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Side-by-side financial comparison of NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
NORTHERN TECHNOLOGIES INTERNATIONAL CORP is the larger business by last-quarter revenue ($23.3M vs $13.5M, roughly 1.7× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 1.0%, a 24.2% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 9.2%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-479.7K). Over the past eight quarters, NORTHERN TECHNOLOGIES INTERNATIONAL CORP's revenue compounded faster (5.8% CAGR vs 3.0%).
Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
NTIC vs UBFO — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.3M | $13.5M |
| Net Profit | $237.8K | $3.4M |
| Gross Margin | 36.0% | — |
| Operating Margin | 4.0% | 31.5% |
| Net Margin | 1.0% | 25.2% |
| Revenue YoY | 9.2% | 13.6% |
| Net Profit YoY | -57.6% | 36.8% |
| EPS (diluted) | $0.03 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.3M | $13.5M | ||
| Q3 25 | $22.3M | $14.0M | ||
| Q2 25 | $21.5M | $12.6M | ||
| Q1 25 | $19.1M | $13.7M | ||
| Q4 24 | $21.3M | $11.9M | ||
| Q3 24 | $23.3M | $13.8M | ||
| Q2 24 | $20.7M | $13.0M | ||
| Q1 24 | $20.8M | $12.8M |
| Q4 25 | $237.8K | $3.4M | ||
| Q3 25 | $-1.1M | $4.0M | ||
| Q2 25 | $121.8K | $2.2M | ||
| Q1 25 | $434.3K | $2.7M | ||
| Q4 24 | $561.1K | $2.5M | ||
| Q3 24 | $1.8M | $3.8M | ||
| Q2 24 | $976.6K | $4.3M | ||
| Q1 24 | $1.7M | $4.2M |
| Q4 25 | 36.0% | — | ||
| Q3 25 | 37.9% | — | ||
| Q2 25 | 38.4% | — | ||
| Q1 25 | 35.6% | — | ||
| Q4 24 | 38.3% | — | ||
| Q3 24 | 43.8% | — | ||
| Q2 24 | 38.2% | — | ||
| Q1 24 | 40.0% | — |
| Q4 25 | 4.0% | 31.5% | ||
| Q3 25 | 4.2% | 40.3% | ||
| Q2 25 | 4.0% | 24.0% | ||
| Q1 25 | -1.7% | 27.5% | ||
| Q4 24 | 5.2% | 27.5% | ||
| Q3 24 | 11.8% | 37.1% | ||
| Q2 24 | 7.4% | 46.4% | ||
| Q1 24 | 10.6% | 45.9% |
| Q4 25 | 1.0% | 25.2% | ||
| Q3 25 | -4.9% | 28.7% | ||
| Q2 25 | 0.6% | 17.2% | ||
| Q1 25 | 2.3% | 19.6% | ||
| Q4 24 | 2.6% | 20.9% | ||
| Q3 24 | 7.9% | 27.7% | ||
| Q2 24 | 4.7% | 33.0% | ||
| Q1 24 | 8.2% | 32.6% |
| Q4 25 | $0.03 | $0.18 | ||
| Q3 25 | $-0.11 | $0.23 | ||
| Q2 25 | $0.01 | $0.13 | ||
| Q1 25 | $0.04 | $0.16 | ||
| Q4 24 | $0.06 | $0.14 | ||
| Q3 24 | $0.19 | $0.22 | ||
| Q2 24 | $0.10 | $0.25 | ||
| Q1 24 | $0.17 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $6.4M | $264.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $72.4M | $139.7M |
| Total Assets | $104.0M | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.4M | $264.2M | ||
| Q3 25 | $7.3M | $211.1M | ||
| Q2 25 | $6.8M | $199.5M | ||
| Q1 25 | $5.1M | $198.4M | ||
| Q4 24 | $5.6M | $216.9M | ||
| Q3 24 | $5.0M | $216.8M | ||
| Q2 24 | $5.8M | $166.3M | ||
| Q1 24 | $4.8M | $168.6M |
| Q4 25 | $72.4M | $139.7M | ||
| Q3 25 | $72.1M | $137.4M | ||
| Q2 25 | $72.4M | $134.3M | ||
| Q1 25 | $69.7M | $132.9M | ||
| Q4 24 | $70.2M | $130.4M | ||
| Q3 24 | $71.2M | $132.9M | ||
| Q2 24 | $68.9M | $127.3M | ||
| Q1 24 | $68.4M | $124.2M |
| Q4 25 | $104.0M | $1.2B | ||
| Q3 25 | $102.7M | $1.2B | ||
| Q2 25 | $99.3M | $1.2B | ||
| Q1 25 | $93.7M | $1.2B | ||
| Q4 24 | $94.0M | $1.2B | ||
| Q3 24 | $94.7M | $1.3B | ||
| Q2 24 | $89.3M | $1.2B | ||
| Q1 24 | $87.3M | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $341.9K | $22.1M |
| Free Cash FlowOCF − Capex | $-479.7K | $19.8M |
| FCF MarginFCF / Revenue | -2.1% | 146.0% |
| Capex IntensityCapex / Revenue | 3.5% | 16.8% |
| Cash ConversionOCF / Net Profit | 1.44× | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | $-1.8M | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $341.9K | $22.1M | ||
| Q3 25 | $-1.4M | $7.0M | ||
| Q2 25 | $609.7K | $8.7M | ||
| Q1 25 | $803.7K | $3.0M | ||
| Q4 24 | $2.4M | $19.6M | ||
| Q3 24 | — | $5.4M | ||
| Q2 24 | $1.9M | $2.3M | ||
| Q1 24 | — | $7.4M |
| Q4 25 | $-479.7K | $19.8M | ||
| Q3 25 | $-1.4M | $6.1M | ||
| Q2 25 | $-171.2K | $8.1M | ||
| Q1 25 | $293.1K | $2.9M | ||
| Q4 24 | $1.2M | $18.6M | ||
| Q3 24 | — | $5.3M | ||
| Q2 24 | $869.4K | $2.0M | ||
| Q1 24 | — | $7.0M |
| Q4 25 | -2.1% | 146.0% | ||
| Q3 25 | -6.3% | 43.7% | ||
| Q2 25 | -0.8% | 64.3% | ||
| Q1 25 | 1.5% | 21.2% | ||
| Q4 24 | 5.5% | 156.0% | ||
| Q3 24 | — | 38.1% | ||
| Q2 24 | 4.2% | 15.5% | ||
| Q1 24 | — | 54.8% |
| Q4 25 | 3.5% | 16.8% | ||
| Q3 25 | 0.2% | 6.0% | ||
| Q2 25 | 3.6% | 4.6% | ||
| Q1 25 | 2.7% | 0.9% | ||
| Q4 24 | 5.7% | 8.7% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | 5.2% | 2.2% | ||
| Q1 24 | — | 3.6% |
| Q4 25 | 1.44× | 6.46× | ||
| Q3 25 | — | 1.73× | ||
| Q2 25 | 5.01× | 4.01× | ||
| Q1 25 | 1.85× | 1.13× | ||
| Q4 24 | 4.27× | 7.87× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | 1.99× | 0.54× | ||
| Q1 24 | — | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NTIC
| Inside The USA To Unaffiliated Customers | $7.5M | 32% |
| Natur Tec | $6.0M | 26% |
| Acobal | $3.6M | 15% |
| Other | $2.7M | 12% |
| BR | $2.1M | 9% |
| Zerust OY | $1.4M | 6% |
UBFO
Segment breakdown not available.
