5M). Over the past eight quarters, NB Bancorp, Inc.'s revenue compounded faster (22.6% CAGR vs -2.0%).

NB Bancorp, Inc. is a U.S.-based bank holding company operating through its fully owned banking subsidiary. It provides a full range of retail and commercial banking services including various deposit products, consumer loans, residential mortgages, and small business financing solutions, primarily catering to individual and small-to-mid-sized enterprise customers across the New York metropolitan area.

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

NBBK vs RICK — Head-to-Head

Bigger by revenue
RICK
RICK
1.1× larger
RICK
$70.9M
$63.4M
NBBK
Growing faster (revenue YoY)
NBBK
NBBK
+37.0% gap
NBBK
33.9%
-3.1%
RICK
Higher net margin
NBBK
NBBK
19.9% more per $
NBBK
12.2%
-7.8%
RICK
More free cash flow
NBBK
NBBK
$45.9M more FCF
NBBK
$57.4M
$11.5M
RICK
Faster 2-yr revenue CAGR
NBBK
NBBK
Annualised
NBBK
22.6%
-2.0%
RICK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NBBK
NBBK
RICK
RICK
Revenue
$63.4M
$70.9M
Net Profit
$7.7M
$-5.5M
Gross Margin
Operating Margin
23.5%
-0.7%
Net Margin
12.2%
-7.8%
Revenue YoY
33.9%
-3.1%
Net Profit YoY
-50.6%
-2354.9%
EPS (diluted)
$0.19
$-0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NBBK
NBBK
RICK
RICK
Q4 25
$63.4M
Q3 25
$51.7M
$70.9M
Q2 25
$51.2M
$71.1M
Q1 25
$47.4M
$65.9M
Q4 24
$47.3M
$71.5M
Q3 24
$42.6M
$73.2M
Q2 24
$41.7M
$76.2M
Q1 24
$42.1M
$72.3M
Net Profit
NBBK
NBBK
RICK
RICK
Q4 25
$7.7M
Q3 25
$15.4M
$-5.5M
Q2 25
$14.6M
$4.1M
Q1 25
$12.7M
$3.2M
Q4 24
$15.6M
$9.0M
Q3 24
$8.4M
$244.0K
Q2 24
$9.5M
$-5.2M
Q1 24
$8.7M
$774.0K
Operating Margin
NBBK
NBBK
RICK
RICK
Q4 25
23.5%
Q3 25
38.6%
-0.7%
Q2 25
36.6%
12.2%
Q1 25
37.1%
12.4%
Q4 24
40.7%
19.5%
Q3 24
36.1%
4.8%
Q2 24
28.3%
-3.3%
Q1 24
28.8%
6.4%
Net Margin
NBBK
NBBK
RICK
RICK
Q4 25
12.2%
Q3 25
29.7%
-7.8%
Q2 25
28.5%
5.7%
Q1 25
26.7%
4.9%
Q4 24
33.0%
12.6%
Q3 24
19.7%
0.3%
Q2 24
22.7%
-6.9%
Q1 24
20.7%
1.1%
EPS (diluted)
NBBK
NBBK
RICK
RICK
Q4 25
$0.19
Q3 25
$0.43
$-0.60
Q2 25
$0.39
$0.46
Q1 25
$0.33
$0.36
Q4 24
$0.40
$1.01
Q3 24
$0.21
$0.04
Q2 24
$0.24
$-0.56
Q1 24
$0.22
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NBBK
NBBK
RICK
RICK
Cash + ST InvestmentsLiquidity on hand
$33.7M
Total DebtLower is stronger
$238.2M
Stockholders' EquityBook value
$858.9M
$261.1M
Total Assets
$7.0B
$596.9M
Debt / EquityLower = less leverage
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NBBK
NBBK
RICK
RICK
Q4 25
Q3 25
$33.7M
Q2 25
$29.3M
Q1 25
$32.7M
Q4 24
$34.7M
Q3 24
$32.4M
Q2 24
$34.9M
Q1 24
$20.0M
Total Debt
NBBK
NBBK
RICK
RICK
Q4 25
Q3 25
$238.2M
Q2 25
$243.8M
Q1 25
$244.1M
Q4 24
Q3 24
$241.1M
Q2 24
Q1 24
Stockholders' Equity
NBBK
NBBK
RICK
RICK
Q4 25
$858.9M
Q3 25
$737.0M
$261.1M
Q2 25
$737.1M
$269.5M
Q1 25
$739.6M
$268.8M
Q4 24
$765.2M
$269.0M
Q3 24
$747.4M
$263.4M
Q2 24
$734.3M
$271.2M
Q1 24
$733.8M
$285.8M
Total Assets
NBBK
NBBK
RICK
RICK
Q4 25
$7.0B
Q3 25
$5.4B
$596.9M
Q2 25
$5.2B
$597.4M
Q1 25
$5.2B
$589.8M
Q4 24
$5.2B
$586.2M
Q3 24
$5.0B
$584.4M
Q2 24
$4.8B
$601.0M
Q1 24
$4.7B
$609.9M
Debt / Equity
NBBK
NBBK
RICK
RICK
Q4 25
Q3 25
0.91×
Q2 25
0.90×
Q1 25
0.91×
Q4 24
Q3 24
0.92×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NBBK
NBBK
RICK
RICK
Operating Cash FlowLast quarter
$60.8M
$13.7M
Free Cash FlowOCF − Capex
$57.4M
$11.5M
FCF MarginFCF / Revenue
90.6%
16.2%
Capex IntensityCapex / Revenue
5.4%
3.2%
Cash ConversionOCF / Net Profit
7.89×
TTM Free Cash FlowTrailing 4 quarters
$117.2M
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NBBK
NBBK
RICK
RICK
Q4 25
$60.8M
Q3 25
$24.2M
$13.7M
Q2 25
$27.0M
$13.8M
Q1 25
$9.9M
$8.5M
Q4 24
$43.2M
$13.3M
Q3 24
$8.6M
$15.7M
Q2 24
$24.7M
$15.8M
Q1 24
$-11.4M
$10.8M
Free Cash Flow
NBBK
NBBK
RICK
RICK
Q4 25
$57.4M
Q3 25
$23.9M
$11.5M
Q2 25
$26.1M
$10.1M
Q1 25
$9.8M
$5.7M
Q4 24
$41.3M
$7.6M
Q3 24
$8.4M
$10.3M
Q2 24
$23.8M
$9.3M
Q1 24
$-11.7M
$3.2M
FCF Margin
NBBK
NBBK
RICK
RICK
Q4 25
90.6%
Q3 25
46.3%
16.2%
Q2 25
51.0%
14.2%
Q1 25
20.8%
8.6%
Q4 24
87.2%
10.6%
Q3 24
19.7%
14.0%
Q2 24
57.1%
12.3%
Q1 24
-27.7%
4.4%
Capex Intensity
NBBK
NBBK
RICK
RICK
Q4 25
5.4%
Q3 25
0.6%
3.2%
Q2 25
1.9%
5.2%
Q1 25
0.2%
4.3%
Q4 24
4.1%
8.0%
Q3 24
0.5%
7.3%
Q2 24
2.1%
8.4%
Q1 24
0.6%
10.6%
Cash Conversion
NBBK
NBBK
RICK
RICK
Q4 25
7.89×
Q3 25
1.58×
Q2 25
1.85×
3.40×
Q1 25
0.79×
2.65×
Q4 24
2.77×
1.48×
Q3 24
1.03×
64.14×
Q2 24
2.61×
Q1 24
-1.31×
14.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NBBK
NBBK

Segment breakdown not available.

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

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