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Side-by-side financial comparison of NextPlat Corp (NXPL) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $12.8M, roughly 1.1× NextPlat Corp). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -40.2%, a 65.4% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -21.1%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-339.0K). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -14.4%).
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
NXPL vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $12.8M | $13.5M |
| Net Profit | $-5.1M | $3.4M |
| Gross Margin | 14.3% | — |
| Operating Margin | -28.9% | 31.5% |
| Net Margin | -40.2% | 25.2% |
| Revenue YoY | -21.1% | 13.6% |
| Net Profit YoY | -70.6% | 36.8% |
| EPS (diluted) | — | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $12.8M | $13.5M | ||
| Q3 25 | $13.8M | $14.0M | ||
| Q2 25 | $13.2M | $12.6M | ||
| Q1 25 | $14.5M | $13.7M | ||
| Q4 24 | $16.2M | $11.9M | ||
| Q3 24 | $15.4M | $13.8M | ||
| Q2 24 | $17.0M | $13.0M | ||
| Q1 24 | $17.5M | $12.8M |
| Q4 25 | $-5.1M | $3.4M | ||
| Q3 25 | $-2.2M | $4.0M | ||
| Q2 25 | $-1.8M | $2.2M | ||
| Q1 25 | $-1.3M | $2.7M | ||
| Q4 24 | $-3.0M | $2.5M | ||
| Q3 24 | $-4.2M | $3.8M | ||
| Q2 24 | $-5.3M | $4.3M | ||
| Q1 24 | $-1.5M | $4.2M |
| Q4 25 | 14.3% | — | ||
| Q3 25 | 19.9% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 23.8% | — | ||
| Q4 24 | 16.8% | — | ||
| Q3 24 | 23.2% | — | ||
| Q2 24 | 34.5% | — | ||
| Q1 24 | 27.8% | — |
| Q4 25 | -28.9% | 31.5% | ||
| Q3 25 | -14.5% | 40.3% | ||
| Q2 25 | -13.8% | 24.0% | ||
| Q1 25 | -10.2% | 27.5% | ||
| Q4 24 | -14.1% | 27.5% | ||
| Q3 24 | -52.1% | 37.1% | ||
| Q2 24 | -64.1% | 46.4% | ||
| Q1 24 | -10.5% | 45.9% |
| Q4 25 | -40.2% | 25.2% | ||
| Q3 25 | -15.9% | 28.7% | ||
| Q2 25 | -13.5% | 17.2% | ||
| Q1 25 | -9.2% | 19.6% | ||
| Q4 24 | -18.6% | 20.9% | ||
| Q3 24 | -27.4% | 27.7% | ||
| Q2 24 | -31.3% | 33.0% | ||
| Q1 24 | -8.5% | 32.6% |
| Q4 25 | — | $0.18 | ||
| Q3 25 | — | $0.23 | ||
| Q2 25 | — | $0.13 | ||
| Q1 25 | $-0.05 | $0.16 | ||
| Q4 24 | — | $0.14 | ||
| Q3 24 | $-0.22 | $0.22 | ||
| Q2 24 | — | $0.25 | ||
| Q1 24 | $-0.08 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $13.7M | $264.2M |
| Total DebtLower is stronger | $1.3M | — |
| Stockholders' EquityBook value | $17.3M | $139.7M |
| Total Assets | $27.5M | $1.2B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.7M | $264.2M | ||
| Q3 25 | $13.9M | $211.1M | ||
| Q2 25 | $16.6M | $199.5M | ||
| Q1 25 | $17.7M | $198.4M | ||
| Q4 24 | $20.0M | $216.9M | ||
| Q3 24 | $20.4M | $216.8M | ||
| Q2 24 | $24.9M | $166.3M | ||
| Q1 24 | $23.5M | $168.6M |
| Q4 25 | $1.3M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $1.3M | — | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $1.5M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $1.4M | — |
| Q4 25 | $17.3M | $139.7M | ||
| Q3 25 | $21.4M | $137.4M | ||
| Q2 25 | $23.5M | $134.3M | ||
| Q1 25 | $25.3M | $132.9M | ||
| Q4 24 | $27.3M | $130.4M | ||
| Q3 24 | $22.5M | $132.9M | ||
| Q2 24 | $26.5M | $127.3M | ||
| Q1 24 | $31.2M | $124.2M |
| Q4 25 | $27.5M | $1.2B | ||
| Q3 25 | $30.0M | $1.2B | ||
| Q2 25 | $31.0M | $1.2B | ||
| Q1 25 | $35.2M | $1.2B | ||
| Q4 24 | $37.1M | $1.2B | ||
| Q3 24 | $41.1M | $1.3B | ||
| Q2 24 | $51.5M | $1.2B | ||
| Q1 24 | $65.1M | $1.2B |
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.05× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.05× | — | ||
| Q4 24 | 0.05× | — | ||
| Q3 24 | 0.07× | — | ||
| Q2 24 | 0.05× | — | ||
| Q1 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-302.0K | $22.1M |
| Free Cash FlowOCF − Capex | $-339.0K | $19.8M |
| FCF MarginFCF / Revenue | -2.6% | 146.0% |
| Capex IntensityCapex / Revenue | 0.3% | 16.8% |
| Cash ConversionOCF / Net Profit | — | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | — | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-302.0K | $22.1M | ||
| Q3 25 | $-2.7M | $7.0M | ||
| Q2 25 | $-1.0M | $8.7M | ||
| Q1 25 | $-2.1M | $3.0M | ||
| Q4 24 | $-476.0K | $19.6M | ||
| Q3 24 | $-4.6M | $5.4M | ||
| Q2 24 | $2.3M | $2.3M | ||
| Q1 24 | $-2.7M | $7.4M |
| Q4 25 | $-339.0K | $19.8M | ||
| Q3 25 | — | $6.1M | ||
| Q2 25 | $-1.1M | $8.1M | ||
| Q1 25 | $-2.1M | $2.9M | ||
| Q4 24 | $-508.0K | $18.6M | ||
| Q3 24 | $-4.7M | $5.3M | ||
| Q2 24 | $2.2M | $2.0M | ||
| Q1 24 | $-2.7M | $7.0M |
| Q4 25 | -2.6% | 146.0% | ||
| Q3 25 | — | 43.7% | ||
| Q2 25 | -8.0% | 64.3% | ||
| Q1 25 | -14.3% | 21.2% | ||
| Q4 24 | -3.1% | 156.0% | ||
| Q3 24 | -30.6% | 38.1% | ||
| Q2 24 | 13.2% | 15.5% | ||
| Q1 24 | -15.7% | 54.8% |
| Q4 25 | 0.3% | 16.8% | ||
| Q3 25 | 0.0% | 6.0% | ||
| Q2 25 | 0.1% | 4.6% | ||
| Q1 25 | 0.2% | 0.9% | ||
| Q4 24 | 0.2% | 8.7% | ||
| Q3 24 | 0.6% | 0.7% | ||
| Q2 24 | 0.4% | 2.2% | ||
| Q1 24 | 0.4% | 3.6% |
| Q4 25 | — | 6.46× | ||
| Q3 25 | — | 1.73× | ||
| Q2 25 | — | 4.01× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 7.87× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NXPL
| Healthcare Operations | $9.0M | 70% |
| Ecommerce Revenue | $3.8M | 30% |
UBFO
Segment breakdown not available.
