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Side-by-side financial comparison of NeuroPace Inc (NPCE) and SOUTHERN MISSOURI BANCORP, INC. (SMBC). Click either name above to swap in a different company.

SOUTHERN MISSOURI BANCORP, INC. is the larger business by last-quarter revenue ($49.6M vs $26.6M, roughly 1.9× NeuroPace Inc). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs -10.3%, a 46.8% gap on every dollar of revenue. On growth, NeuroPace Inc posted the faster year-over-year revenue change (23.9% vs 10.3%). SOUTHERN MISSOURI BANCORP, INC. produced more free cash flow last quarter ($20.2M vs $409.0K). Over the past eight quarters, NeuroPace Inc's revenue compounded faster (21.1% CAGR vs 11.3%).

NeuroPace Inc is a medical technology company focused on developing and commercializing innovative implantable neurostimulation systems to treat neurological disorders, primarily drug-resistant epilepsy. Its core RNS System delivers personalized responsive stimulation to reduce seizure frequency, serving patients across North America and select global markets via partnerships with healthcare providers.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

NPCE vs SMBC — Head-to-Head

Bigger by revenue
SMBC
SMBC
1.9× larger
SMBC
$49.6M
$26.6M
NPCE
Growing faster (revenue YoY)
NPCE
NPCE
+13.6% gap
NPCE
23.9%
10.3%
SMBC
Higher net margin
SMBC
SMBC
46.8% more per $
SMBC
36.6%
-10.3%
NPCE
More free cash flow
SMBC
SMBC
$19.7M more FCF
SMBC
$20.2M
$409.0K
NPCE
Faster 2-yr revenue CAGR
NPCE
NPCE
Annualised
NPCE
21.1%
11.3%
SMBC

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
NPCE
NPCE
SMBC
SMBC
Revenue
$26.6M
$49.6M
Net Profit
$-2.7M
$18.1M
Gross Margin
77.4%
Operating Margin
-6.6%
45.7%
Net Margin
-10.3%
36.6%
Revenue YoY
23.9%
10.3%
Net Profit YoY
48.0%
23.9%
EPS (diluted)
$-0.08
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NPCE
NPCE
SMBC
SMBC
Q4 25
$26.6M
$49.6M
Q3 25
$27.4M
$49.0M
Q2 25
$23.5M
$47.6M
Q1 25
$22.5M
$46.1M
Q4 24
$21.5M
$45.0M
Q3 24
$21.1M
$43.8M
Q2 24
$19.3M
$42.9M
Q1 24
$18.1M
$40.1M
Net Profit
NPCE
NPCE
SMBC
SMBC
Q4 25
$-2.7M
$18.1M
Q3 25
$-3.5M
$15.7M
Q2 25
$-8.7M
$15.8M
Q1 25
$-6.6M
$15.7M
Q4 24
$-5.3M
$14.7M
Q3 24
$-5.5M
$12.5M
Q2 24
$-7.5M
$13.5M
Q1 24
$-8.9M
$11.3M
Gross Margin
NPCE
NPCE
SMBC
SMBC
Q4 25
77.4%
Q3 25
77.4%
Q2 25
77.1%
Q1 25
77.0%
Q4 24
75.4%
Q3 24
73.2%
Q2 24
73.4%
Q1 24
73.6%
Operating Margin
NPCE
NPCE
SMBC
SMBC
Q4 25
-6.6%
45.7%
Q3 25
-9.5%
39.7%
Q2 25
-29.0%
40.2%
Q1 25
-22.9%
43.0%
Q4 24
-17.0%
42.7%
Q3 24
-20.1%
36.1%
Q2 24
-32.4%
39.6%
Q1 24
-41.6%
35.3%
Net Margin
NPCE
NPCE
SMBC
SMBC
Q4 25
-10.3%
36.6%
Q3 25
-12.8%
31.9%
Q2 25
-36.8%
33.2%
Q1 25
-29.3%
34.0%
Q4 24
-24.5%
32.6%
Q3 24
-25.9%
28.4%
Q2 24
-39.0%
31.6%
Q1 24
-49.2%
28.2%
EPS (diluted)
NPCE
NPCE
SMBC
SMBC
Q4 25
$-0.08
$1.62
Q3 25
$-0.11
$1.38
Q2 25
$-0.26
$1.39
Q1 25
$-0.21
$1.39
Q4 24
$-0.16
$1.30
Q3 24
$-0.19
$1.10
Q2 24
$-0.26
$1.20
Q1 24
$-0.32
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NPCE
NPCE
SMBC
SMBC
Cash + ST InvestmentsLiquidity on hand
$61.1M
$134.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$19.0M
$567.4M
Total Assets
$105.6M
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NPCE
NPCE
SMBC
SMBC
Q4 25
$61.1M
$134.1M
Q3 25
$60.0M
$124.1M
Q2 25
$62.1M
$192.9M
Q1 25
$66.3M
$226.9M
Q4 24
$52.8M
$145.8M
Q3 24
$56.8M
$75.3M
Q2 24
$55.5M
$60.9M
Q1 24
$58.9M
$168.3M
Stockholders' Equity
NPCE
NPCE
SMBC
SMBC
Q4 25
$19.0M
$567.4M
Q3 25
$18.5M
$560.2M
Q2 25
$19.4M
$544.7M
Q1 25
$24.3M
$528.8M
Q4 24
$8.0M
$512.4M
Q3 24
$9.8M
$505.6M
Q2 24
$9.9M
$488.7M
Q1 24
$14.3M
$479.6M
Total Assets
NPCE
NPCE
SMBC
SMBC
Q4 25
$105.6M
$5.1B
Q3 25
$107.3M
$5.0B
Q2 25
$106.1M
$5.0B
Q1 25
$110.2M
$5.0B
Q4 24
$94.6M
$4.9B
Q3 24
$96.3M
$4.7B
Q2 24
$94.4M
$4.6B
Q1 24
$98.9M
$4.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NPCE
NPCE
SMBC
SMBC
Operating Cash FlowLast quarter
$506.0K
$21.3M
Free Cash FlowOCF − Capex
$409.0K
$20.2M
FCF MarginFCF / Revenue
1.5%
40.6%
Capex IntensityCapex / Revenue
0.4%
2.2%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters
$-11.3M
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NPCE
NPCE
SMBC
SMBC
Q4 25
$506.0K
$21.3M
Q3 25
$-1.9M
$16.3M
Q2 25
$-2.1M
$81.6M
Q1 25
$-7.5M
$24.1M
Q4 24
$-4.8M
$20.1M
Q3 24
$-1.7M
$10.0M
Q2 24
$-3.9M
$70.3M
Q1 24
$-7.5M
$23.9M
Free Cash Flow
NPCE
NPCE
SMBC
SMBC
Q4 25
$409.0K
$20.2M
Q3 25
$-2.0M
$15.4M
Q2 25
$-2.3M
$75.3M
Q1 25
$-7.5M
$22.7M
Q4 24
$-4.8M
$18.2M
Q3 24
$-1.8M
$8.6M
Q2 24
$-4.0M
$61.2M
Q1 24
$-7.6M
$19.6M
FCF Margin
NPCE
NPCE
SMBC
SMBC
Q4 25
1.5%
40.6%
Q3 25
-7.2%
31.4%
Q2 25
-9.6%
158.1%
Q1 25
-33.4%
49.3%
Q4 24
-22.5%
40.3%
Q3 24
-8.7%
19.5%
Q2 24
-20.6%
142.8%
Q1 24
-42.1%
48.8%
Capex Intensity
NPCE
NPCE
SMBC
SMBC
Q4 25
0.4%
2.2%
Q3 25
0.1%
1.8%
Q2 25
0.7%
13.2%
Q1 25
0.2%
3.0%
Q4 24
0.2%
4.4%
Q3 24
0.5%
3.3%
Q2 24
0.3%
21.1%
Q1 24
0.6%
10.8%
Cash Conversion
NPCE
NPCE
SMBC
SMBC
Q4 25
1.17×
Q3 25
1.04×
Q2 25
5.17×
Q1 25
1.54×
Q4 24
1.37×
Q3 24
0.80×
Q2 24
5.19×
Q1 24
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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