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Side-by-side financial comparison of Nextpower Inc. (NXT) and PennyMac Financial Services, Inc. (PFSI). Click either name above to swap in a different company.

Nextpower Inc. is the larger business by last-quarter revenue ($909.4M vs $538.0M, roughly 1.7× PennyMac Financial Services, Inc.). PennyMac Financial Services, Inc. runs the higher net margin — 1752.5% vs 14.4%, a 1738.0% gap on every dollar of revenue. On growth, Nextpower Inc. posted the faster year-over-year revenue change (33.9% vs 14.4%). Nextpower Inc. produced more free cash flow last quarter ($118.5M vs $-1.7B). Over the past eight quarters, PennyMac Financial Services, Inc.'s revenue compounded faster (32.7% CAGR vs 11.1%).

Nextpower Inc. (NXT) is a global energy technology provider based in Fremont, California.

PennyMac Financial Services, Inc. is an American residential mortgage company headquartered in Westlake Village, California. The company's business focuses on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. Pennymac operates through two subsidiaries: PennyMac Loan Services, LLC and PNMAC Capital Management, LLC. The latter manages the PennyMac Mortgage Investment Trust, a mortgage REIT.

NXT vs PFSI — Head-to-Head

Bigger by revenue
NXT
NXT
1.7× larger
NXT
$909.4M
$538.0M
PFSI
Growing faster (revenue YoY)
NXT
NXT
+19.4% gap
NXT
33.9%
14.4%
PFSI
Higher net margin
PFSI
PFSI
1738.0% more per $
PFSI
1752.5%
14.4%
NXT
More free cash flow
NXT
NXT
$1.8B more FCF
NXT
$118.5M
$-1.7B
PFSI
Faster 2-yr revenue CAGR
PFSI
PFSI
Annualised
PFSI
32.7%
11.1%
NXT

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
NXT
NXT
PFSI
PFSI
Revenue
$909.4M
$538.0M
Net Profit
$131.2M
$106.8M
Gross Margin
31.7%
Operating Margin
19.4%
25.0%
Net Margin
14.4%
1752.5%
Revenue YoY
33.9%
14.4%
Net Profit YoY
13.8%
2.2%
EPS (diluted)
$0.85
$1.97

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NXT
NXT
PFSI
PFSI
Q4 25
$909.4M
$538.0M
Q3 25
$905.3M
$632.9M
Q2 25
$864.3M
$444.7M
Q1 25
$924.3M
$430.9M
Q4 24
$679.4M
$470.1M
Q3 24
$635.6M
$411.8M
Q2 24
$719.9M
$406.1M
Q1 24
$736.5M
$305.7M
Net Profit
NXT
NXT
PFSI
PFSI
Q4 25
$131.2M
$106.8M
Q3 25
$146.9M
$181.5M
Q2 25
$157.2M
$136.5M
Q1 25
$156.8M
$76.3M
Q4 24
$115.3M
$104.5M
Q3 24
$115.4M
$69.4M
Q2 24
$121.7M
$98.3M
Q1 24
$205.2M
$39.3M
Gross Margin
NXT
NXT
PFSI
PFSI
Q4 25
31.7%
Q3 25
32.4%
Q2 25
32.6%
Q1 25
33.1%
Q4 24
35.5%
Q3 24
35.4%
Q2 24
33.0%
Q1 24
46.2%
Operating Margin
NXT
NXT
PFSI
PFSI
Q4 25
19.4%
25.0%
Q3 25
20.0%
37.3%
Q2 25
21.5%
17.2%
Q1 25
21.1%
24.2%
Q4 24
22.1%
27.5%
Q3 24
21.0%
22.8%
Q2 24
22.2%
33.0%
Q1 24
36.8%
14.4%
Net Margin
NXT
NXT
PFSI
PFSI
Q4 25
14.4%
1752.5%
Q3 25
16.2%
28.7%
Q2 25
18.2%
30.7%
Q1 25
17.0%
17.7%
Q4 24
17.0%
2559.8%
Q3 24
18.2%
16.8%
Q2 24
16.9%
24.2%
Q1 24
27.9%
12.9%
EPS (diluted)
NXT
NXT
PFSI
PFSI
Q4 25
$0.85
$1.97
Q3 25
$0.97
$3.37
Q2 25
$1.04
$2.54
Q1 25
$1.05
$1.42
Q4 24
$0.79
$1.95
Q3 24
$0.79
$1.30
Q2 24
$0.84
$1.85
Q1 24
$1.52
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NXT
NXT
PFSI
PFSI
Cash + ST InvestmentsLiquidity on hand
$952.6M
$410.0M
Total DebtLower is stronger
$6.2B
Stockholders' EquityBook value
$2.2B
$4.3B
Total Assets
$3.8B
$29.4B
Debt / EquityLower = less leverage
1.45×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NXT
NXT
PFSI
PFSI
Q4 25
$952.6M
$410.0M
Q3 25
$845.3M
$62.2M
Q2 25
$743.4M
$462.3M
Q1 25
$766.1M
$443.4M
Q4 24
$693.5M
$420.6M
Q3 24
$561.9M
$667.9M
Q2 24
$471.9M
$188.8M
Q1 24
$474.1M
$69.0K
Total Debt
NXT
NXT
PFSI
PFSI
Q4 25
$6.2B
Q3 25
$6.2B
Q2 25
$5.6B
Q1 25
$5.8B
Q4 24
$5.3B
Q3 24
$4.9B
Q2 24
$4.9B
Q1 24
$4.5B
Stockholders' Equity
NXT
NXT
PFSI
PFSI
Q4 25
$2.2B
$4.3B
Q3 25
$2.0B
$4.2B
Q2 25
$1.8B
$4.0B
Q1 25
$1.6B
$3.9B
Q4 24
$1.4B
$3.8B
Q3 24
$1.3B
$3.7B
Q2 24
$1.1B
$3.7B
Q1 24
$961.0M
$3.6B
Total Assets
NXT
NXT
PFSI
PFSI
Q4 25
$3.8B
$29.4B
Q3 25
$3.7B
$25.4B
Q2 25
$3.4B
$24.2B
Q1 25
$3.2B
$23.9B
Q4 24
$3.0B
$26.1B
Q3 24
$2.8B
$22.9B
Q2 24
$2.6B
$21.6B
Q1 24
$2.5B
$19.8B
Debt / Equity
NXT
NXT
PFSI
PFSI
Q4 25
1.45×
Q3 25
1.48×
Q2 25
1.38×
Q1 25
1.48×
Q4 24
1.37×
Q3 24
1.32×
Q2 24
1.35×
Q1 24
1.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NXT
NXT
PFSI
PFSI
Operating Cash FlowLast quarter
$123.3M
$-1.7B
Free Cash FlowOCF − Capex
$118.5M
$-1.7B
FCF MarginFCF / Revenue
13.0%
-309.3%
Capex IntensityCapex / Revenue
0.5%
2.2%
Cash ConversionOCF / Net Profit
0.94×
-15.46×
TTM Free Cash FlowTrailing 4 quarters
$587.3M
$-1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NXT
NXT
PFSI
PFSI
Q4 25
$123.3M
$-1.7B
Q3 25
$186.9M
$-697.4M
Q2 25
$81.3M
$-131.3M
Q1 25
$237.3M
$1.1B
Q4 24
$143.8M
$-4.5B
Q3 24
$153.8M
$-393.7M
Q2 24
$120.8M
$-1.1B
Q1 24
$111.5M
$-897.9M
Free Cash Flow
NXT
NXT
PFSI
PFSI
Q4 25
$118.5M
$-1.7B
Q3 25
$171.4M
$-699.4M
Q2 25
$70.1M
$-132.6M
Q1 25
$227.2M
$1.1B
Q4 24
$134.9M
$-4.5B
Q3 24
$141.8M
$-393.9M
Q2 24
$118.0M
$-1.1B
Q1 24
$109.2M
$-898.9M
FCF Margin
NXT
NXT
PFSI
PFSI
Q4 25
13.0%
-309.3%
Q3 25
18.9%
-110.5%
Q2 25
8.1%
-29.8%
Q1 25
24.6%
247.3%
Q4 24
19.9%
-964.7%
Q3 24
22.3%
-95.6%
Q2 24
16.4%
-269.2%
Q1 24
14.8%
-294.1%
Capex Intensity
NXT
NXT
PFSI
PFSI
Q4 25
0.5%
2.2%
Q3 25
1.7%
0.3%
Q2 25
1.3%
0.3%
Q1 25
1.1%
0.1%
Q4 24
1.3%
0.4%
Q3 24
1.9%
0.0%
Q2 24
0.4%
0.1%
Q1 24
0.3%
0.3%
Cash Conversion
NXT
NXT
PFSI
PFSI
Q4 25
0.94×
-15.46×
Q3 25
1.27×
-3.84×
Q2 25
0.52×
-0.96×
Q1 25
1.51×
13.97×
Q4 24
1.25×
-43.39×
Q3 24
1.33×
-5.68×
Q2 24
0.99×
-11.12×
Q1 24
0.54×
-22.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NXT
NXT

Transferred Over Time$763.9M84%
Transferred At Point In Time$145.4M16%

PFSI
PFSI

Segment breakdown not available.

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