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Side-by-side financial comparison of NIP Group Inc. (NIPG) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.

NIP Group Inc. is the larger business by last-quarter revenue ($39.3M vs $33.0M, roughly 1.2× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -11.9%, a 49.5% gap on every dollar of revenue.

Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.

NIPG vs OBT — Head-to-Head

Bigger by revenue
NIPG
NIPG
1.2× larger
NIPG
$39.3M
$33.0M
OBT
Higher net margin
OBT
OBT
49.5% more per $
OBT
37.6%
-11.9%
NIPG

Income Statement — Q2 FY2024 vs Q4 FY2025

Metric
NIPG
NIPG
OBT
OBT
Revenue
$39.3M
$33.0M
Net Profit
$-4.7M
$12.4M
Gross Margin
6.0%
Operating Margin
-13.0%
41.4%
Net Margin
-11.9%
37.6%
Revenue YoY
20.6%
Net Profit YoY
73.5%
EPS (diluted)
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NIPG
NIPG
OBT
OBT
Q4 25
$33.0M
Q3 25
$33.7M
Q2 25
$32.5M
Q1 25
$28.0M
Q4 24
$27.4M
Q3 24
$27.1M
Q2 24
$39.3M
$27.9M
Q1 24
$25.3M
Net Profit
NIPG
NIPG
OBT
OBT
Q4 25
$12.4M
Q3 25
$10.0M
Q2 25
$10.5M
Q1 25
$8.7M
Q4 24
$7.2M
Q3 24
$3.2M
Q2 24
$-4.7M
$8.2M
Q1 24
$9.3M
Gross Margin
NIPG
NIPG
OBT
OBT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
6.0%
Q1 24
Operating Margin
NIPG
NIPG
OBT
OBT
Q4 25
41.4%
Q3 25
38.6%
Q2 25
41.9%
Q1 25
40.3%
Q4 24
32.8%
Q3 24
14.8%
Q2 24
-13.0%
36.6%
Q1 24
45.9%
Net Margin
NIPG
NIPG
OBT
OBT
Q4 25
37.6%
Q3 25
29.7%
Q2 25
32.2%
Q1 25
31.1%
Q4 24
26.2%
Q3 24
11.8%
Q2 24
-11.9%
29.4%
Q1 24
36.7%
EPS (diluted)
NIPG
NIPG
OBT
OBT
Q4 25
$0.94
Q3 25
$0.75
Q2 25
$0.87
Q1 25
$0.77
Q4 24
$0.64
Q3 24
$0.28
Q2 24
$0.73
Q1 24
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NIPG
NIPG
OBT
OBT
Cash + ST InvestmentsLiquidity on hand
$6.8M
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$284.4M
Total Assets
$305.3M
$2.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NIPG
NIPG
OBT
OBT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$6.8M
Q1 24
Total Debt
NIPG
NIPG
OBT
OBT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$3.8M
Q1 24
Stockholders' Equity
NIPG
NIPG
OBT
OBT
Q4 25
$284.4M
Q3 25
$270.1M
Q2 25
$252.6M
Q1 25
$201.3M
Q4 24
$185.5M
Q3 24
$193.1M
Q2 24
$177.5M
Q1 24
$168.7M
Total Assets
NIPG
NIPG
OBT
OBT
Q4 25
$2.7B
Q3 25
$2.6B
Q2 25
$2.6B
Q1 25
$2.6B
Q4 24
$2.5B
Q3 24
$2.5B
Q2 24
$305.3M
$2.5B
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NIPG
NIPG
OBT
OBT
Operating Cash FlowLast quarter
$43.8M
Free Cash FlowOCF − Capex
$41.3M
FCF MarginFCF / Revenue
125.1%
Capex IntensityCapex / Revenue
7.6%
Cash ConversionOCF / Net Profit
3.53×
TTM Free Cash FlowTrailing 4 quarters
$69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NIPG
NIPG
OBT
OBT
Q4 25
$43.8M
Q3 25
$30.2M
Q2 25
$-5.0M
Q1 25
$4.8M
Q4 24
$34.6M
Q3 24
$10.2M
Q2 24
$9.3M
Q1 24
$2.3M
Free Cash Flow
NIPG
NIPG
OBT
OBT
Q4 25
$41.3M
Q3 25
$29.6M
Q2 25
$-5.7M
Q1 25
$4.3M
Q4 24
$32.9M
Q3 24
$10.0M
Q2 24
$9.2M
Q1 24
$2.0M
FCF Margin
NIPG
NIPG
OBT
OBT
Q4 25
125.1%
Q3 25
87.8%
Q2 25
-17.5%
Q1 25
15.5%
Q4 24
120.0%
Q3 24
36.7%
Q2 24
32.8%
Q1 24
7.9%
Capex Intensity
NIPG
NIPG
OBT
OBT
Q4 25
7.6%
Q3 25
1.8%
Q2 25
2.3%
Q1 25
1.8%
Q4 24
6.3%
Q3 24
1.1%
Q2 24
0.4%
Q1 24
1.0%
Cash Conversion
NIPG
NIPG
OBT
OBT
Q4 25
3.53×
Q3 25
3.01×
Q2 25
-0.47×
Q1 25
0.56×
Q4 24
4.83×
Q3 24
3.19×
Q2 24
1.13×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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