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Side-by-side financial comparison of NACCO INDUSTRIES INC (NC) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.
NACCO INDUSTRIES INC is the larger business by last-quarter revenue ($62.8M vs $54.1M, roughly 1.2× SOUTH PLAINS FINANCIAL, INC.). SOUTH PLAINS FINANCIAL, INC. runs the higher net margin — 26.9% vs 14.1%, a 12.8% gap on every dollar of revenue. Over the past eight quarters, NACCO INDUSTRIES INC's revenue compounded faster (9.5% CAGR vs 5.6%).
NACCO Industries, Inc. is an American publicly traded holding company, headquartered in Cleveland, Ohio. Through a portfolio of mining and natural resources businesses, the company operates under three business segments: Coal Mining, North American Mining, and Minerals Management. The Coal Mining segment operates surface coal mines under long-term contracts with power generation companies and an activated carbon producer pursuant to a service-based business model. The North American Mining se...
Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.
NC vs SPFI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $62.8M | $54.1M |
| Net Profit | $8.8M | $14.5M |
| Gross Margin | 22.8% | — |
| Operating Margin | 17.5% | — |
| Net Margin | 14.1% | 26.9% |
| Revenue YoY | -4.3% | — |
| Net Profit YoY | 80.0% | 18.3% |
| EPS (diluted) | $1.17 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $62.8M | $54.1M | ||
| Q4 25 | $66.8M | $53.9M | ||
| Q3 25 | $76.6M | $54.2M | ||
| Q2 25 | $68.2M | $54.7M | ||
| Q1 25 | $65.6M | $49.2M | ||
| Q4 24 | $70.4M | $51.9M | ||
| Q3 24 | $61.7M | $47.9M | ||
| Q2 24 | $52.3M | $48.6M |
| Q1 26 | $8.8M | $14.5M | ||
| Q4 25 | $-3.8M | — | ||
| Q3 25 | $13.3M | $16.3M | ||
| Q2 25 | $3.3M | $14.6M | ||
| Q1 25 | $4.9M | $12.3M | ||
| Q4 24 | $7.6M | — | ||
| Q3 24 | $15.6M | $11.2M | ||
| Q2 24 | $6.0M | $11.1M |
| Q1 26 | 22.8% | — | ||
| Q4 25 | 18.0% | — | ||
| Q3 25 | 13.0% | — | ||
| Q2 25 | 10.0% | — | ||
| Q1 25 | 14.7% | — | ||
| Q4 24 | 12.0% | — | ||
| Q3 24 | 11.7% | — | ||
| Q2 24 | 13.4% | — |
| Q1 26 | 17.5% | — | ||
| Q4 25 | 11.3% | 35.4% | ||
| Q3 25 | 8.8% | 38.1% | ||
| Q2 25 | -0.1% | 34.1% | ||
| Q1 25 | 11.7% | 31.9% | ||
| Q4 24 | 5.5% | 39.9% | ||
| Q3 24 | 31.9% | 29.8% | ||
| Q2 24 | 14.1% | 29.3% |
| Q1 26 | 14.1% | 26.9% | ||
| Q4 25 | -5.8% | — | ||
| Q3 25 | 17.3% | 30.1% | ||
| Q2 25 | 4.8% | 26.7% | ||
| Q1 25 | 7.5% | 25.0% | ||
| Q4 24 | 10.7% | — | ||
| Q3 24 | 25.4% | 23.4% | ||
| Q2 24 | 11.4% | 22.9% |
| Q1 26 | $1.17 | — | ||
| Q4 25 | $-0.53 | $0.90 | ||
| Q3 25 | $1.78 | $0.96 | ||
| Q2 25 | $0.44 | $0.86 | ||
| Q1 25 | $0.66 | $0.72 | ||
| Q4 24 | $0.99 | $0.96 | ||
| Q3 24 | $2.14 | $0.66 | ||
| Q2 24 | $0.81 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $722.0M |
| Total DebtLower is stronger | — | $3.0K |
| Stockholders' EquityBook value | — | $504.9M |
| Total Assets | — | $4.6B |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $722.0M | ||
| Q4 25 | $49.7M | $552.4M | ||
| Q3 25 | $52.7M | $635.0M | ||
| Q2 25 | $49.4M | $470.5M | ||
| Q1 25 | $61.9M | $536.3M | ||
| Q4 24 | $72.8M | $359.1M | ||
| Q3 24 | $63.1M | $471.2M | ||
| Q2 24 | $62.4M | $298.0M |
| Q1 26 | — | $3.0K | ||
| Q4 25 | $100.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $99.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $29.0M | — |
| Q1 26 | — | $504.9M | ||
| Q4 25 | $429.2M | $493.8M | ||
| Q3 25 | $426.4M | $477.8M | ||
| Q2 25 | $413.1M | $454.1M | ||
| Q1 25 | $409.1M | $443.7M | ||
| Q4 24 | $404.9M | $438.9M | ||
| Q3 24 | $397.3M | $443.1M | ||
| Q2 24 | $384.1M | $418.0M |
| Q1 26 | — | $4.6B | ||
| Q4 25 | $661.2M | $4.5B | ||
| Q3 25 | $637.6M | $4.5B | ||
| Q2 25 | $631.3M | $4.4B | ||
| Q1 25 | $634.2M | $4.4B | ||
| Q4 24 | $631.7M | $4.2B | ||
| Q3 24 | $597.4M | $4.3B | ||
| Q2 24 | $560.1M | $4.2B |
| Q1 26 | — | 0.00× | ||
| Q4 25 | 0.23× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.08× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NC
Segment breakdown not available.
SPFI
| Net Interest Income | $42.9M | 79% |
| Noninterest Income | $11.3M | 21% |
