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Side-by-side financial comparison of NI Holdings, Inc. (NODK) and CarParts.com, Inc. (PRTS). Click either name above to swap in a different company.

CarParts.com, Inc. is the larger business by last-quarter revenue ($120.4M vs $61.0M, roughly 2.0× NI Holdings, Inc.). NI Holdings, Inc. runs the higher net margin — -5.2% vs -9.6%, a 4.4% gap on every dollar of revenue. On growth, CarParts.com, Inc. posted the faster year-over-year revenue change (-9.8% vs -17.5%). Over the past eight quarters, CarParts.com, Inc.'s revenue compounded faster (-8.6% CAGR vs -9.5%).

NI Holdings, Inc. is a United States-based insurance holding company that primarily provides property and casualty insurance products. Its core offerings include personal auto insurance, homeowners insurance, and small commercial insurance, serving individual consumers and small business clients across multiple U.S. states.

Genuine Parts Company (GPC) is an American automotive and industrial parts distributor based in Atlanta, Georgia. Established by brothers Carlyle and Malcolm Fraser in 1928, the company has approximately 60,000 employees. In addition to the United States, GPC has operated in Australasia, Belgium, Canada, France, Germany, Mexico, the Netherlands, Poland, and the United Kingdom. GPC's subsidiaries include industrial parts distributor Motion as well as NAPA Auto Parts, which primarily sells part...

NODK vs PRTS — Head-to-Head

Bigger by revenue
PRTS
PRTS
2.0× larger
PRTS
$120.4M
$61.0M
NODK
Growing faster (revenue YoY)
PRTS
PRTS
+7.7% gap
PRTS
-9.8%
-17.5%
NODK
Higher net margin
NODK
NODK
4.4% more per $
NODK
-5.2%
-9.6%
PRTS
Faster 2-yr revenue CAGR
PRTS
PRTS
Annualised
PRTS
-8.6%
-9.5%
NODK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NODK
NODK
PRTS
PRTS
Revenue
$61.0M
$120.4M
Net Profit
$-3.2M
$-11.6M
Gross Margin
30.8%
33.2%
Operating Margin
-4.7%
Net Margin
-5.2%
-9.6%
Revenue YoY
-17.5%
-9.8%
Net Profit YoY
-132.0%
25.0%
EPS (diluted)
$-0.16
$-0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NODK
NODK
PRTS
PRTS
Q4 25
$61.0M
$120.4M
Q3 25
$76.6M
$127.8M
Q2 25
$76.1M
$151.9M
Q1 25
$71.4M
$147.4M
Q4 24
$73.9M
$133.5M
Q3 24
$89.0M
$144.8M
Q2 24
$87.8M
$144.3M
Q1 24
$74.5M
Net Profit
NODK
NODK
PRTS
PRTS
Q4 25
$-3.2M
$-11.6M
Q3 25
$-1.7M
$-10.9M
Q2 25
$-12.1M
$-12.7M
Q1 25
$6.5M
$-15.3M
Q4 24
$9.8M
$-15.4M
Q3 24
$-2.7M
$-10.0M
Q2 24
$-19.6M
$-8.7M
Q1 24
$6.4M
Gross Margin
NODK
NODK
PRTS
PRTS
Q4 25
30.8%
33.2%
Q3 25
20.5%
33.1%
Q2 25
8.4%
32.8%
Q1 25
40.6%
32.1%
Q4 24
52.7%
32.5%
Q3 24
20.4%
35.2%
Q2 24
18.0%
33.5%
Q1 24
39.9%
Operating Margin
NODK
NODK
PRTS
PRTS
Q4 25
-4.7%
Q3 25
-2.4%
-7.9%
Q2 25
-20.1%
-8.2%
Q1 25
10.8%
-10.3%
Q4 24
18.7%
-11.6%
Q3 24
-3.9%
-6.9%
Q2 24
-10.3%
-6.0%
Q1 24
11.9%
Net Margin
NODK
NODK
PRTS
PRTS
Q4 25
-5.2%
-9.6%
Q3 25
-2.2%
-8.5%
Q2 25
-15.8%
-8.4%
Q1 25
9.0%
-10.4%
Q4 24
13.3%
-11.5%
Q3 24
-3.0%
-6.9%
Q2 24
-22.3%
-6.0%
Q1 24
8.6%
EPS (diluted)
NODK
NODK
PRTS
PRTS
Q4 25
$-0.16
$-0.82
Q3 25
$-0.08
$-0.19
Q2 25
$-0.57
$-0.23
Q1 25
$0.31
$-0.27
Q4 24
$0.48
$-0.28
Q3 24
$-0.13
$-0.17
Q2 24
$-0.94
$-0.15
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NODK
NODK
PRTS
PRTS
Cash + ST InvestmentsLiquidity on hand
$52.2M
$25.8M
Total DebtLower is stronger
$2.4M
Stockholders' EquityBook value
$240.3M
$53.5M
Total Assets
$506.0M
$184.9M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NODK
NODK
PRTS
PRTS
Q4 25
$52.2M
$25.8M
Q3 25
$24.7M
Q2 25
$56.8M
Q1 25
$57.2M
Q4 24
$51.4M
Q3 24
$39.1M
Q2 24
$51.4M
Q1 24
$68.5M
Total Debt
NODK
NODK
PRTS
PRTS
Q4 25
$2.4M
Q3 25
$2.4M
Q2 25
Q1 25
Q4 24
$2.4M
Q3 24
$2.4M
Q2 24
$2.4M
Q1 24
$2.4M
Stockholders' Equity
NODK
NODK
PRTS
PRTS
Q4 25
$240.3M
$53.5M
Q3 25
$243.8M
$64.2M
Q2 25
$243.3M
$62.4M
Q1 25
$254.0M
$72.8M
Q4 24
$244.6M
$85.2M
Q3 24
$241.4M
$97.2M
Q2 24
$236.1M
$103.9M
Q1 24
$255.8M
Total Assets
NODK
NODK
PRTS
PRTS
Q4 25
$506.0M
$184.9M
Q3 25
$543.8M
$200.3M
Q2 25
$620.1M
$189.6M
Q1 25
$525.4M
$216.5M
Q4 24
$526.5M
$210.6M
Q3 24
$559.9M
$227.6M
Q2 24
$571.0M
$238.0M
Q1 24
$674.5M
Debt / Equity
NODK
NODK
PRTS
PRTS
Q4 25
0.01×
Q3 25
0.01×
Q2 25
Q1 25
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.01×
Q1 24
0.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NODK
NODK
PRTS
PRTS
Operating Cash FlowLast quarter
$13.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NODK
NODK
PRTS
PRTS
Q4 25
$13.2M
Q3 25
$-44.8M
$-6.4M
Q2 25
$6.4M
$-25.6M
Q1 25
$9.9M
$5.5M
Q4 24
$21.7M
$1.8M
Q3 24
$-18.0M
$8.5M
Q2 24
$18.1M
$-3.6M
Q1 24
$16.7M
Free Cash Flow
NODK
NODK
PRTS
PRTS
Q4 25
Q3 25
$-44.8M
$-8.3M
Q2 25
$6.2M
$-27.9M
Q1 25
$9.9M
$3.4M
Q4 24
$21.5M
$-631.0K
Q3 24
$-18.1M
$4.9M
Q2 24
$17.5M
$-10.8M
Q1 24
$16.6M
FCF Margin
NODK
NODK
PRTS
PRTS
Q4 25
Q3 25
-58.6%
-6.5%
Q2 25
8.2%
-18.3%
Q1 25
13.8%
2.3%
Q4 24
29.1%
-0.5%
Q3 24
-20.4%
3.4%
Q2 24
20.0%
-7.5%
Q1 24
22.3%
Capex Intensity
NODK
NODK
PRTS
PRTS
Q4 25
0.0%
Q3 25
0.0%
1.5%
Q2 25
0.2%
1.5%
Q1 25
0.0%
1.4%
Q4 24
0.3%
1.8%
Q3 24
0.2%
2.5%
Q2 24
0.7%
4.9%
Q1 24
0.1%
Cash Conversion
NODK
NODK
PRTS
PRTS
Q4 25
Q3 25
Q2 25
Q1 25
1.53×
Q4 24
2.21×
Q3 24
Q2 24
Q1 24
2.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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