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Side-by-side financial comparison of Navigator Holdings Ltd. (NVGS) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

PROVIDENT FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($225.2M vs $129.6M, roughly 1.7× Navigator Holdings Ltd.). PROVIDENT FINANCIAL SERVICES INC runs the higher net margin — 35.3% vs 16.5%, a 18.7% gap on every dollar of revenue.

Navigator Holdings Ltd. is a global maritime transport firm specializing in liquefied gas carrier operations. It offers seaborne transport for liquefied petroleum gas, ammonia, ethylene and other specialty liquefied gases, serving clients across the global energy, petrochemical and industrial manufacturing sectors.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

NVGS vs PFS — Head-to-Head

Bigger by revenue
PFS
PFS
1.7× larger
PFS
$225.2M
$129.6M
NVGS
Higher net margin
PFS
PFS
18.7% more per $
PFS
35.3%
16.5%
NVGS

Income Statement — Q2 FY2025 vs Q1 FY2026

Metric
NVGS
NVGS
PFS
PFS
Revenue
$129.6M
$225.2M
Net Profit
$21.5M
$79.4M
Gross Margin
Operating Margin
15.8%
Net Margin
16.5%
35.3%
Revenue YoY
-11.6%
Net Profit YoY
-7.7%
24.0%
EPS (diluted)
$0.31
$0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NVGS
NVGS
PFS
PFS
Q1 26
$225.2M
Q4 25
$225.7M
Q3 25
$221.8M
Q2 25
$129.6M
$214.2M
Q1 25
$208.8M
Q4 24
$205.9M
Q3 24
$210.6M
Q2 24
$146.7M
$163.8M
Net Profit
NVGS
NVGS
PFS
PFS
Q1 26
$79.4M
Q4 25
Q3 25
$71.7M
Q2 25
$21.5M
$72.0M
Q1 25
$64.0M
Q4 24
Q3 24
$46.4M
Q2 24
$23.2M
$-11.5M
Operating Margin
NVGS
NVGS
PFS
PFS
Q1 26
Q4 25
49.7%
Q3 25
45.8%
Q2 25
15.8%
47.8%
Q1 25
44.0%
Q4 24
30.5%
Q3 24
31.0%
Q2 24
26.9%
-13.0%
Net Margin
NVGS
NVGS
PFS
PFS
Q1 26
35.3%
Q4 25
Q3 25
32.3%
Q2 25
16.5%
33.6%
Q1 25
30.7%
Q4 24
Q3 24
22.0%
Q2 24
15.8%
-7.0%
EPS (diluted)
NVGS
NVGS
PFS
PFS
Q1 26
$0.61
Q4 25
$0.64
Q3 25
$0.55
Q2 25
$0.31
$0.55
Q1 25
$0.49
Q4 24
$0.37
Q3 24
$0.36
Q2 24
$0.32
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NVGS
NVGS
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$238.1M
$222.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.2B
$2.9B
Total Assets
$2.4B
$25.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NVGS
NVGS
PFS
PFS
Q1 26
$222.1M
Q4 25
$209.1M
Q3 25
$299.2M
Q2 25
$238.1M
$258.0M
Q1 25
$234.1M
Q4 24
$205.9M
Q3 24
$244.0M
Q2 24
$290.5M
Stockholders' Equity
NVGS
NVGS
PFS
PFS
Q1 26
$2.9B
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$1.2B
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.6B
Q2 24
$1.2B
$2.6B
Total Assets
NVGS
NVGS
PFS
PFS
Q1 26
$25.2B
Q4 25
$25.0B
Q3 25
$24.8B
Q2 25
$2.4B
$24.5B
Q1 25
$24.2B
Q4 24
$24.1B
Q3 24
$24.0B
Q2 24
$2.1B
$24.1B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NVGS
NVGS

Time Charters$91.5M71%
Voyage Charters$25.7M20%
Other$12.4M10%

PFS
PFS

Net Interest Income$193.7M86%
Noninterest Income$31.5M14%

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