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Side-by-side financial comparison of nCino, Inc. (NCNO) and SAP SE (SAP). Click either name above to swap in a different company.
nCino, Inc. is a global financial technology company headquartered in Wilmington, North Carolina. The company offers its cloud-based banking software and core banking platform. The nCino Platform is used by banks and credit unions, and enterprise financial institutions.
SAP SE is a German multinational software company based in Walldorf, Baden-Württemberg, Germany that is the world's largest vendor of enterprise software.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
Revenue
NCNO
SAP
| Q4 25 | $152.2M | — | ||
| Q3 25 | $148.8M | — | ||
| Q2 25 | $144.1M | — | ||
| Q1 25 | $141.4M | — | ||
| Q4 24 | $138.8M | — | ||
| Q3 24 | $132.4M | — | ||
| Q2 24 | $128.1M | — | ||
| Q1 24 | $123.7M | — |
Net Profit
NCNO
SAP
| Q4 25 | $6.5M | — | ||
| Q3 25 | $-15.3M | — | ||
| Q2 25 | $5.6M | — | ||
| Q1 25 | $-18.6M | — | ||
| Q4 24 | $-5.3M | — | ||
| Q3 24 | $-11.0M | — | ||
| Q2 24 | $-3.0M | — | ||
| Q1 24 | $1.2M | — |
Gross Margin
NCNO
SAP
| Q4 25 | 61.6% | — | ||
| Q3 25 | 59.2% | — | ||
| Q2 25 | 60.0% | — | ||
| Q1 25 | 59.7% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.3% | — | ||
| Q2 24 | 60.0% | — | ||
| Q1 24 | 60.2% | — |
Operating Margin
NCNO
SAP
| Q4 25 | 7.7% | — | ||
| Q3 25 | -6.2% | — | ||
| Q2 25 | -1.0% | — | ||
| Q1 25 | -4.1% | — | ||
| Q4 24 | -0.6% | — | ||
| Q3 24 | -6.0% | — | ||
| Q2 24 | -2.9% | — | ||
| Q1 24 | -2.6% | — |
Net Margin
NCNO
SAP
| Q4 25 | 4.3% | — | ||
| Q3 25 | -10.3% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | -13.2% | — | ||
| Q4 24 | -3.8% | — | ||
| Q3 24 | -8.3% | — | ||
| Q2 24 | -2.3% | — | ||
| Q1 24 | 0.9% | — |
EPS (diluted)
NCNO
SAP
| Q4 25 | $0.06 | — | ||
| Q3 25 | $-0.13 | — | ||
| Q2 25 | $0.05 | — | ||
| Q1 25 | $-0.15 | — | ||
| Q4 24 | $-0.05 | — | ||
| Q3 24 | $-0.10 | — | ||
| Q2 24 | $-0.03 | — | ||
| Q1 24 | $0.01 | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.