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Side-by-side financial comparison of Navigator Holdings Ltd. (NVGS) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

Navigator Holdings Ltd. is the larger business by last-quarter revenue ($129.6M vs $70.5M, roughly 1.8× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs 16.5%, a 13.9% gap on every dollar of revenue. On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs -11.6%).

Navigator Holdings Ltd. is a global maritime transport firm specializing in liquefied gas carrier operations. It offers seaborne transport for liquefied petroleum gas, ammonia, ethylene and other specialty liquefied gases, serving clients across the global energy, petrochemical and industrial manufacturing sectors.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

NVGS vs THFF — Head-to-Head

Bigger by revenue
NVGS
NVGS
1.8× larger
NVGS
$129.6M
$70.5M
THFF
Growing faster (revenue YoY)
THFF
THFF
+25.7% gap
THFF
14.1%
-11.6%
NVGS
Higher net margin
THFF
THFF
13.9% more per $
THFF
30.4%
16.5%
NVGS

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
NVGS
NVGS
THFF
THFF
Revenue
$129.6M
$70.5M
Net Profit
$21.5M
$21.5M
Gross Margin
Operating Margin
15.8%
37.4%
Net Margin
16.5%
30.4%
Revenue YoY
-11.6%
14.1%
Net Profit YoY
-7.7%
32.1%
EPS (diluted)
$0.31
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NVGS
NVGS
THFF
THFF
Q4 25
$70.5M
Q3 25
$65.8M
Q2 25
$129.6M
$63.1M
Q1 25
$62.5M
Q4 24
$61.8M
Q3 24
$58.4M
Q2 24
$146.7M
$49.2M
Q1 24
$48.4M
Net Profit
NVGS
NVGS
THFF
THFF
Q4 25
$21.5M
Q3 25
$20.8M
Q2 25
$21.5M
$18.6M
Q1 25
$18.4M
Q4 24
$16.2M
Q3 24
$8.7M
Q2 24
$23.2M
$11.4M
Q1 24
$10.9M
Operating Margin
NVGS
NVGS
THFF
THFF
Q4 25
37.4%
Q3 25
39.2%
Q2 25
15.8%
36.2%
Q1 25
38.1%
Q4 24
32.4%
Q3 24
17.9%
Q2 24
26.9%
27.6%
Q1 24
27.2%
Net Margin
NVGS
NVGS
THFF
THFF
Q4 25
30.4%
Q3 25
31.6%
Q2 25
16.5%
29.5%
Q1 25
29.5%
Q4 24
26.3%
Q3 24
15.0%
Q2 24
15.8%
23.1%
Q1 24
22.6%
EPS (diluted)
NVGS
NVGS
THFF
THFF
Q4 25
$1.81
Q3 25
$1.75
Q2 25
$0.31
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$0.74
Q2 24
$0.32
$0.96
Q1 24
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NVGS
NVGS
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$238.1M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$1.2B
$650.9M
Total Assets
$2.4B
$5.8B
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NVGS
NVGS
THFF
THFF
Q4 25
Q3 25
Q2 25
$238.1M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
NVGS
NVGS
THFF
THFF
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
NVGS
NVGS
THFF
THFF
Q4 25
$650.9M
Q3 25
$622.2M
Q2 25
$1.2B
$587.7M
Q1 25
$571.9M
Q4 24
$549.0M
Q3 24
$566.0M
Q2 24
$1.2B
$530.7M
Q1 24
$520.8M
Total Assets
NVGS
NVGS
THFF
THFF
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$2.4B
$5.6B
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$5.5B
Q2 24
$2.1B
$4.9B
Q1 24
$4.9B
Debt / Equity
NVGS
NVGS
THFF
THFF
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NVGS
NVGS
THFF
THFF
Operating Cash FlowLast quarter
$90.4M
Free Cash FlowOCF − Capex
$86.4M
FCF MarginFCF / Revenue
122.5%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NVGS
NVGS
THFF
THFF
Q4 25
$90.4M
Q3 25
$26.9M
Q2 25
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$8.8M
Q1 24
$12.4M
Free Cash Flow
NVGS
NVGS
THFF
THFF
Q4 25
$86.4M
Q3 25
$25.8M
Q2 25
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
Q1 24
$11.5M
FCF Margin
NVGS
NVGS
THFF
THFF
Q4 25
122.5%
Q3 25
39.2%
Q2 25
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Q1 24
23.7%
Capex Intensity
NVGS
NVGS
THFF
THFF
Q4 25
5.6%
Q3 25
1.7%
Q2 25
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Q1 24
2.0%
Cash Conversion
NVGS
NVGS
THFF
THFF
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NVGS
NVGS

Time Charters$91.5M71%
Voyage Charters$25.7M20%
Other$12.4M10%

THFF
THFF

Segment breakdown not available.

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