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Side-by-side financial comparison of Nextdoor Holdings, Inc. (NXDR) and OCEANFIRST FINANCIAL CORP (OCFC). Click either name above to swap in a different company.

OCEANFIRST FINANCIAL CORP is the larger business by last-quarter revenue ($104.7M vs $61.7M, roughly 1.7× Nextdoor Holdings, Inc.). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs -18.5%, a 31.0% gap on every dollar of revenue. On growth, Nextdoor Holdings, Inc. posted the faster year-over-year revenue change (13.8% vs 9.6%). Over the past eight quarters, OCEANFIRST FINANCIAL CORP's revenue compounded faster (3.1% CAGR vs -1.3%).

Nextdoor Holdings, Inc. is an American company that operates a hyperlocal social networking service for neighborhoods. The company was founded in 2008 and is based in San Francisco, California. Nextdoor launched in the United States in October 2011. It is available in eleven countries as of May 2023. In 2024, the company claimed to have 88 million "neighbors" as members.

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

NXDR vs OCFC — Head-to-Head

Bigger by revenue
OCFC
OCFC
1.7× larger
OCFC
$104.7M
$61.7M
NXDR
Growing faster (revenue YoY)
NXDR
NXDR
+4.3% gap
NXDR
13.8%
9.6%
OCFC
Higher net margin
OCFC
OCFC
31.0% more per $
OCFC
12.5%
-18.5%
NXDR
Faster 2-yr revenue CAGR
OCFC
OCFC
Annualised
OCFC
3.1%
-1.3%
NXDR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
NXDR
NXDR
OCFC
OCFC
Revenue
$61.7M
$104.7M
Net Profit
$-11.4M
$13.1M
Gross Margin
Operating Margin
16.1%
Net Margin
-18.5%
12.5%
Revenue YoY
13.8%
9.6%
Net Profit YoY
48.0%
-40.2%
EPS (diluted)
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NXDR
NXDR
OCFC
OCFC
Q1 26
$61.7M
Q4 25
$69.5M
$104.7M
Q3 25
$68.9M
$103.0M
Q2 25
$65.1M
$99.4M
Q1 25
$54.2M
$97.9M
Q4 24
$65.2M
$95.6M
Q3 24
$65.6M
$96.9M
Q2 24
$63.3M
$93.2M
Net Profit
NXDR
NXDR
OCFC
OCFC
Q1 26
$-11.4M
Q4 25
$-4.0M
$13.1M
Q3 25
$-12.9M
$17.3M
Q2 25
$-15.4M
$19.0M
Q1 25
$-22.0M
$21.5M
Q4 24
$-12.1M
$21.9M
Q3 24
$-14.9M
$25.1M
Q2 24
$-42.8M
$24.4M
Gross Margin
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
84.9%
Q3 25
84.9%
Q2 25
83.6%
Q1 25
82.6%
Q4 24
84.0%
Q3 24
83.0%
Q2 24
83.8%
Operating Margin
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
-10.7%
16.1%
Q3 25
-25.0%
21.9%
Q2 25
-31.1%
25.0%
Q1 25
-49.9%
28.9%
Q4 24
-26.2%
28.5%
Q3 24
-31.7%
33.7%
Q2 24
-77.4%
33.8%
Net Margin
NXDR
NXDR
OCFC
OCFC
Q1 26
-18.5%
Q4 25
-5.8%
12.5%
Q3 25
-18.7%
16.8%
Q2 25
-23.6%
19.2%
Q1 25
-40.5%
22.0%
Q4 24
-18.6%
22.9%
Q3 24
-22.7%
25.9%
Q2 24
-67.6%
26.1%
EPS (diluted)
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
$-0.01
$0.24
Q3 25
$-0.03
$0.30
Q2 25
$-0.04
$0.28
Q1 25
$-0.06
$0.35
Q4 24
$-0.03
$0.36
Q3 24
$-0.04
$0.42
Q2 24
$-0.11
$0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NXDR
NXDR
OCFC
OCFC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$1.7B
Total Assets
$14.6B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
$63.3M
Q3 25
$56.1M
Q2 25
$62.0M
Q1 25
$57.3M
Q4 24
$45.5M
Q3 24
$49.7M
Q2 24
$53.0M
Total Debt
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Stockholders' Equity
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
$431.3M
$1.7B
Q3 25
$429.7M
$1.7B
Q2 25
$429.5M
$1.6B
Q1 25
$436.1M
$1.7B
Q4 24
$453.5M
$1.7B
Q3 24
$456.0M
$1.7B
Q2 24
$472.3M
$1.7B
Total Assets
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
$486.8M
$14.6B
Q3 25
$488.9M
$14.3B
Q2 25
$490.4M
$13.3B
Q1 25
$495.0M
$13.3B
Q4 24
$514.0M
$13.4B
Q3 24
$517.7M
$13.5B
Q2 24
$542.1M
$13.3B
Debt / Equity
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NXDR
NXDR
OCFC
OCFC
Operating Cash FlowLast quarter
$87.2M
Free Cash FlowOCF − Capex
$79.5M
FCF MarginFCF / Revenue
75.9%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
$9.5M
$87.2M
Q3 25
$-6.3M
$24.4M
Q2 25
$2.9M
$28.6M
Q1 25
$368.0K
$-1.8M
Q4 24
$11.8M
$92.2M
Q3 24
$-13.0M
$-22.4M
Q2 24
$-5.4M
$23.7M
Free Cash Flow
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
$9.4M
$79.5M
Q3 25
$-6.5M
$22.8M
Q2 25
$2.6M
$27.2M
Q1 25
$340.0K
$-3.6M
Q4 24
$11.7M
$84.7M
Q3 24
$-13.2M
$-23.5M
Q2 24
$-5.5M
$19.5M
FCF Margin
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
13.5%
75.9%
Q3 25
-9.4%
22.2%
Q2 25
4.1%
27.4%
Q1 25
0.6%
-3.7%
Q4 24
17.9%
88.6%
Q3 24
-20.1%
-24.2%
Q2 24
-8.6%
20.9%
Capex Intensity
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
0.1%
7.4%
Q3 25
0.2%
1.5%
Q2 25
0.5%
1.4%
Q1 25
0.1%
1.9%
Q4 24
0.1%
7.9%
Q3 24
0.3%
1.1%
Q2 24
0.2%
4.5%
Cash Conversion
NXDR
NXDR
OCFC
OCFC
Q1 26
Q4 25
6.66×
Q3 25
1.41×
Q2 25
1.50×
Q1 25
-0.08×
Q4 24
4.21×
Q3 24
-0.89×
Q2 24
0.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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