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Side-by-side financial comparison of NATIONAL RESEARCH CORP (NRC) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.
NATIONAL RESEARCH CORP is the larger business by last-quarter revenue ($35.2M vs $33.0M, roughly 1.1× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs 5.1%, a 32.5% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -4.6%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $6.1M). Over the past eight quarters, Orange County Bancorp, Inc.'s revenue compounded faster (14.3% CAGR vs -0.2%).
National Research Corporation, doing business as NRC Health, is an American healthcare company which provides healthcare products and subscription-based solutions in United States and Canada. It was founded in 1981, and is based in Lincoln, Nebraska.
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
NRC vs OBT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $35.2M | $33.0M |
| Net Profit | $1.8M | $12.4M |
| Gross Margin | — | — |
| Operating Margin | 13.3% | 41.4% |
| Net Margin | 5.1% | 37.6% |
| Revenue YoY | -4.6% | 20.6% |
| Net Profit YoY | -72.6% | 73.5% |
| EPS (diluted) | $49.58 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.2M | $33.0M | ||
| Q3 25 | $34.6M | $33.7M | ||
| Q2 25 | $34.0M | $32.5M | ||
| Q1 25 | $33.6M | $28.0M | ||
| Q4 24 | $36.9M | $27.4M | ||
| Q3 24 | $35.8M | $27.1M | ||
| Q2 24 | $35.0M | $27.9M | ||
| Q1 24 | $35.3M | $25.3M |
| Q4 25 | $1.8M | $12.4M | ||
| Q3 25 | $4.1M | $10.0M | ||
| Q2 25 | $-106.0K | $10.5M | ||
| Q1 25 | $5.8M | $8.7M | ||
| Q4 24 | $6.6M | $7.2M | ||
| Q3 24 | $5.7M | $3.2M | ||
| Q2 24 | $6.2M | $8.2M | ||
| Q1 24 | $6.4M | $9.3M |
| Q4 25 | 13.3% | 41.4% | ||
| Q3 25 | 22.4% | 38.6% | ||
| Q2 25 | 4.7% | 41.9% | ||
| Q1 25 | 25.6% | 40.3% | ||
| Q4 24 | 26.0% | 32.8% | ||
| Q3 24 | 22.3% | 14.8% | ||
| Q2 24 | 25.3% | 36.6% | ||
| Q1 24 | 24.8% | 45.9% |
| Q4 25 | 5.1% | 37.6% | ||
| Q3 25 | 11.9% | 29.7% | ||
| Q2 25 | -0.3% | 32.2% | ||
| Q1 25 | 17.2% | 31.1% | ||
| Q4 24 | 17.8% | 26.2% | ||
| Q3 24 | 15.9% | 11.8% | ||
| Q2 24 | 17.6% | 29.4% | ||
| Q1 24 | 18.0% | 36.7% |
| Q4 25 | $49.58 | $0.94 | ||
| Q3 25 | $0.18 | $0.75 | ||
| Q2 25 | $-0.01 | $0.87 | ||
| Q1 25 | $0.25 | $0.77 | ||
| Q4 24 | $0.27 | $0.64 | ||
| Q3 24 | $0.24 | $0.28 | ||
| Q2 24 | $0.26 | $0.73 | ||
| Q1 24 | $0.27 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $14.0M | $284.4M |
| Total Assets | $134.9M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.1M | — | ||
| Q3 25 | $2.2M | — | ||
| Q2 25 | $5.3M | — | ||
| Q1 25 | $2.5M | — | ||
| Q4 24 | $4.2M | — | ||
| Q3 24 | $3.5M | — | ||
| Q2 24 | $485.0K | — | ||
| Q1 24 | $1.7M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $48.7M | — | ||
| Q2 24 | $33.3M | — | ||
| Q1 24 | $35.2M | — |
| Q4 25 | $14.0M | $284.4M | ||
| Q3 25 | $14.3M | $270.1M | ||
| Q2 25 | $21.3M | $252.6M | ||
| Q1 25 | $29.7M | $201.3M | ||
| Q4 24 | $31.3M | $185.5M | ||
| Q3 24 | $34.6M | $193.1M | ||
| Q2 24 | $40.2M | $177.5M | ||
| Q1 24 | $36.9M | $168.7M |
| Q4 25 | $134.9M | $2.7B | ||
| Q3 25 | $135.7M | $2.6B | ||
| Q2 25 | $141.4M | $2.6B | ||
| Q1 25 | $135.2M | $2.6B | ||
| Q4 24 | $132.5M | $2.5B | ||
| Q3 24 | $131.8M | $2.5B | ||
| Q2 24 | $119.1M | $2.5B | ||
| Q1 24 | $120.9M | $2.5B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.41× | — | ||
| Q2 24 | 0.83× | — | ||
| Q1 24 | 0.95× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $7.2M | $43.8M |
| Free Cash FlowOCF − Capex | $6.1M | $41.3M |
| FCF MarginFCF / Revenue | 17.2% | 125.1% |
| Capex IntensityCapex / Revenue | 3.2% | 7.6% |
| Cash ConversionOCF / Net Profit | 3.99× | 3.53× |
| TTM Free Cash FlowTrailing 4 quarters | $15.7M | $69.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $7.2M | $43.8M | ||
| Q3 25 | $13.8M | $30.2M | ||
| Q2 25 | $-1.1M | $-5.0M | ||
| Q1 25 | $6.6M | $4.8M | ||
| Q4 24 | $6.4M | $34.6M | ||
| Q3 24 | $9.4M | $10.2M | ||
| Q2 24 | $6.8M | $9.3M | ||
| Q1 24 | $12.0M | $2.3M |
| Q4 25 | $6.1M | $41.3M | ||
| Q3 25 | $10.2M | $29.6M | ||
| Q2 25 | $-4.1M | $-5.7M | ||
| Q1 25 | $3.7M | $4.3M | ||
| Q4 24 | $1.9M | $32.9M | ||
| Q3 24 | $7.8M | $10.0M | ||
| Q2 24 | $1.5M | $9.2M | ||
| Q1 24 | $7.9M | $2.0M |
| Q4 25 | 17.2% | 125.1% | ||
| Q3 25 | 29.4% | 87.8% | ||
| Q2 25 | -12.2% | -17.5% | ||
| Q1 25 | 10.9% | 15.5% | ||
| Q4 24 | 5.2% | 120.0% | ||
| Q3 24 | 21.8% | 36.7% | ||
| Q2 24 | 4.3% | 32.8% | ||
| Q1 24 | 22.4% | 7.9% |
| Q4 25 | 3.2% | 7.6% | ||
| Q3 25 | 10.4% | 1.8% | ||
| Q2 25 | 8.8% | 2.3% | ||
| Q1 25 | 8.9% | 1.8% | ||
| Q4 24 | 12.0% | 6.3% | ||
| Q3 24 | 4.5% | 1.1% | ||
| Q2 24 | 15.0% | 0.4% | ||
| Q1 24 | 11.7% | 1.0% |
| Q4 25 | 3.99× | 3.53× | ||
| Q3 25 | 3.34× | 3.01× | ||
| Q2 25 | — | -0.47× | ||
| Q1 25 | 1.15× | 0.56× | ||
| Q4 24 | 0.97× | 4.83× | ||
| Q3 24 | 1.66× | 3.19× | ||
| Q2 24 | 1.10× | 1.13× | ||
| Q1 24 | 1.89× | 0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
