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Side-by-side financial comparison of NBT BANCORP INC (NBTB) and Rapid7, Inc. (RPD). Click either name above to swap in a different company.

Rapid7, Inc. is the larger business by last-quarter revenue ($217.4M vs $184.5M, roughly 1.2× NBT BANCORP INC). NBT BANCORP INC runs the higher net margin — 27.7% vs 1.4%, a 26.3% gap on every dollar of revenue. Over the past eight quarters, NBT BANCORP INC's revenue compounded faster (14.6% CAGR vs 3.0%).

NBT Bank, N.A. is an American financial institution that operates through a network of 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, New York, United States. NBT Bancorp is traded on the Nasdaq Global Select Market under the symbol NBTB.

Rapid7, Inc. is a leading global cybersecurity company that offers a full portfolio of solutions including vulnerability management, threat detection and response, cloud security, and security analytics. It serves enterprises, SMBs, and public sector entities across industries like tech, healthcare, finance, and manufacturing worldwide, helping clients address and mitigate cyber risks efficiently.

NBTB vs RPD — Head-to-Head

Bigger by revenue
RPD
RPD
1.2× larger
RPD
$217.4M
$184.5M
NBTB
Higher net margin
NBTB
NBTB
26.3% more per $
NBTB
27.7%
1.4%
RPD
Faster 2-yr revenue CAGR
NBTB
NBTB
Annualised
NBTB
14.6%
3.0%
RPD

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
NBTB
NBTB
RPD
RPD
Revenue
$184.5M
$217.4M
Net Profit
$51.1M
$3.1M
Gross Margin
68.9%
Operating Margin
1.0%
Net Margin
27.7%
1.4%
Revenue YoY
0.5%
Net Profit YoY
127.2%
44.1%
EPS (diluted)
$0.98
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NBTB
NBTB
RPD
RPD
Q1 26
$184.5M
Q4 25
$185.1M
$217.4M
Q3 25
$186.1M
$218.0M
Q2 25
$171.2M
$214.2M
Q1 25
$154.7M
$210.3M
Q4 24
$148.5M
$216.3M
Q3 24
$147.4M
$214.7M
Q2 24
$140.4M
$208.0M
Net Profit
NBTB
NBTB
RPD
RPD
Q1 26
$51.1M
Q4 25
$3.1M
Q3 25
$54.5M
$9.8M
Q2 25
$22.5M
$8.3M
Q1 25
$36.7M
$2.1M
Q4 24
$2.2M
Q3 24
$38.1M
$15.4M
Q2 24
$32.7M
$6.5M
Gross Margin
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
68.9%
Q3 25
70.2%
Q2 25
70.6%
Q1 25
71.7%
Q4 24
69.5%
Q3 24
70.6%
Q2 24
70.7%
Operating Margin
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
37.6%
1.0%
Q3 25
38.6%
2.7%
Q2 25
17.9%
1.6%
Q1 25
30.5%
-0.0%
Q4 24
30.7%
3.4%
Q3 24
33.1%
6.0%
Q2 24
29.9%
2.5%
Net Margin
NBTB
NBTB
RPD
RPD
Q1 26
27.7%
Q4 25
1.4%
Q3 25
29.3%
4.5%
Q2 25
13.2%
3.9%
Q1 25
23.8%
1.0%
Q4 24
1.0%
Q3 24
25.8%
7.2%
Q2 24
23.3%
3.1%
EPS (diluted)
NBTB
NBTB
RPD
RPD
Q1 26
$0.98
Q4 25
$1.09
$0.05
Q3 25
$1.03
$0.15
Q2 25
$0.44
$0.13
Q1 25
$0.77
$0.03
Q4 24
$0.77
$0.08
Q3 24
$0.80
$0.21
Q2 24
$0.69
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NBTB
NBTB
RPD
RPD
Cash + ST InvestmentsLiquidity on hand
$474.7M
Total DebtLower is stronger
$160.9M
Stockholders' EquityBook value
$1.9B
$154.7M
Total Assets
$16.2B
$1.7B
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
$474.7M
Q3 25
$407.1M
Q2 25
$511.7M
Q1 25
$493.5M
Q4 24
$521.7M
Q3 24
$443.7M
Q2 24
$442.6M
Total Debt
NBTB
NBTB
RPD
RPD
Q1 26
$160.9M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
NBTB
NBTB
RPD
RPD
Q1 26
$1.9B
Q4 25
$1.9B
$154.7M
Q3 25
$1.9B
$127.2M
Q2 25
$1.8B
$90.4M
Q1 25
$1.6B
$52.7M
Q4 24
$1.5B
$17.7M
Q3 24
$1.5B
$-5.1M
Q2 24
$1.5B
$-52.6M
Total Assets
NBTB
NBTB
RPD
RPD
Q1 26
$16.2B
Q4 25
$16.0B
$1.7B
Q3 25
$16.1B
$1.7B
Q2 25
$16.0B
$1.6B
Q1 25
$13.9B
$1.6B
Q4 24
$13.8B
$1.7B
Q3 24
$13.8B
$1.6B
Q2 24
$13.5B
$1.5B
Debt / Equity
NBTB
NBTB
RPD
RPD
Q1 26
0.08×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NBTB
NBTB
RPD
RPD
Operating Cash FlowLast quarter
$37.6M
Free Cash FlowOCF − Capex
$36.4M
FCF MarginFCF / Revenue
16.8%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
12.01×
TTM Free Cash FlowTrailing 4 quarters
$146.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
$235.2M
$37.6M
Q3 25
$80.6M
$39.0M
Q2 25
$46.5M
$47.5M
Q1 25
$42.0M
$29.8M
Q4 24
$188.6M
$63.8M
Q3 24
$52.1M
$44.0M
Q2 24
$50.5M
$32.9M
Free Cash Flow
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
$218.9M
$36.4M
Q3 25
$74.3M
$34.8M
Q2 25
$44.1M
$46.6M
Q1 25
$38.3M
$28.4M
Q4 24
$176.8M
$62.6M
Q3 24
$47.8M
$42.6M
Q2 24
$49.1M
$32.6M
FCF Margin
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
118.2%
16.8%
Q3 25
40.0%
16.0%
Q2 25
25.8%
21.8%
Q1 25
24.8%
13.5%
Q4 24
119.0%
28.9%
Q3 24
32.4%
19.9%
Q2 24
35.0%
15.7%
Capex Intensity
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
8.8%
0.5%
Q3 25
3.4%
1.9%
Q2 25
1.4%
0.4%
Q1 25
2.4%
0.6%
Q4 24
7.9%
0.5%
Q3 24
2.9%
0.6%
Q2 24
1.0%
0.1%
Cash Conversion
NBTB
NBTB
RPD
RPD
Q1 26
Q4 25
12.01×
Q3 25
1.48×
3.97×
Q2 25
2.06×
5.70×
Q1 25
1.14×
14.14×
Q4 24
29.36×
Q3 24
1.37×
2.85×
Q2 24
1.54×
5.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NBTB
NBTB

Net Interest Income$134.3M73%
Noninterest Income$50.1M27%

RPD
RPD

Products$209.1M96%
Services$8.2M4%

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