vs

Side-by-side financial comparison of NATURAL HEALTH TRENDS CORP (NHTC) and Virginia National Bankshares Corp (VABK). Click either name above to swap in a different company.

Virginia National Bankshares Corp is the larger business by last-quarter revenue ($15.0M vs $9.7M, roughly 1.5× NATURAL HEALTH TRENDS CORP). Virginia National Bankshares Corp runs the higher net margin — 39.7% vs -6.0%, a 45.7% gap on every dollar of revenue. On growth, Virginia National Bankshares Corp posted the faster year-over-year revenue change (3.6% vs -10.1%). Virginia National Bankshares Corp produced more free cash flow last quarter ($20.8M vs $-964.0K). Over the past eight quarters, Virginia National Bankshares Corp's revenue compounded faster (7.0% CAGR vs -5.6%).

Sword Health is a digital health company that develops physical therapy programs for musculoskeletal (MSK) conditions, pelvic health, and injury prevention. The company was founded in 2015 in Portugal by Virgílio Bento and Márcio Colunas. Its services include digital physical therapy with artificial intelligence (AI) integrated into the care model. As of 2024, Sword Health operates internationally, with offices in the United States, Ireland, and Portugal. The company has been valued at $3 bil...

United Bankshares, Inc. is a bank holding company dual-headquartered in Charleston, West Virginia and Fairfax, Virginia with operations in West Virginia, Virginia, the District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia in the United States. United Bankshares is the parent company of United Bank which comprises nearly 250 offices in eight states. In addition, UBSI is the parent company to subsidiaries George Mason Mortgage, United Brokerage, and Cre...

NHTC vs VABK — Head-to-Head

Bigger by revenue
VABK
VABK
1.5× larger
VABK
$15.0M
$9.7M
NHTC
Growing faster (revenue YoY)
VABK
VABK
+13.7% gap
VABK
3.6%
-10.1%
NHTC
Higher net margin
VABK
VABK
45.7% more per $
VABK
39.7%
-6.0%
NHTC
More free cash flow
VABK
VABK
$21.7M more FCF
VABK
$20.8M
$-964.0K
NHTC
Faster 2-yr revenue CAGR
VABK
VABK
Annualised
VABK
7.0%
-5.6%
NHTC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NHTC
NHTC
VABK
VABK
Revenue
$9.7M
$15.0M
Net Profit
$-588.0K
$6.0M
Gross Margin
72.9%
Operating Margin
-6.5%
50.5%
Net Margin
-6.0%
39.7%
Revenue YoY
-10.1%
3.6%
Net Profit YoY
-434.1%
30.6%
EPS (diluted)
$-0.05
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NHTC
NHTC
VABK
VABK
Q4 25
$9.7M
$15.0M
Q3 25
$9.5M
$14.4M
Q2 25
$9.8M
$14.1M
Q1 25
$10.7M
$14.1M
Q4 24
$10.8M
$14.5M
Q3 24
$10.7M
$13.5M
Q2 24
$10.5M
$12.9M
Q1 24
$11.0M
$13.1M
Net Profit
NHTC
NHTC
VABK
VABK
Q4 25
$-588.0K
$6.0M
Q3 25
$-431.0K
$4.6M
Q2 25
$15.0K
$4.2M
Q1 25
$122.0K
$4.5M
Q4 24
$176.0K
$4.6M
Q3 24
$35.0K
$4.6M
Q2 24
$173.0K
$4.2M
Q1 24
$188.0K
$3.6M
Gross Margin
NHTC
NHTC
VABK
VABK
Q4 25
72.9%
Q3 25
73.7%
Q2 25
73.9%
Q1 25
73.6%
Q4 24
74.2%
Q3 24
74.1%
Q2 24
74.2%
Q1 24
73.4%
Operating Margin
NHTC
NHTC
VABK
VABK
Q4 25
-6.5%
50.5%
Q3 25
-5.2%
39.4%
Q2 25
-3.4%
38.4%
Q1 25
-3.2%
38.4%
Q4 24
-3.9%
40.3%
Q3 24
-2.6%
41.9%
Q2 24
-2.3%
39.5%
Q1 24
-3.3%
32.9%
Net Margin
NHTC
NHTC
VABK
VABK
Q4 25
-6.0%
39.7%
Q3 25
-4.5%
31.7%
Q2 25
0.2%
30.0%
Q1 25
1.1%
31.9%
Q4 24
1.6%
31.4%
Q3 24
0.3%
34.1%
Q2 24
1.7%
32.3%
Q1 24
1.7%
27.8%
EPS (diluted)
NHTC
NHTC
VABK
VABK
Q4 25
$-0.05
$1.10
Q3 25
$-0.04
$0.84
Q2 25
$0.00
$0.78
Q1 25
$0.01
$0.83
Q4 24
$0.01
$0.85
Q3 24
$0.00
$0.85
Q2 24
$0.02
$0.77
Q1 24
$0.02
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NHTC
NHTC
VABK
VABK
Cash + ST InvestmentsLiquidity on hand
$28.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$23.4M
$184.2M
Total Assets
$38.4M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NHTC
NHTC
VABK
VABK
Q4 25
$28.9M
Q3 25
$32.0M
Q2 25
$34.2M
Q1 25
$41.9M
Q4 24
$43.9M
Q3 24
$46.3M
Q2 24
$48.7M
Q1 24
$54.4M
Stockholders' Equity
NHTC
NHTC
VABK
VABK
Q4 25
$23.4M
$184.2M
Q3 25
$26.1M
$177.4M
Q2 25
$28.9M
$170.8M
Q1 25
$30.9M
$166.8M
Q4 24
$32.9M
$160.3M
Q3 24
$35.3M
$165.9M
Q2 24
$37.3M
$154.2M
Q1 24
$39.4M
$152.6M
Total Assets
NHTC
NHTC
VABK
VABK
Q4 25
$38.4M
$1.6B
Q3 25
$42.3M
$1.6B
Q2 25
$45.2M
$1.6B
Q1 25
$53.2M
$1.6B
Q4 24
$55.4M
$1.6B
Q3 24
$58.3M
$1.6B
Q2 24
$61.5M
$1.6B
Q1 24
$67.6M
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NHTC
NHTC
VABK
VABK
Operating Cash FlowLast quarter
$-959.0K
$21.3M
Free Cash FlowOCF − Capex
$-964.0K
$20.8M
FCF MarginFCF / Revenue
-9.9%
138.2%
Capex IntensityCapex / Revenue
0.1%
3.9%
Cash ConversionOCF / Net Profit
3.58×
TTM Free Cash FlowTrailing 4 quarters
$-6.1M
$35.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NHTC
NHTC
VABK
VABK
Q4 25
$-959.0K
$21.3M
Q3 25
$113.0K
$6.0M
Q2 25
$-5.6M
$6.7M
Q1 25
$484.0K
$2.1M
Q4 24
$88.0K
$15.3M
Q3 24
$-436.0K
$15.2M
Q2 24
$-3.6M
$-6.4M
Q1 24
$549.0K
$3.2M
Free Cash Flow
NHTC
NHTC
VABK
VABK
Q4 25
$-964.0K
$20.8M
Q3 25
$70.0K
$5.9M
Q2 25
$-5.6M
$6.7M
Q1 25
$468.0K
$1.8M
Q4 24
$68.0K
$14.6M
Q3 24
$-443.0K
$15.1M
Q2 24
$-3.6M
$-6.8M
Q1 24
$538.0K
$3.1M
FCF Margin
NHTC
NHTC
VABK
VABK
Q4 25
-9.9%
138.2%
Q3 25
0.7%
41.0%
Q2 25
-57.5%
47.6%
Q1 25
4.4%
13.0%
Q4 24
0.6%
100.4%
Q3 24
-4.1%
111.7%
Q2 24
-34.2%
-53.0%
Q1 24
4.9%
23.9%
Capex Intensity
NHTC
NHTC
VABK
VABK
Q4 25
0.1%
3.9%
Q3 25
0.5%
0.5%
Q2 25
0.0%
0.2%
Q1 25
0.1%
1.8%
Q4 24
0.2%
5.1%
Q3 24
0.1%
0.9%
Q2 24
0.2%
3.1%
Q1 24
0.1%
0.2%
Cash Conversion
NHTC
NHTC
VABK
VABK
Q4 25
3.58×
Q3 25
1.31×
Q2 25
-375.67×
1.59×
Q1 25
3.97×
0.47×
Q4 24
0.50×
3.35×
Q3 24
-12.46×
3.30×
Q2 24
-20.62×
-1.54×
Q1 24
2.92×
0.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons