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Side-by-side financial comparison of NextPlat Corp (NXPL) and UNION BANKSHARES INC (UNB). Click either name above to swap in a different company.

UNION BANKSHARES INC is the larger business by last-quarter revenue ($14.1M vs $12.8M, roughly 1.1× NextPlat Corp). On growth, UNION BANKSHARES INC posted the faster year-over-year revenue change (6.3% vs -21.1%). UNION BANKSHARES INC produced more free cash flow last quarter ($16.0M vs $-339.0K). Over the past eight quarters, UNION BANKSHARES INC's revenue compounded faster (10.2% CAGR vs -14.4%).

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

NXPL vs UNB — Head-to-Head

Bigger by revenue
UNB
UNB
1.1× larger
UNB
$14.1M
$12.8M
NXPL
Growing faster (revenue YoY)
UNB
UNB
+27.4% gap
UNB
6.3%
-21.1%
NXPL
More free cash flow
UNB
UNB
$16.3M more FCF
UNB
$16.0M
$-339.0K
NXPL
Faster 2-yr revenue CAGR
UNB
UNB
Annualised
UNB
10.2%
-14.4%
NXPL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NXPL
NXPL
UNB
UNB
Revenue
$12.8M
$14.1M
Net Profit
$-5.1M
Gross Margin
14.3%
Operating Margin
-28.9%
Net Margin
-40.2%
Revenue YoY
-21.1%
6.3%
Net Profit YoY
-70.6%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NXPL
NXPL
UNB
UNB
Q4 25
$12.8M
$14.1M
Q3 25
$13.8M
$14.5M
Q2 25
$13.2M
$13.2M
Q1 25
$14.5M
$12.7M
Q4 24
$16.2M
$13.2M
Q3 24
$15.4M
$11.0M
Q2 24
$17.0M
$12.2M
Q1 24
$17.5M
$11.6M
Net Profit
NXPL
NXPL
UNB
UNB
Q4 25
$-5.1M
Q3 25
$-2.2M
$3.4M
Q2 25
$-1.8M
$2.4M
Q1 25
$-1.3M
$2.5M
Q4 24
$-3.0M
Q3 24
$-4.2M
$1.3M
Q2 24
$-5.3M
$2.0M
Q1 24
$-1.5M
$2.4M
Gross Margin
NXPL
NXPL
UNB
UNB
Q4 25
14.3%
Q3 25
19.9%
Q2 25
21.8%
Q1 25
23.8%
Q4 24
16.8%
Q3 24
23.2%
Q2 24
34.5%
Q1 24
27.8%
Operating Margin
NXPL
NXPL
UNB
UNB
Q4 25
-28.9%
Q3 25
-14.5%
Q2 25
-13.8%
Q1 25
-10.2%
Q4 24
-14.1%
Q3 24
-52.1%
Q2 24
-64.1%
Q1 24
-10.5%
Net Margin
NXPL
NXPL
UNB
UNB
Q4 25
-40.2%
Q3 25
-15.9%
23.7%
Q2 25
-13.5%
18.1%
Q1 25
-9.2%
19.7%
Q4 24
-18.6%
Q3 24
-27.4%
12.0%
Q2 24
-31.3%
16.5%
Q1 24
-8.5%
20.9%
EPS (diluted)
NXPL
NXPL
UNB
UNB
Q4 25
$0.59
Q3 25
$0.75
Q2 25
$0.52
Q1 25
$-0.05
$0.55
Q4 24
$0.65
Q3 24
$-0.22
$0.29
Q2 24
$0.45
Q1 24
$-0.08
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NXPL
NXPL
UNB
UNB
Cash + ST InvestmentsLiquidity on hand
$13.7M
Total DebtLower is stronger
$1.3M
Stockholders' EquityBook value
$17.3M
$80.9M
Total Assets
$27.5M
$1.6B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NXPL
NXPL
UNB
UNB
Q4 25
$13.7M
Q3 25
$13.9M
Q2 25
$16.6M
Q1 25
$17.7M
Q4 24
$20.0M
Q3 24
$20.4M
Q2 24
$24.9M
Q1 24
$23.5M
Total Debt
NXPL
NXPL
UNB
UNB
Q4 25
$1.3M
Q3 25
$1.2M
Q2 25
$1.2M
Q1 25
$1.3M
Q4 24
$1.4M
Q3 24
$1.5M
Q2 24
$1.3M
Q1 24
$1.4M
Stockholders' Equity
NXPL
NXPL
UNB
UNB
Q4 25
$17.3M
$80.9M
Q3 25
$21.4M
$77.7M
Q2 25
$23.5M
$71.3M
Q1 25
$25.3M
$70.1M
Q4 24
$27.3M
$66.5M
Q3 24
$22.5M
$72.3M
Q2 24
$26.5M
$64.0M
Q1 24
$31.2M
$63.8M
Total Assets
NXPL
NXPL
UNB
UNB
Q4 25
$27.5M
$1.6B
Q3 25
$30.0M
$1.6B
Q2 25
$31.0M
$1.5B
Q1 25
$35.2M
$1.5B
Q4 24
$37.1M
$1.5B
Q3 24
$41.1M
$1.5B
Q2 24
$51.5M
$1.4B
Q1 24
$65.1M
$1.4B
Debt / Equity
NXPL
NXPL
UNB
UNB
Q4 25
0.07×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.07×
Q2 24
0.05×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NXPL
NXPL
UNB
UNB
Operating Cash FlowLast quarter
$-302.0K
$17.2M
Free Cash FlowOCF − Capex
$-339.0K
$16.0M
FCF MarginFCF / Revenue
-2.6%
113.6%
Capex IntensityCapex / Revenue
0.3%
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NXPL
NXPL
UNB
UNB
Q4 25
$-302.0K
$17.2M
Q3 25
$-2.7M
$9.7M
Q2 25
$-1.0M
$288.0K
Q1 25
$-2.1M
$4.1M
Q4 24
$-476.0K
$12.2M
Q3 24
$-4.6M
$1.3M
Q2 24
$2.3M
$3.3M
Q1 24
$-2.7M
$1.9M
Free Cash Flow
NXPL
NXPL
UNB
UNB
Q4 25
$-339.0K
$16.0M
Q3 25
$9.6M
Q2 25
$-1.1M
$-381.0K
Q1 25
$-2.1M
$3.9M
Q4 24
$-508.0K
$11.1M
Q3 24
$-4.7M
$1.1M
Q2 24
$2.2M
$2.9M
Q1 24
$-2.7M
$1.5M
FCF Margin
NXPL
NXPL
UNB
UNB
Q4 25
-2.6%
113.6%
Q3 25
65.9%
Q2 25
-8.0%
-2.9%
Q1 25
-14.3%
30.8%
Q4 24
-3.1%
83.8%
Q3 24
-30.6%
9.7%
Q2 24
13.2%
23.8%
Q1 24
-15.7%
12.8%
Capex Intensity
NXPL
NXPL
UNB
UNB
Q4 25
0.3%
8.9%
Q3 25
0.0%
1.1%
Q2 25
0.1%
5.1%
Q1 25
0.2%
1.1%
Q4 24
0.2%
8.1%
Q3 24
0.6%
1.9%
Q2 24
0.4%
2.7%
Q1 24
0.4%
3.3%
Cash Conversion
NXPL
NXPL
UNB
UNB
Q4 25
Q3 25
2.83×
Q2 25
0.12×
Q1 25
1.62×
Q4 24
Q3 24
0.97×
Q2 24
1.61×
Q1 24
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NXPL
NXPL

Healthcare Operations$9.0M70%
Ecommerce Revenue$3.8M30%

UNB
UNB

Segment breakdown not available.

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