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Side-by-side financial comparison of NPK International Inc. (NPKI) and PennyMac Mortgage Investment Trust (PMT). Click either name above to swap in a different company.
PennyMac Mortgage Investment Trust is the larger business by last-quarter revenue ($93.6M vs $75.2M, roughly 1.2× NPK International Inc.). On growth, NPK International Inc. posted the faster year-over-year revenue change (30.7% vs -13.3%). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 12.3%).
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
NPKI vs PMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $75.2M | $93.6M |
| Net Profit | — | $52.4M |
| Gross Margin | 37.7% | — |
| Operating Margin | 16.7% | 38.6% |
| Net Margin | — | 56.0% |
| Revenue YoY | 30.7% | -13.3% |
| Net Profit YoY | — | 12.5% |
| EPS (diluted) | $0.17 | $0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.2M | $93.6M | ||
| Q3 25 | $68.8M | $99.2M | ||
| Q2 25 | $68.2M | $70.2M | ||
| Q1 25 | $64.8M | $44.5M | ||
| Q4 24 | $57.5M | $107.9M | ||
| Q3 24 | $44.2M | $80.9M | ||
| Q2 24 | $66.8M | $71.2M | ||
| Q1 24 | $49.0M | $74.2M |
| Q4 25 | — | $52.4M | ||
| Q3 25 | $5.7M | $58.3M | ||
| Q2 25 | $8.7M | $7.5M | ||
| Q1 25 | $10.0M | $9.7M | ||
| Q4 24 | — | $46.5M | ||
| Q3 24 | $-174.3M | $41.4M | ||
| Q2 24 | $8.0M | $25.4M | ||
| Q1 24 | $7.3M | $47.6M |
| Q4 25 | 37.7% | — | ||
| Q3 25 | 31.9% | — | ||
| Q2 25 | 36.9% | — | ||
| Q1 25 | 39.0% | — | ||
| Q4 24 | 39.2% | — | ||
| Q3 24 | 27.5% | — | ||
| Q2 24 | 37.2% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | 16.7% | 38.6% | ||
| Q3 25 | 13.2% | 47.4% | ||
| Q2 25 | 17.0% | 24.2% | ||
| Q1 25 | 20.9% | -14.2% | ||
| Q4 24 | 20.2% | 51.1% | ||
| Q3 24 | 2.8% | 32.8% | ||
| Q2 24 | 18.7% | 40.2% | ||
| Q1 24 | 14.2% | 43.6% |
| Q4 25 | — | 56.0% | ||
| Q3 25 | 8.2% | 58.7% | ||
| Q2 25 | 12.7% | 10.7% | ||
| Q1 25 | 15.4% | 21.8% | ||
| Q4 24 | — | 43.1% | ||
| Q3 24 | -394.3% | 51.2% | ||
| Q2 24 | 12.0% | 35.7% | ||
| Q1 24 | 14.9% | 64.2% |
| Q4 25 | $0.17 | $0.49 | ||
| Q3 25 | $0.07 | $0.55 | ||
| Q2 25 | $0.10 | $-0.04 | ||
| Q1 25 | $0.11 | $-0.01 | ||
| Q4 24 | $0.10 | $0.45 | ||
| Q3 24 | $-1.99 | $0.36 | ||
| Q2 24 | $0.09 | $0.17 | ||
| Q1 24 | $0.08 | $0.39 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $5.1M | $190.5M |
| Total DebtLower is stronger | $16.9M | $1.1B |
| Stockholders' EquityBook value | $351.2M | $1.9B |
| Total Assets | $441.8M | $21.3B |
| Debt / EquityLower = less leverage | 0.05× | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.1M | $190.5M | ||
| Q3 25 | $35.6M | $181.0M | ||
| Q2 25 | $26.0M | $108.6M | ||
| Q1 25 | $20.8M | $204.2M | ||
| Q4 24 | $17.8M | $103.2M | ||
| Q3 24 | $42.9M | $102.8M | ||
| Q2 24 | $35.1M | $336.3M | ||
| Q1 24 | $37.7M | $343.3M |
| Q4 25 | $16.9M | $1.1B | ||
| Q3 25 | $9.5M | $299.0M | ||
| Q2 25 | $9.3M | $1.2B | ||
| Q1 25 | $8.1M | $968.4M | ||
| Q4 24 | $7.7M | $1.0B | ||
| Q3 24 | $14.0M | $5.2B | ||
| Q2 24 | $58.0M | $5.4B | ||
| Q1 24 | $77.4M | $5.1B |
| Q4 25 | $351.2M | $1.9B | ||
| Q3 25 | $333.9M | $1.9B | ||
| Q2 25 | $328.8M | $1.9B | ||
| Q1 25 | $326.9M | $1.9B | ||
| Q4 24 | $326.5M | $1.9B | ||
| Q3 24 | $316.5M | $1.9B | ||
| Q2 24 | $426.6M | $1.9B | ||
| Q1 24 | $421.6M | $2.0B |
| Q4 25 | $441.8M | $21.3B | ||
| Q3 25 | $404.5M | $18.5B | ||
| Q2 25 | $393.7M | $16.8B | ||
| Q1 25 | $390.0M | $14.9B | ||
| Q4 24 | $393.7M | $14.4B | ||
| Q3 24 | $389.6M | $13.1B | ||
| Q2 24 | $624.8M | $12.1B | ||
| Q1 24 | $640.8M | $12.3B |
| Q4 25 | 0.05× | 0.58× | ||
| Q3 25 | 0.03× | 0.16× | ||
| Q2 25 | 0.03× | 0.65× | ||
| Q1 25 | 0.02× | 0.51× | ||
| Q4 24 | 0.02× | 0.52× | ||
| Q3 24 | 0.04× | 2.70× | ||
| Q2 24 | 0.14× | 2.76× | ||
| Q1 24 | 0.18× | 2.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.0M | $-7.2B |
| Free Cash FlowOCF − Capex | $5.8M | — |
| FCF MarginFCF / Revenue | 7.6% | — |
| Capex IntensityCapex / Revenue | 16.3% | — |
| Cash ConversionOCF / Net Profit | — | -137.76× |
| TTM Free Cash FlowTrailing 4 quarters | $26.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.0M | $-7.2B | ||
| Q3 25 | $24.7M | $-1.3B | ||
| Q2 25 | $21.4M | $-2.0B | ||
| Q1 25 | $8.8M | $-594.3M | ||
| Q4 24 | $-4.1M | $-2.7B | ||
| Q3 24 | $2.8M | $-983.8M | ||
| Q2 24 | $27.6M | $243.8M | ||
| Q1 24 | $11.9M | $-342.4M |
| Q4 25 | $5.8M | — | ||
| Q3 25 | $12.0M | — | ||
| Q2 25 | $9.7M | — | ||
| Q1 25 | $-1.2M | — | ||
| Q4 24 | $-17.7M | — | ||
| Q3 24 | $-6.7M | — | ||
| Q2 24 | $21.0M | — | ||
| Q1 24 | $-1.9M | — |
| Q4 25 | 7.6% | — | ||
| Q3 25 | 17.4% | — | ||
| Q2 25 | 14.3% | — | ||
| Q1 25 | -1.8% | — | ||
| Q4 24 | -30.8% | — | ||
| Q3 24 | -15.2% | — | ||
| Q2 24 | 31.4% | — | ||
| Q1 24 | -3.9% | — |
| Q4 25 | 16.3% | — | ||
| Q3 25 | 18.5% | — | ||
| Q2 25 | 17.1% | — | ||
| Q1 25 | 15.5% | — | ||
| Q4 24 | 23.6% | — | ||
| Q3 24 | 21.4% | — | ||
| Q2 24 | 9.9% | — | ||
| Q1 24 | 28.3% | — |
| Q4 25 | — | -137.76× | ||
| Q3 25 | 4.37× | -22.26× | ||
| Q2 25 | 2.47× | -267.53× | ||
| Q1 25 | 0.88× | -61.39× | ||
| Q4 24 | — | -58.08× | ||
| Q3 24 | — | -23.76× | ||
| Q2 24 | 3.43× | 9.59× | ||
| Q1 24 | 1.64× | -7.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
