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Side-by-side financial comparison of NewtekOne, Inc. (NEWT) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $73.3M, roughly 1.2× NewtekOne, Inc.). Scienjoy Holding Corp produced more free cash flow last quarter ($7.1M vs $-579.3M).

NewTek, Inc., is a hardware and software company, based in San Antonio, Texas, that produced live and post-production video tools and visual imaging software for personal computers. The company was founded in 1985 in Topeka, Kansas, United States, by Tim Jenison and Paul Montgomery. On April 1, 2019, it was announced that NewTek would be acquired by Vizrt.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

NEWT vs SJ — Head-to-Head

Bigger by revenue
SJ
SJ
1.2× larger
SJ
$91.6M
$73.3M
NEWT
More free cash flow
SJ
SJ
$586.4M more FCF
SJ
$7.1M
$-579.3M
NEWT

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
NEWT
NEWT
SJ
SJ
Revenue
$73.3M
$91.6M
Net Profit
$19.5M
Gross Margin
Operating Margin
Net Margin
111.8%
Revenue YoY
-2.7%
Net Profit YoY
6.6%
EPS (diluted)
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NEWT
NEWT
SJ
SJ
Q4 25
$73.3M
Q3 25
$74.9M
Q2 25
$70.2M
$91.6M
Q1 25
$66.3M
Q4 24
$75.4M
Q3 24
$62.8M
Q2 24
$61.1M
Q1 24
$58.3M
Net Profit
NEWT
NEWT
SJ
SJ
Q4 25
$19.5M
Q3 25
$17.9M
Q2 25
$13.7M
Q1 25
$9.4M
Q4 24
$18.3M
Q3 24
$11.9M
Q2 24
$10.9M
Q1 24
$9.7M
Net Margin
NEWT
NEWT
SJ
SJ
Q4 25
111.8%
Q3 25
23.9%
Q2 25
19.5%
Q1 25
14.1%
Q4 24
24.3%
Q3 24
19.0%
Q2 24
17.9%
Q1 24
16.6%
EPS (diluted)
NEWT
NEWT
SJ
SJ
Q4 25
$0.64
Q3 25
$0.67
Q2 25
$0.52
Q1 25
$0.35
Q4 24
$0.70
Q3 24
$0.45
Q2 24
$0.43
Q1 24
$0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NEWT
NEWT
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$913.0K
Total DebtLower is stronger
$819.9M
Stockholders' EquityBook value
$397.6M
$170.2M
Total Assets
$2.7B
$199.9M
Debt / EquityLower = less leverage
2.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NEWT
NEWT
SJ
SJ
Q4 25
Q3 25
Q2 25
$913.0K
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
NEWT
NEWT
SJ
SJ
Q4 25
$819.9M
Q3 25
$748.5M
Q2 25
$657.3M
Q1 25
$774.0M
Q4 24
$708.0M
Q3 24
$655.8M
Q2 24
$652.0M
Q1 24
$662.5M
Stockholders' Equity
NEWT
NEWT
SJ
SJ
Q4 25
$397.6M
Q3 25
$386.7M
Q2 25
$312.2M
$170.2M
Q1 25
$302.3M
Q4 24
$296.3M
Q3 24
$281.8M
Q2 24
$274.0M
Q1 24
$254.1M
Total Assets
NEWT
NEWT
SJ
SJ
Q4 25
$2.7B
Q3 25
$2.4B
Q2 25
$2.1B
$199.9M
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$1.7B
Q2 24
$1.6B
Q1 24
$1.5B
Debt / Equity
NEWT
NEWT
SJ
SJ
Q4 25
2.06×
Q3 25
1.94×
Q2 25
2.11×
Q1 25
2.56×
Q4 24
2.39×
Q3 24
2.33×
Q2 24
2.38×
Q1 24
2.61×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NEWT
NEWT
SJ
SJ
Operating Cash FlowLast quarter
$-579.2M
$7.1M
Free Cash FlowOCF − Capex
$-579.3M
$7.1M
FCF MarginFCF / Revenue
-790.0%
7.7%
Capex IntensityCapex / Revenue
0.1%
0.0%
Cash ConversionOCF / Net Profit
-29.64×
TTM Free Cash FlowTrailing 4 quarters
$-1.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NEWT
NEWT
SJ
SJ
Q4 25
$-579.2M
Q3 25
$-167.3M
Q2 25
$-199.8M
$7.1M
Q1 25
$-60.7M
Q4 24
$-153.0M
Q3 24
$-25.7M
Q2 24
$2.9M
Q1 24
$-38.7M
Free Cash Flow
NEWT
NEWT
SJ
SJ
Q4 25
$-579.3M
Q3 25
$-167.3M
Q2 25
$-199.9M
$7.1M
Q1 25
$-60.7M
Q4 24
$-153.5M
Q3 24
$-25.9M
Q2 24
$2.9M
Q1 24
$-38.7M
FCF Margin
NEWT
NEWT
SJ
SJ
Q4 25
-790.0%
Q3 25
-223.3%
Q2 25
-284.7%
7.7%
Q1 25
-91.6%
Q4 24
-203.6%
Q3 24
-41.2%
Q2 24
4.7%
Q1 24
-66.5%
Capex Intensity
NEWT
NEWT
SJ
SJ
Q4 25
0.1%
Q3 25
0.0%
Q2 25
0.1%
0.0%
Q1 25
0.1%
Q4 24
0.6%
Q3 24
0.4%
Q2 24
0.1%
Q1 24
0.1%
Cash Conversion
NEWT
NEWT
SJ
SJ
Q4 25
-29.64×
Q3 25
-9.35×
Q2 25
-14.58×
Q1 25
-6.48×
Q4 24
-8.35×
Q3 24
-2.15×
Q2 24
0.27×
Q1 24
-4.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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