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Side-by-side financial comparison of NIP Group Inc. (NIPG) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.

SOUTH PLAINS FINANCIAL, INC. is the larger business by last-quarter revenue ($54.1M vs $39.3M, roughly 1.4× NIP Group Inc.). SOUTH PLAINS FINANCIAL, INC. runs the higher net margin — 26.9% vs -11.9%, a 38.7% gap on every dollar of revenue.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

NIPG vs SPFI — Head-to-Head

Bigger by revenue
SPFI
SPFI
1.4× larger
SPFI
$54.1M
$39.3M
NIPG
Higher net margin
SPFI
SPFI
38.7% more per $
SPFI
26.9%
-11.9%
NIPG

Income Statement — Q2 FY2024 vs Q1 FY2026

Metric
NIPG
NIPG
SPFI
SPFI
Revenue
$39.3M
$54.1M
Net Profit
$-4.7M
$14.5M
Gross Margin
6.0%
Operating Margin
-13.0%
Net Margin
-11.9%
26.9%
Revenue YoY
Net Profit YoY
18.3%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NIPG
NIPG
SPFI
SPFI
Q1 26
$54.1M
Q4 25
$53.9M
Q3 25
$54.2M
Q2 25
$54.7M
Q1 25
$49.2M
Q4 24
$51.9M
Q3 24
$47.9M
Q2 24
$39.3M
$48.6M
Net Profit
NIPG
NIPG
SPFI
SPFI
Q1 26
$14.5M
Q4 25
Q3 25
$16.3M
Q2 25
$14.6M
Q1 25
$12.3M
Q4 24
Q3 24
$11.2M
Q2 24
$-4.7M
$11.1M
Gross Margin
NIPG
NIPG
SPFI
SPFI
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
6.0%
Operating Margin
NIPG
NIPG
SPFI
SPFI
Q1 26
Q4 25
35.4%
Q3 25
38.1%
Q2 25
34.1%
Q1 25
31.9%
Q4 24
39.9%
Q3 24
29.8%
Q2 24
-13.0%
29.3%
Net Margin
NIPG
NIPG
SPFI
SPFI
Q1 26
26.9%
Q4 25
Q3 25
30.1%
Q2 25
26.7%
Q1 25
25.0%
Q4 24
Q3 24
23.4%
Q2 24
-11.9%
22.9%
EPS (diluted)
NIPG
NIPG
SPFI
SPFI
Q1 26
Q4 25
$0.90
Q3 25
$0.96
Q2 25
$0.86
Q1 25
$0.72
Q4 24
$0.96
Q3 24
$0.66
Q2 24
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NIPG
NIPG
SPFI
SPFI
Cash + ST InvestmentsLiquidity on hand
$6.8M
$722.0M
Total DebtLower is stronger
$3.8M
$3.0K
Stockholders' EquityBook value
$504.9M
Total Assets
$305.3M
$4.6B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NIPG
NIPG
SPFI
SPFI
Q1 26
$722.0M
Q4 25
$552.4M
Q3 25
$635.0M
Q2 25
$470.5M
Q1 25
$536.3M
Q4 24
$359.1M
Q3 24
$471.2M
Q2 24
$6.8M
$298.0M
Total Debt
NIPG
NIPG
SPFI
SPFI
Q1 26
$3.0K
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$3.8M
Stockholders' Equity
NIPG
NIPG
SPFI
SPFI
Q1 26
$504.9M
Q4 25
$493.8M
Q3 25
$477.8M
Q2 25
$454.1M
Q1 25
$443.7M
Q4 24
$438.9M
Q3 24
$443.1M
Q2 24
$418.0M
Total Assets
NIPG
NIPG
SPFI
SPFI
Q1 26
$4.6B
Q4 25
$4.5B
Q3 25
$4.5B
Q2 25
$4.4B
Q1 25
$4.4B
Q4 24
$4.2B
Q3 24
$4.3B
Q2 24
$305.3M
$4.2B
Debt / Equity
NIPG
NIPG
SPFI
SPFI
Q1 26
0.00×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NIPG
NIPG

Segment breakdown not available.

SPFI
SPFI

Net Interest Income$42.9M79%
Noninterest Income$11.3M21%

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