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Side-by-side financial comparison of NATIONAL BANKSHARES INC (NKSH) and PodcastOne, Inc. (PODC). Click either name above to swap in a different company.

PodcastOne, Inc. is the larger business by last-quarter revenue ($15.9M vs $15.3M, roughly 1.0× NATIONAL BANKSHARES INC). NATIONAL BANKSHARES INC runs the higher net margin — 38.5% vs -1.0%, a 39.5% gap on every dollar of revenue. On growth, PodcastOne, Inc. posted the faster year-over-year revenue change (24.8% vs 24.7%). NATIONAL BANKSHARES INC produced more free cash flow last quarter ($15.2M vs $489.0K). Over the past eight quarters, NATIONAL BANKSHARES INC's revenue compounded faster (20.9% CAGR vs 16.4%).

Nicolet Bankshares, Inc. is a U.S. regional bank holding company based in Green Bay, Wisconsin. They are the parent company of Nicolet National Bank, the second largest Wisconsin-based bank.

PodcastOne, Inc. is a prominent audio entertainment company focusing on podcast production, distribution, and monetization. It owns a large library of original and licensed content across genres like true crime, comedy, news, sports, and lifestyle, serving global listeners and offering ad solutions for creators and brands.

NKSH vs PODC — Head-to-Head

Bigger by revenue
PODC
PODC
1.0× larger
PODC
$15.9M
$15.3M
NKSH
Growing faster (revenue YoY)
PODC
PODC
+0.1% gap
PODC
24.8%
24.7%
NKSH
Higher net margin
NKSH
NKSH
39.5% more per $
NKSH
38.5%
-1.0%
PODC
More free cash flow
NKSH
NKSH
$14.7M more FCF
NKSH
$15.2M
$489.0K
PODC
Faster 2-yr revenue CAGR
NKSH
NKSH
Annualised
NKSH
20.9%
16.4%
PODC

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
NKSH
NKSH
PODC
PODC
Revenue
$15.3M
$15.9M
Net Profit
$5.9M
$-154.0K
Gross Margin
16.5%
Operating Margin
47.4%
-1.0%
Net Margin
38.5%
-1.0%
Revenue YoY
24.7%
24.8%
Net Profit YoY
91.0%
90.3%
EPS (diluted)
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NKSH
NKSH
PODC
PODC
Q4 25
$15.3M
$15.9M
Q3 25
$14.2M
$15.2M
Q2 25
$13.3M
$15.0M
Q1 25
$12.8M
$14.1M
Q4 24
$12.2M
$12.7M
Q3 24
$11.7M
$12.2M
Q2 24
$10.9M
$13.2M
Q1 24
$10.4M
$11.7M
Net Profit
NKSH
NKSH
PODC
PODC
Q4 25
$5.9M
$-154.0K
Q3 25
$4.4M
$-975.0K
Q2 25
$2.3M
$-1.1M
Q1 25
$3.2M
$-1.8M
Q4 24
$3.1M
$-1.6M
Q3 24
$2.7M
$-1.7M
Q2 24
$-307.0K
$-1.4M
Q1 24
$2.2M
$-1.0M
Gross Margin
NKSH
NKSH
PODC
PODC
Q4 25
16.5%
Q3 25
10.6%
Q2 25
9.6%
Q1 25
10.9%
Q4 24
5.7%
Q3 24
8.3%
Q2 24
11.0%
Q1 24
8.9%
Operating Margin
NKSH
NKSH
PODC
PODC
Q4 25
47.4%
-1.0%
Q3 25
37.9%
-6.4%
Q2 25
20.0%
-7.0%
Q1 25
30.5%
-13.0%
Q4 24
30.1%
-12.4%
Q3 24
27.5%
-13.6%
Q2 24
-4.4%
-10.4%
Q1 24
25.8%
-10.1%
Net Margin
NKSH
NKSH
PODC
PODC
Q4 25
38.5%
-1.0%
Q3 25
31.1%
-6.4%
Q2 25
17.2%
-7.0%
Q1 25
25.3%
-13.1%
Q4 24
25.1%
-12.5%
Q3 24
22.8%
-13.7%
Q2 24
-2.8%
-10.4%
Q1 24
20.8%
-9.0%
EPS (diluted)
NKSH
NKSH
PODC
PODC
Q4 25
$0.93
Q3 25
$0.69
Q2 25
$0.36
Q1 25
$0.51
Q4 24
$0.50
Q3 24
$0.42
Q2 24
$-0.05
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NKSH
NKSH
PODC
PODC
Cash + ST InvestmentsLiquidity on hand
$59.3M
$3.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.9M
$15.8M
Total Assets
$1.8B
$24.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NKSH
NKSH
PODC
PODC
Q4 25
$59.3M
$3.4M
Q3 25
$42.3M
$2.7M
Q2 25
$92.8M
$1.9M
Q1 25
$122.5M
$1.1M
Q4 24
$108.1M
$572.0K
Q3 24
$49.8M
$1.4M
Q2 24
$98.9M
$891.0K
Q1 24
$121.2M
$1.4M
Stockholders' Equity
NKSH
NKSH
PODC
PODC
Q4 25
$184.9M
$15.8M
Q3 25
$179.2M
$14.7M
Q2 25
$168.7M
$14.7M
Q1 25
$167.3M
$15.1M
Q4 24
$156.4M
$15.0M
Q3 24
$167.8M
$15.5M
Q2 24
$149.0M
$15.7M
Q1 24
$139.4M
$16.3M
Total Assets
NKSH
NKSH
PODC
PODC
Q4 25
$1.8B
$24.7M
Q3 25
$1.8B
$22.6M
Q2 25
$1.8B
$22.3M
Q1 25
$1.8B
$20.8M
Q4 24
$1.8B
$20.6M
Q3 24
$1.8B
$23.1M
Q2 24
$1.8B
$24.0M
Q1 24
$1.7B
$24.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NKSH
NKSH
PODC
PODC
Operating Cash FlowLast quarter
$17.9M
$579.0K
Free Cash FlowOCF − Capex
$15.2M
$489.0K
FCF MarginFCF / Revenue
99.2%
3.1%
Capex IntensityCapex / Revenue
17.9%
0.6%
Cash ConversionOCF / Net Profit
3.04×
TTM Free Cash FlowTrailing 4 quarters
$23.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NKSH
NKSH
PODC
PODC
Q4 25
$17.9M
$579.0K
Q3 25
$6.1M
$877.0K
Q2 25
$2.1M
$903.0K
Q1 25
$2.6M
$506.0K
Q4 24
$9.4M
$-763.0K
Q3 24
$3.1M
$525.0K
Q2 24
$-3.0M
$-480.0K
Q1 24
$3.8M
Free Cash Flow
NKSH
NKSH
PODC
PODC
Q4 25
$15.2M
$489.0K
Q3 25
$5.3M
Q2 25
$1.5M
$791.0K
Q1 25
$1.6M
$505.0K
Q4 24
$6.2M
$-783.0K
Q3 24
$2.2M
$464.0K
Q2 24
$-4.0M
$-554.0K
Q1 24
$3.5M
FCF Margin
NKSH
NKSH
PODC
PODC
Q4 25
99.2%
3.1%
Q3 25
37.4%
Q2 25
11.5%
5.3%
Q1 25
12.5%
3.6%
Q4 24
50.5%
-6.2%
Q3 24
18.5%
3.8%
Q2 24
-36.3%
-4.2%
Q1 24
33.8%
Capex Intensity
NKSH
NKSH
PODC
PODC
Q4 25
17.9%
0.6%
Q3 25
5.6%
0.0%
Q2 25
4.1%
0.7%
Q1 25
7.5%
0.0%
Q4 24
26.6%
0.2%
Q3 24
8.3%
0.5%
Q2 24
9.3%
0.6%
Q1 24
3.0%
Cash Conversion
NKSH
NKSH
PODC
PODC
Q4 25
3.04×
Q3 25
1.38×
Q2 25
0.90×
Q1 25
0.79×
Q4 24
3.07×
Q3 24
1.17×
Q2 24
Q1 24
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NKSH
NKSH

Segment breakdown not available.

PODC
PODC

Other$9.0M56%
Barter$6.9M44%

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