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Side-by-side financial comparison of NATURAL HEALTH TRENDS CORP (NHTC) and UNION BANKSHARES INC (UNB). Click either name above to swap in a different company.

UNION BANKSHARES INC is the larger business by last-quarter revenue ($14.1M vs $9.7M, roughly 1.4× NATURAL HEALTH TRENDS CORP). On growth, UNION BANKSHARES INC posted the faster year-over-year revenue change (6.3% vs -10.1%). UNION BANKSHARES INC produced more free cash flow last quarter ($16.0M vs $-964.0K). Over the past eight quarters, UNION BANKSHARES INC's revenue compounded faster (10.2% CAGR vs -5.6%).

Sword Health is a digital health company that develops physical therapy programs for musculoskeletal (MSK) conditions, pelvic health, and injury prevention. The company was founded in 2015 in Portugal by Virgílio Bento and Márcio Colunas. Its services include digital physical therapy with artificial intelligence (AI) integrated into the care model. As of 2024, Sword Health operates internationally, with offices in the United States, Ireland, and Portugal. The company has been valued at $3 bil...

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

NHTC vs UNB — Head-to-Head

Bigger by revenue
UNB
UNB
1.4× larger
UNB
$14.1M
$9.7M
NHTC
Growing faster (revenue YoY)
UNB
UNB
+16.4% gap
UNB
6.3%
-10.1%
NHTC
More free cash flow
UNB
UNB
$16.9M more FCF
UNB
$16.0M
$-964.0K
NHTC
Faster 2-yr revenue CAGR
UNB
UNB
Annualised
UNB
10.2%
-5.6%
NHTC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NHTC
NHTC
UNB
UNB
Revenue
$9.7M
$14.1M
Net Profit
$-588.0K
Gross Margin
72.9%
Operating Margin
-6.5%
Net Margin
-6.0%
Revenue YoY
-10.1%
6.3%
Net Profit YoY
-434.1%
EPS (diluted)
$-0.05
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NHTC
NHTC
UNB
UNB
Q4 25
$9.7M
$14.1M
Q3 25
$9.5M
$14.5M
Q2 25
$9.8M
$13.2M
Q1 25
$10.7M
$12.7M
Q4 24
$10.8M
$13.2M
Q3 24
$10.7M
$11.0M
Q2 24
$10.5M
$12.2M
Q1 24
$11.0M
$11.6M
Net Profit
NHTC
NHTC
UNB
UNB
Q4 25
$-588.0K
Q3 25
$-431.0K
$3.4M
Q2 25
$15.0K
$2.4M
Q1 25
$122.0K
$2.5M
Q4 24
$176.0K
Q3 24
$35.0K
$1.3M
Q2 24
$173.0K
$2.0M
Q1 24
$188.0K
$2.4M
Gross Margin
NHTC
NHTC
UNB
UNB
Q4 25
72.9%
Q3 25
73.7%
Q2 25
73.9%
Q1 25
73.6%
Q4 24
74.2%
Q3 24
74.1%
Q2 24
74.2%
Q1 24
73.4%
Operating Margin
NHTC
NHTC
UNB
UNB
Q4 25
-6.5%
Q3 25
-5.2%
Q2 25
-3.4%
Q1 25
-3.2%
Q4 24
-3.9%
Q3 24
-2.6%
Q2 24
-2.3%
Q1 24
-3.3%
Net Margin
NHTC
NHTC
UNB
UNB
Q4 25
-6.0%
Q3 25
-4.5%
23.7%
Q2 25
0.2%
18.1%
Q1 25
1.1%
19.7%
Q4 24
1.6%
Q3 24
0.3%
12.0%
Q2 24
1.7%
16.5%
Q1 24
1.7%
20.9%
EPS (diluted)
NHTC
NHTC
UNB
UNB
Q4 25
$-0.05
$0.59
Q3 25
$-0.04
$0.75
Q2 25
$0.00
$0.52
Q1 25
$0.01
$0.55
Q4 24
$0.01
$0.65
Q3 24
$0.00
$0.29
Q2 24
$0.02
$0.45
Q1 24
$0.02
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NHTC
NHTC
UNB
UNB
Cash + ST InvestmentsLiquidity on hand
$28.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$23.4M
$80.9M
Total Assets
$38.4M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NHTC
NHTC
UNB
UNB
Q4 25
$28.9M
Q3 25
$32.0M
Q2 25
$34.2M
Q1 25
$41.9M
Q4 24
$43.9M
Q3 24
$46.3M
Q2 24
$48.7M
Q1 24
$54.4M
Stockholders' Equity
NHTC
NHTC
UNB
UNB
Q4 25
$23.4M
$80.9M
Q3 25
$26.1M
$77.7M
Q2 25
$28.9M
$71.3M
Q1 25
$30.9M
$70.1M
Q4 24
$32.9M
$66.5M
Q3 24
$35.3M
$72.3M
Q2 24
$37.3M
$64.0M
Q1 24
$39.4M
$63.8M
Total Assets
NHTC
NHTC
UNB
UNB
Q4 25
$38.4M
$1.6B
Q3 25
$42.3M
$1.6B
Q2 25
$45.2M
$1.5B
Q1 25
$53.2M
$1.5B
Q4 24
$55.4M
$1.5B
Q3 24
$58.3M
$1.5B
Q2 24
$61.5M
$1.4B
Q1 24
$67.6M
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NHTC
NHTC
UNB
UNB
Operating Cash FlowLast quarter
$-959.0K
$17.2M
Free Cash FlowOCF − Capex
$-964.0K
$16.0M
FCF MarginFCF / Revenue
-9.9%
113.6%
Capex IntensityCapex / Revenue
0.1%
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-6.1M
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NHTC
NHTC
UNB
UNB
Q4 25
$-959.0K
$17.2M
Q3 25
$113.0K
$9.7M
Q2 25
$-5.6M
$288.0K
Q1 25
$484.0K
$4.1M
Q4 24
$88.0K
$12.2M
Q3 24
$-436.0K
$1.3M
Q2 24
$-3.6M
$3.3M
Q1 24
$549.0K
$1.9M
Free Cash Flow
NHTC
NHTC
UNB
UNB
Q4 25
$-964.0K
$16.0M
Q3 25
$70.0K
$9.6M
Q2 25
$-5.6M
$-381.0K
Q1 25
$468.0K
$3.9M
Q4 24
$68.0K
$11.1M
Q3 24
$-443.0K
$1.1M
Q2 24
$-3.6M
$2.9M
Q1 24
$538.0K
$1.5M
FCF Margin
NHTC
NHTC
UNB
UNB
Q4 25
-9.9%
113.6%
Q3 25
0.7%
65.9%
Q2 25
-57.5%
-2.9%
Q1 25
4.4%
30.8%
Q4 24
0.6%
83.8%
Q3 24
-4.1%
9.7%
Q2 24
-34.2%
23.8%
Q1 24
4.9%
12.8%
Capex Intensity
NHTC
NHTC
UNB
UNB
Q4 25
0.1%
8.9%
Q3 25
0.5%
1.1%
Q2 25
0.0%
5.1%
Q1 25
0.1%
1.1%
Q4 24
0.2%
8.1%
Q3 24
0.1%
1.9%
Q2 24
0.2%
2.7%
Q1 24
0.1%
3.3%
Cash Conversion
NHTC
NHTC
UNB
UNB
Q4 25
Q3 25
2.83×
Q2 25
-375.67×
0.12×
Q1 25
3.97×
1.62×
Q4 24
0.50×
Q3 24
-12.46×
0.97×
Q2 24
-20.62×
1.61×
Q1 24
2.92×
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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