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Side-by-side financial comparison of NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC) and Rhinebeck Bancorp, Inc. (RBKB). Click either name above to swap in a different company.

NORTHERN TECHNOLOGIES INTERNATIONAL CORP is the larger business by last-quarter revenue ($23.3M vs $13.5M, roughly 1.7× Rhinebeck Bancorp, Inc.). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs 1.0%, a 16.3% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs 9.2%). Rhinebeck Bancorp, Inc. produced more free cash flow last quarter ($10.9M vs $-479.7K). Over the past eight quarters, Rhinebeck Bancorp, Inc.'s revenue compounded faster (14.0% CAGR vs 5.8%).

Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

NTIC vs RBKB — Head-to-Head

Bigger by revenue
NTIC
NTIC
1.7× larger
NTIC
$23.3M
$13.5M
RBKB
Growing faster (revenue YoY)
RBKB
RBKB
+1691.8% gap
RBKB
1701.1%
9.2%
NTIC
Higher net margin
RBKB
RBKB
16.3% more per $
RBKB
17.3%
1.0%
NTIC
More free cash flow
RBKB
RBKB
$11.4M more FCF
RBKB
$10.9M
$-479.7K
NTIC
Faster 2-yr revenue CAGR
RBKB
RBKB
Annualised
RBKB
14.0%
5.8%
NTIC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
NTIC
NTIC
RBKB
RBKB
Revenue
$23.3M
$13.5M
Net Profit
$237.8K
$2.3M
Gross Margin
36.0%
Operating Margin
4.0%
21.7%
Net Margin
1.0%
17.3%
Revenue YoY
9.2%
1701.1%
Net Profit YoY
-57.6%
188.0%
EPS (diluted)
$0.03
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NTIC
NTIC
RBKB
RBKB
Q4 25
$23.3M
$13.5M
Q3 25
$22.3M
$14.0M
Q2 25
$21.5M
$13.1M
Q1 25
$19.1M
$12.8M
Q4 24
$21.3M
$750.0K
Q3 24
$23.3M
$773.0K
Q2 24
$20.7M
$10.7M
Q1 24
$20.8M
$10.4M
Net Profit
NTIC
NTIC
RBKB
RBKB
Q4 25
$237.8K
$2.3M
Q3 25
$-1.1M
$2.7M
Q2 25
$121.8K
$2.7M
Q1 25
$434.3K
$2.3M
Q4 24
$561.1K
$-2.7M
Q3 24
$1.8M
$-8.1M
Q2 24
$976.6K
$975.0K
Q1 24
$1.7M
$1.1M
Gross Margin
NTIC
NTIC
RBKB
RBKB
Q4 25
36.0%
Q3 25
37.9%
Q2 25
38.4%
Q1 25
35.6%
Q4 24
38.3%
Q3 24
43.8%
Q2 24
38.2%
Q1 24
40.0%
Operating Margin
NTIC
NTIC
RBKB
RBKB
Q4 25
4.0%
21.7%
Q3 25
4.2%
23.9%
Q2 25
4.0%
26.6%
Q1 25
-1.7%
22.9%
Q4 24
5.2%
-444.9%
Q3 24
11.8%
-1332.3%
Q2 24
7.4%
11.8%
Q1 24
10.6%
13.9%
Net Margin
NTIC
NTIC
RBKB
RBKB
Q4 25
1.0%
17.3%
Q3 25
-4.9%
19.3%
Q2 25
0.6%
20.8%
Q1 25
2.3%
17.9%
Q4 24
2.6%
-353.9%
Q3 24
7.9%
-1042.9%
Q2 24
4.7%
9.2%
Q1 24
8.2%
10.8%
EPS (diluted)
NTIC
NTIC
RBKB
RBKB
Q4 25
$0.03
$0.21
Q3 25
$-0.11
$0.25
Q2 25
$0.01
$0.25
Q1 25
$0.04
$0.21
Q4 24
$0.06
$-0.24
Q3 24
$0.19
$-0.75
Q2 24
$0.10
$0.09
Q1 24
$0.17
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NTIC
NTIC
RBKB
RBKB
Cash + ST InvestmentsLiquidity on hand
$6.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$72.4M
$136.9M
Total Assets
$104.0M
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NTIC
NTIC
RBKB
RBKB
Q4 25
$6.4M
Q3 25
$7.3M
Q2 25
$6.8M
Q1 25
$5.1M
Q4 24
$5.6M
Q3 24
$5.0M
Q2 24
$5.8M
Q1 24
$4.8M
Stockholders' Equity
NTIC
NTIC
RBKB
RBKB
Q4 25
$72.4M
$136.9M
Q3 25
$72.1M
$133.0M
Q2 25
$72.4M
$129.0M
Q1 25
$69.7M
$126.0M
Q4 24
$70.2M
$121.8M
Q3 24
$71.2M
$122.7M
Q2 24
$68.9M
$116.2M
Q1 24
$68.4M
$114.3M
Total Assets
NTIC
NTIC
RBKB
RBKB
Q4 25
$104.0M
$1.3B
Q3 25
$102.7M
$1.3B
Q2 25
$99.3M
$1.3B
Q1 25
$93.7M
$1.3B
Q4 24
$94.0M
$1.3B
Q3 24
$94.7M
$1.3B
Q2 24
$89.3M
$1.3B
Q1 24
$87.3M
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NTIC
NTIC
RBKB
RBKB
Operating Cash FlowLast quarter
$341.9K
$11.7M
Free Cash FlowOCF − Capex
$-479.7K
$10.9M
FCF MarginFCF / Revenue
-2.1%
80.6%
Capex IntensityCapex / Revenue
3.5%
6.3%
Cash ConversionOCF / Net Profit
1.44×
5.03×
TTM Free Cash FlowTrailing 4 quarters
$-1.8M
$19.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NTIC
NTIC
RBKB
RBKB
Q4 25
$341.9K
$11.7M
Q3 25
$-1.4M
$2.2M
Q2 25
$609.7K
$2.4M
Q1 25
$803.7K
$4.3M
Q4 24
$2.4M
$8.5M
Q3 24
$-3.6M
Q2 24
$1.9M
$12.0M
Q1 24
$-3.5M
Free Cash Flow
NTIC
NTIC
RBKB
RBKB
Q4 25
$-479.7K
$10.9M
Q3 25
$-1.4M
$2.0M
Q2 25
$-171.2K
$2.2M
Q1 25
$293.1K
$4.2M
Q4 24
$1.2M
$7.7M
Q3 24
$-3.6M
Q2 24
$869.4K
$11.8M
Q1 24
$-3.7M
FCF Margin
NTIC
NTIC
RBKB
RBKB
Q4 25
-2.1%
80.6%
Q3 25
-6.3%
14.5%
Q2 25
-0.8%
17.2%
Q1 25
1.5%
32.8%
Q4 24
5.5%
1023.9%
Q3 24
-469.0%
Q2 24
4.2%
111.1%
Q1 24
-36.0%
Capex Intensity
NTIC
NTIC
RBKB
RBKB
Q4 25
3.5%
6.3%
Q3 25
0.2%
1.4%
Q2 25
3.6%
1.4%
Q1 25
2.7%
0.9%
Q4 24
5.7%
105.5%
Q3 24
6.3%
Q2 24
5.2%
1.2%
Q1 24
2.3%
Cash Conversion
NTIC
NTIC
RBKB
RBKB
Q4 25
1.44×
5.03×
Q3 25
0.83×
Q2 25
5.01×
0.89×
Q1 25
1.85×
1.89×
Q4 24
4.27×
Q3 24
Q2 24
1.99×
12.27×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NTIC
NTIC

Inside The USA To Unaffiliated Customers$7.5M32%
Natur Tec$6.0M26%
Acobal$3.6M15%
Other$2.7M12%
BR$2.1M9%
Zerust OY$1.4M6%

RBKB
RBKB

Segment breakdown not available.

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