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Side-by-side financial comparison of NETSOL TECHNOLOGIES INC (NTWK) and PARKE BANCORP, INC. (PKBK). Click either name above to swap in a different company.

PARKE BANCORP, INC. is the larger business by last-quarter revenue ($22.7M vs $18.8M, roughly 1.2× NETSOL TECHNOLOGIES INC). PARKE BANCORP, INC. runs the higher net margin — 48.8% vs 1.3%, a 47.4% gap on every dollar of revenue. On growth, PARKE BANCORP, INC. posted the faster year-over-year revenue change (35.7% vs 21.1%). PARKE BANCORP, INC. produced more free cash flow last quarter ($39.0M vs $-5.1M). Over the past eight quarters, PARKE BANCORP, INC.'s revenue compounded faster (22.6% CAGR vs 10.3%).

NetSol Technologies Inc. is an American software company which makes automobile leasing software. It is based in Encino, California.

Parke Bancorp, Inc. is a U.S. regional bank holding company operating Parke Bank. It offers commercial and retail banking services including deposit products, mortgage loans, small business financing and personal lending, primarily serving customers across New Jersey and the Philadelphia metropolitan area.

NTWK vs PKBK — Head-to-Head

Bigger by revenue
PKBK
PKBK
1.2× larger
PKBK
$22.7M
$18.8M
NTWK
Growing faster (revenue YoY)
PKBK
PKBK
+14.6% gap
PKBK
35.7%
21.1%
NTWK
Higher net margin
PKBK
PKBK
47.4% more per $
PKBK
48.8%
1.3%
NTWK
More free cash flow
PKBK
PKBK
$44.1M more FCF
PKBK
$39.0M
$-5.1M
NTWK
Faster 2-yr revenue CAGR
PKBK
PKBK
Annualised
PKBK
22.6%
10.3%
NTWK

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
NTWK
NTWK
PKBK
PKBK
Revenue
$18.8M
$22.7M
Net Profit
$246.8K
$11.1M
Gross Margin
48.0%
Operating Margin
6.9%
64.2%
Net Margin
1.3%
48.8%
Revenue YoY
21.1%
35.7%
Net Profit YoY
121.5%
49.8%
EPS (diluted)
$0.02
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NTWK
NTWK
PKBK
PKBK
Q4 25
$18.8M
$22.7M
Q3 25
$15.0M
$21.0M
Q2 25
$18.4M
$18.7M
Q1 25
$17.5M
$17.4M
Q4 24
$15.5M
$16.8M
Q3 24
$14.6M
$15.6M
Q2 24
$16.4M
$15.5M
Q1 24
$15.5M
$15.1M
Net Profit
NTWK
NTWK
PKBK
PKBK
Q4 25
$246.8K
$11.1M
Q3 25
$-2.4M
$10.6M
Q2 25
$2.6M
$8.3M
Q1 25
$1.4M
$7.8M
Q4 24
$-1.1M
$7.4M
Q3 24
$70.8K
$7.5M
Q2 24
$-82.9K
$6.5M
Q1 24
$327.5K
$6.2M
Gross Margin
NTWK
NTWK
PKBK
PKBK
Q4 25
48.0%
Q3 25
39.4%
Q2 25
56.2%
Q1 25
49.8%
Q4 24
44.5%
Q3 24
45.0%
Q2 24
51.5%
Q1 24
48.3%
Operating Margin
NTWK
NTWK
PKBK
PKBK
Q4 25
6.9%
64.2%
Q3 25
-12.2%
64.2%
Q2 25
17.4%
59.0%
Q1 25
8.9%
59.1%
Q4 24
-3.1%
58.0%
Q3 24
-5.2%
60.2%
Q2 24
4.9%
56.7%
Q1 24
8.5%
55.4%
Net Margin
NTWK
NTWK
PKBK
PKBK
Q4 25
1.3%
48.8%
Q3 25
-15.7%
50.6%
Q2 25
14.0%
44.3%
Q1 25
8.1%
44.6%
Q4 24
-7.4%
44.2%
Q3 24
0.5%
48.1%
Q2 24
-0.5%
41.6%
Q1 24
2.1%
40.7%
EPS (diluted)
NTWK
NTWK
PKBK
PKBK
Q4 25
$0.02
$0.93
Q3 25
$-0.20
$0.89
Q2 25
$0.22
$0.69
Q1 25
$0.12
$0.65
Q4 24
$-0.10
$0.61
Q3 24
$0.01
$0.62
Q2 24
$-0.01
$0.53
Q1 24
$0.03
$0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NTWK
NTWK
PKBK
PKBK
Cash + ST InvestmentsLiquidity on hand
$18.1M
Total DebtLower is stronger
$337.0K
Stockholders' EquityBook value
$35.9M
$324.5M
Total Assets
$62.7M
$2.2B
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NTWK
NTWK
PKBK
PKBK
Q4 25
$18.1M
Q3 25
$22.7M
Q2 25
$17.4M
Q1 25
$18.8M
Q4 24
$21.3M
Q3 24
$24.5M
Q2 24
$19.1M
Q1 24
$12.3M
Total Debt
NTWK
NTWK
PKBK
PKBK
Q4 25
$337.0K
Q3 25
$218.2K
Q2 25
$134.6K
Q1 25
$86.8K
Q4 24
$87.0K
Q3 24
$92.6K
Q2 24
$95.8K
Q1 24
$130.4K
Stockholders' Equity
NTWK
NTWK
PKBK
PKBK
Q4 25
$35.9M
$324.5M
Q3 25
$35.8M
$314.8M
Q2 25
$37.8M
$312.2M
Q1 25
$35.5M
$305.9M
Q4 24
$33.9M
$300.1M
Q3 24
$34.7M
$296.5M
Q2 24
$34.8M
$292.8M
Q1 24
$35.3M
$288.4M
Total Assets
NTWK
NTWK
PKBK
PKBK
Q4 25
$62.7M
$2.2B
Q3 25
$62.6M
$2.2B
Q2 25
$62.4M
$2.2B
Q1 25
$58.1M
$2.1B
Q4 24
$59.1M
$2.1B
Q3 24
$62.8M
$2.1B
Q2 24
$64.2M
$2.0B
Q1 24
$63.3M
$2.0B
Debt / Equity
NTWK
NTWK
PKBK
PKBK
Q4 25
0.01×
Q3 25
0.01×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NTWK
NTWK
PKBK
PKBK
Operating Cash FlowLast quarter
$-4.7M
$39.6M
Free Cash FlowOCF − Capex
$-5.1M
$39.0M
FCF MarginFCF / Revenue
-27.2%
171.3%
Capex IntensityCapex / Revenue
2.0%
2.6%
Cash ConversionOCF / Net Profit
-19.24×
3.57×
TTM Free Cash FlowTrailing 4 quarters
$-1.0M
$63.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NTWK
NTWK
PKBK
PKBK
Q4 25
$-4.7M
$39.6M
Q3 25
$5.3M
$11.4M
Q2 25
$441.0K
$6.8M
Q1 25
$-363.4K
$7.0M
Q4 24
$-5.1M
$35.2M
Q3 24
$5.5M
$9.4M
Q2 24
$6.5M
$8.9M
Q1 24
$-4.2M
$8.3M
Free Cash Flow
NTWK
NTWK
PKBK
PKBK
Q4 25
$-5.1M
$39.0M
Q3 25
$4.8M
$11.2M
Q2 25
$-44.1K
$6.7M
Q1 25
$-693.0K
$6.6M
Q4 24
$-5.6M
$35.0M
Q3 24
$5.4M
$9.4M
Q2 24
$6.1M
$8.9M
Q1 24
$-4.6M
$8.3M
FCF Margin
NTWK
NTWK
PKBK
PKBK
Q4 25
-27.2%
171.3%
Q3 25
32.1%
53.5%
Q2 25
-0.2%
35.8%
Q1 25
-4.0%
38.0%
Q4 24
-36.1%
209.1%
Q3 24
37.1%
60.0%
Q2 24
37.0%
57.1%
Q1 24
-29.6%
55.1%
Capex Intensity
NTWK
NTWK
PKBK
PKBK
Q4 25
2.0%
2.6%
Q3 25
3.2%
0.5%
Q2 25
2.6%
0.3%
Q1 25
1.9%
2.2%
Q4 24
3.0%
0.7%
Q3 24
0.7%
0.1%
Q2 24
2.6%
0.2%
Q1 24
2.4%
0.1%
Cash Conversion
NTWK
NTWK
PKBK
PKBK
Q4 25
-19.24×
3.57×
Q3 25
1.07×
Q2 25
0.17×
0.82×
Q1 25
-0.26×
0.90×
Q4 24
4.75×
Q3 24
77.94×
1.25×
Q2 24
1.38×
Q1 24
-12.84×
1.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NTWK
NTWK

Core Revenue$18.0M96%
Other$816.8K4%

PKBK
PKBK

Segment breakdown not available.

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