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Side-by-side financial comparison of nCino, Inc. (NCNO) and SAP SE (SAP). Click either name above to swap in a different company.

nCino, Inc. is a global financial technology company headquartered in Wilmington, North Carolina. The company offers its cloud-based banking software and core banking platform. The nCino Platform is used by banks and credit unions, and enterprise financial institutions.

SAP SE is a German multinational software company based in Walldorf, Baden-Württemberg, Germany that is the world's largest vendor of enterprise software.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NCNO
NCNO
SAP
SAP
Q4 25
$152.2M
Q3 25
$148.8M
Q2 25
$144.1M
Q1 25
$141.4M
Q4 24
$138.8M
Q3 24
$132.4M
Q2 24
$128.1M
Q1 24
$123.7M
Net Profit
NCNO
NCNO
SAP
SAP
Q4 25
$6.5M
Q3 25
$-15.3M
Q2 25
$5.6M
Q1 25
$-18.6M
Q4 24
$-5.3M
Q3 24
$-11.0M
Q2 24
$-3.0M
Q1 24
$1.2M
Gross Margin
NCNO
NCNO
SAP
SAP
Q4 25
61.6%
Q3 25
59.2%
Q2 25
60.0%
Q1 25
59.7%
Q4 24
61.3%
Q3 24
59.3%
Q2 24
60.0%
Q1 24
60.2%
Operating Margin
NCNO
NCNO
SAP
SAP
Q4 25
7.7%
Q3 25
-6.2%
Q2 25
-1.0%
Q1 25
-4.1%
Q4 24
-0.6%
Q3 24
-6.0%
Q2 24
-2.9%
Q1 24
-2.6%
Net Margin
NCNO
NCNO
SAP
SAP
Q4 25
4.3%
Q3 25
-10.3%
Q2 25
3.9%
Q1 25
-13.2%
Q4 24
-3.8%
Q3 24
-8.3%
Q2 24
-2.3%
Q1 24
0.9%
EPS (diluted)
NCNO
NCNO
SAP
SAP
Q4 25
$0.06
Q3 25
$-0.13
Q2 25
$0.05
Q1 25
$-0.15
Q4 24
$-0.05
Q3 24
$-0.10
Q2 24
$-0.03
Q1 24
$0.01

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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