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Side-by-side financial comparison of nCino, Inc. (NCNO) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
nCino, Inc. is the larger business by last-quarter revenue ($152.2M vs $151.1M, roughly 1.0× STURM RUGER & CO INC). On growth, nCino, Inc. posted the faster year-over-year revenue change (9.6% vs 3.6%). STURM RUGER & CO INC produced more free cash flow last quarter ($12.3M vs $4.9M). Over the past eight quarters, nCino, Inc.'s revenue compounded faster (10.9% CAGR vs 5.1%).
nCino, Inc. is a global financial technology company headquartered in Wilmington, North Carolina. The company offers its cloud-based banking software and core banking platform. The nCino Platform is used by banks and credit unions, and enterprise financial institutions.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
NCNO vs RGR — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $152.2M | $151.1M |
| Net Profit | $6.5M | — |
| Gross Margin | 61.6% | 17.8% |
| Operating Margin | 7.7% | 2.3% |
| Net Margin | 4.3% | — |
| Revenue YoY | 9.6% | 3.6% |
| Net Profit YoY | 224.5% | — |
| EPS (diluted) | $0.06 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $152.2M | $151.1M | ||
| Q3 25 | $148.8M | $126.8M | ||
| Q2 25 | $144.1M | $132.5M | ||
| Q1 25 | $141.4M | $135.7M | ||
| Q4 24 | $138.8M | $145.8M | ||
| Q3 24 | $132.4M | $122.3M | ||
| Q2 24 | $128.1M | $130.8M | ||
| Q1 24 | $123.7M | $136.8M |
| Q4 25 | $6.5M | — | ||
| Q3 25 | $-15.3M | $1.6M | ||
| Q2 25 | $5.6M | $-17.2M | ||
| Q1 25 | $-18.6M | $7.8M | ||
| Q4 24 | $-5.3M | — | ||
| Q3 24 | $-11.0M | $4.7M | ||
| Q2 24 | $-3.0M | $8.3M | ||
| Q1 24 | $1.2M | $7.1M |
| Q4 25 | 61.6% | 17.8% | ||
| Q3 25 | 59.2% | 15.1% | ||
| Q2 25 | 60.0% | 3.9% | ||
| Q1 25 | 59.7% | 22.0% | ||
| Q4 24 | 61.3% | 22.8% | ||
| Q3 24 | 59.3% | 18.5% | ||
| Q2 24 | 60.0% | 22.3% | ||
| Q1 24 | 60.2% | 21.5% |
| Q4 25 | 7.7% | 2.3% | ||
| Q3 25 | -6.2% | -2.7% | ||
| Q2 25 | -1.0% | -15.6% | ||
| Q1 25 | -4.1% | 6.2% | ||
| Q4 24 | -0.6% | 7.8% | ||
| Q3 24 | -6.0% | 3.1% | ||
| Q2 24 | -2.9% | 6.9% | ||
| Q1 24 | -2.6% | 5.5% |
| Q4 25 | 4.3% | — | ||
| Q3 25 | -10.3% | 1.2% | ||
| Q2 25 | 3.9% | -13.0% | ||
| Q1 25 | -13.2% | 5.7% | ||
| Q4 24 | -3.8% | — | ||
| Q3 24 | -8.3% | 3.9% | ||
| Q2 24 | -2.3% | 6.3% | ||
| Q1 24 | 0.9% | 5.2% |
| Q4 25 | $0.06 | $0.22 | ||
| Q3 25 | $-0.13 | $0.10 | ||
| Q2 25 | $0.05 | $-1.05 | ||
| Q1 25 | $-0.15 | $0.46 | ||
| Q4 24 | $-0.05 | $0.62 | ||
| Q3 24 | $-0.10 | $0.28 | ||
| Q2 24 | $-0.03 | $0.47 | ||
| Q1 24 | $0.01 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $87.6M | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $283.8M |
| Total Assets | $1.6B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $87.6M | $92.5M | ||
| Q3 25 | $122.9M | $80.8M | ||
| Q2 25 | $133.2M | $101.4M | ||
| Q1 25 | $120.9M | $108.3M | ||
| Q4 24 | $257.9M | $105.5M | ||
| Q3 24 | $121.4M | $96.0M | ||
| Q2 24 | $129.5M | $105.6M | ||
| Q1 24 | $112.1M | $115.3M |
| Q4 25 | $1.0B | $283.8M | ||
| Q3 25 | $1.1B | $279.6M | ||
| Q2 25 | $1.1B | $289.3M | ||
| Q1 25 | $1.1B | $321.5M | ||
| Q4 24 | $1.1B | $319.6M | ||
| Q3 24 | $1.1B | $314.9M | ||
| Q2 24 | $1.1B | $321.5M | ||
| Q1 24 | $1.0B | $332.0M |
| Q4 25 | $1.6B | $342.0M | ||
| Q3 25 | $1.6B | $342.3M | ||
| Q2 25 | $1.7B | $349.5M | ||
| Q1 25 | $1.6B | $379.0M | ||
| Q4 24 | $1.5B | $384.0M | ||
| Q3 24 | $1.4B | $373.5M | ||
| Q2 24 | $1.4B | $376.7M | ||
| Q1 24 | $1.3B | $385.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.1M | $15.5M |
| Free Cash FlowOCF − Capex | $4.9M | $12.3M |
| FCF MarginFCF / Revenue | 3.2% | 8.2% |
| Capex IntensityCapex / Revenue | 0.1% | 2.1% |
| Cash ConversionOCF / Net Profit | 0.78× | — |
| TTM Free Cash FlowTrailing 4 quarters | $59.7M | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.1M | $15.5M | ||
| Q3 25 | $17.7M | $12.9M | ||
| Q2 25 | $54.3M | $14.7M | ||
| Q1 25 | $-10.0M | $11.1M | ||
| Q4 24 | $5.8M | $20.0M | ||
| Q3 24 | $5.0M | $9.4M | ||
| Q2 24 | $54.4M | $18.7M | ||
| Q1 24 | $8.1M | $7.3M |
| Q4 25 | $4.9M | $12.3M | ||
| Q3 25 | $12.6M | $7.0M | ||
| Q2 25 | $52.6M | $9.1M | ||
| Q1 25 | $-10.4M | $10.0M | ||
| Q4 24 | $5.1M | $16.4M | ||
| Q3 24 | $4.6M | $2.6M | ||
| Q2 24 | $54.1M | $10.1M | ||
| Q1 24 | $7.7M | $5.6M |
| Q4 25 | 3.2% | 8.2% | ||
| Q3 25 | 8.5% | 5.5% | ||
| Q2 25 | 36.5% | 6.9% | ||
| Q1 25 | -7.3% | 7.4% | ||
| Q4 24 | 3.7% | 11.2% | ||
| Q3 24 | 3.4% | 2.1% | ||
| Q2 24 | 42.2% | 7.7% | ||
| Q1 24 | 6.2% | 4.1% |
| Q4 25 | 0.1% | 2.1% | ||
| Q3 25 | 3.5% | 4.6% | ||
| Q2 25 | 1.2% | 4.2% | ||
| Q1 25 | 0.2% | 0.8% | ||
| Q4 24 | 0.5% | 2.5% | ||
| Q3 24 | 0.3% | 5.5% | ||
| Q2 24 | 0.3% | 6.6% | ||
| Q1 24 | 0.3% | 1.3% |
| Q4 25 | 0.78× | — | ||
| Q3 25 | — | 8.15× | ||
| Q2 25 | 9.77× | — | ||
| Q1 25 | — | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.98× | ||
| Q2 24 | — | 2.27× | ||
| Q1 24 | 7.02× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NCNO
| License And Service | $133.4M | 88% |
| Professional Services | $18.8M | 12% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
