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Side-by-side financial comparison of NICOLET BANKSHARES INC (NIC) and OneStream, Inc. (OS). Click either name above to swap in a different company.
OneStream, Inc. is the larger business by last-quarter revenue ($163.7M vs $104.0M, roughly 1.6× NICOLET BANKSHARES INC). NICOLET BANKSHARES INC runs the higher net margin — 38.8% vs 0.6%, a 38.2% gap on every dollar of revenue. On growth, OneStream, Inc. posted the faster year-over-year revenue change (23.6% vs 12.5%). NICOLET BANKSHARES INC produced more free cash flow last quarter ($149.4M vs $25.6M). Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs 12.5%).
Nicolet Bankshares, Inc. is a U.S. regional bank holding company based in Green Bay, Wisconsin. They are the parent company of Nicolet National Bank, the second largest Wisconsin-based bank.
Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.
NIC vs OS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $104.0M | $163.7M |
| Net Profit | $40.3M | $999.0K |
| Gross Margin | — | 69.8% |
| Operating Margin | 48.3% | -3.2% |
| Net Margin | 38.8% | 0.6% |
| Revenue YoY | 12.5% | 23.6% |
| Net Profit YoY | 16.9% | — |
| EPS (diluted) | $2.63 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $104.0M | $163.7M | ||
| Q3 25 | $102.9M | $154.3M | ||
| Q2 25 | $95.7M | $147.6M | ||
| Q1 25 | $89.4M | $136.3M | ||
| Q4 24 | $92.4M | $132.5M | ||
| Q3 24 | $90.7M | $129.1M | ||
| Q2 24 | $85.0M | $117.5M | ||
| Q1 24 | $82.2M | $110.3M |
| Q4 25 | $40.3M | $999.0K | ||
| Q3 25 | $41.7M | $-8.8M | ||
| Q2 25 | $36.0M | $-18.4M | ||
| Q1 25 | $32.6M | $-24.0M | ||
| Q4 24 | $34.5M | — | ||
| Q3 24 | $32.5M | $-171.9M | ||
| Q2 24 | $29.3M | $-7.8M | ||
| Q1 24 | $27.8M | $-5.0M |
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% | ||
| Q1 24 | — | 69.1% |
| Q4 25 | 48.3% | -3.2% | ||
| Q3 25 | 50.4% | -11.3% | ||
| Q2 25 | 46.8% | -21.8% | ||
| Q1 25 | 44.9% | -29.3% | ||
| Q4 24 | 46.8% | -35.8% | ||
| Q3 24 | 45.0% | -197.6% | ||
| Q2 24 | 43.3% | -9.8% | ||
| Q1 24 | 41.8% | -4.9% |
| Q4 25 | 38.8% | 0.6% | ||
| Q3 25 | 40.6% | -5.7% | ||
| Q2 25 | 37.6% | -12.5% | ||
| Q1 25 | 36.4% | -17.6% | ||
| Q4 24 | 37.3% | — | ||
| Q3 24 | 35.8% | -133.1% | ||
| Q2 24 | 34.5% | -6.7% | ||
| Q1 24 | 33.8% | -4.5% |
| Q4 25 | $2.63 | — | ||
| Q3 25 | $2.73 | — | ||
| Q2 25 | $2.34 | — | ||
| Q1 25 | $2.08 | — | ||
| Q4 24 | $2.21 | — | ||
| Q3 24 | $2.10 | $-1.06 | ||
| Q2 24 | $1.92 | — | ||
| Q1 24 | $1.82 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $693.6M |
| Total DebtLower is stronger | $134.9M | — |
| Stockholders' EquityBook value | $1.3B | $504.7M |
| Total Assets | $9.2B | $1.0B |
| Debt / EquityLower = less leverage | 0.11× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $693.6M | ||
| Q3 25 | — | $653.9M | ||
| Q2 25 | — | $652.1M | ||
| Q1 25 | — | $593.9M | ||
| Q4 24 | — | $544.2M | ||
| Q3 24 | — | $495.5M | ||
| Q2 24 | — | $140.5M | ||
| Q1 24 | — | — |
| Q4 25 | $134.9M | — | ||
| Q3 25 | $134.6M | — | ||
| Q2 25 | $134.3M | — | ||
| Q1 25 | $156.6M | — | ||
| Q4 24 | $161.4M | — | ||
| Q3 24 | $161.2M | — | ||
| Q2 24 | $162.4M | — | ||
| Q1 24 | $162.3M | — |
| Q4 25 | $1.3B | $504.7M | ||
| Q3 25 | $1.2B | $472.1M | ||
| Q2 25 | $1.2B | $458.2M | ||
| Q1 25 | $1.2B | $412.9M | ||
| Q4 24 | $1.2B | $386.2M | ||
| Q3 24 | $1.1B | $458.2M | ||
| Q2 24 | $1.1B | $97.5M | ||
| Q1 24 | $1.1B | $102.5M |
| Q4 25 | $9.2B | $1.0B | ||
| Q3 25 | $9.0B | $949.4M | ||
| Q2 25 | $8.9B | $910.5M | ||
| Q1 25 | $9.0B | $867.3M | ||
| Q4 24 | $8.8B | $823.2M | ||
| Q3 24 | $8.6B | $750.1M | ||
| Q2 24 | $8.6B | $379.7M | ||
| Q1 24 | $8.4B | — |
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.5M | $25.8M |
| Free Cash FlowOCF − Capex | $149.4M | $25.6M |
| FCF MarginFCF / Revenue | 143.7% | 15.7% |
| Capex IntensityCapex / Revenue | 3.9% | 0.1% |
| Cash ConversionOCF / Net Profit | 3.81× | 25.79× |
| TTM Free Cash FlowTrailing 4 quarters | $275.0M | $95.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $153.5M | $25.8M | ||
| Q3 25 | $45.9M | $5.0M | ||
| Q2 25 | $38.9M | $29.7M | ||
| Q1 25 | $41.8M | $36.2M | ||
| Q4 24 | $133.7M | — | ||
| Q3 24 | $39.6M | $2.4M | ||
| Q2 24 | $37.3M | $8.1M | ||
| Q1 24 | $23.4M | $25.5M |
| Q4 25 | $149.4M | $25.6M | ||
| Q3 25 | $45.9M | $4.8M | ||
| Q2 25 | $38.4M | $29.4M | ||
| Q1 25 | $41.3M | $35.8M | ||
| Q4 24 | $116.8M | — | ||
| Q3 24 | $34.7M | $1.3M | ||
| Q2 24 | $34.4M | $7.7M | ||
| Q1 24 | $20.1M | $24.9M |
| Q4 25 | 143.7% | 15.7% | ||
| Q3 25 | 44.6% | 3.1% | ||
| Q2 25 | 40.1% | 19.9% | ||
| Q1 25 | 46.2% | 26.3% | ||
| Q4 24 | 126.4% | — | ||
| Q3 24 | 38.3% | 1.0% | ||
| Q2 24 | 40.5% | 6.6% | ||
| Q1 24 | 24.4% | 22.5% |
| Q4 25 | 3.9% | 0.1% | ||
| Q3 25 | 0.0% | 0.1% | ||
| Q2 25 | 0.6% | 0.2% | ||
| Q1 25 | 0.5% | 0.3% | ||
| Q4 24 | 18.3% | — | ||
| Q3 24 | 5.4% | 0.8% | ||
| Q2 24 | 3.5% | 0.3% | ||
| Q1 24 | 4.0% | 0.6% |
| Q4 25 | 3.81× | 25.79× | ||
| Q3 25 | 1.10× | — | ||
| Q2 25 | 1.08× | — | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.22× | — | ||
| Q2 24 | 1.28× | — | ||
| Q1 24 | 0.84× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NIC
Segment breakdown not available.
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
