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Side-by-side financial comparison of Nayax Ltd. (NYAX) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $78.1M, roughly 1.2× Nayax Ltd.). Proficient Auto Logistics, Inc runs the higher net margin — -1.5% vs -3.9%, a 2.4% gap on every dollar of revenue.

Nayax Ltd. is a global fintech company that offers cashless, telemetry, management, monitoring, and business intelligence (BI) products and services for the vending, unattended, and other retail industries.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

NYAX vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.2× larger
PAL
$91.5M
$78.1M
NYAX
Higher net margin
PAL
PAL
2.4% more per $
PAL
-1.5%
-3.9%
NYAX

Income Statement — Q2 FY2024 vs Q3 FY2024

Metric
NYAX
NYAX
PAL
PAL
Revenue
$78.1M
$91.5M
Net Profit
$-3.0M
$-1.4M
Gross Margin
44.3%
Operating Margin
1.2%
-2.4%
Net Margin
-3.9%
-1.5%
Revenue YoY
39.0%
Net Profit YoY
24.2%
EPS (diluted)
$-0.08
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NYAX
NYAX
PAL
PAL
Q3 24
$91.5M
Q2 24
$78.1M
Q2 23
$56.2M
Net Profit
NYAX
NYAX
PAL
PAL
Q3 24
$-1.4M
Q2 24
$-3.0M
Q2 23
$-4.0M
Gross Margin
NYAX
NYAX
PAL
PAL
Q3 24
Q2 24
44.3%
Q2 23
37.1%
Operating Margin
NYAX
NYAX
PAL
PAL
Q3 24
-2.4%
Q2 24
1.2%
Q2 23
-6.6%
Net Margin
NYAX
NYAX
PAL
PAL
Q3 24
-1.5%
Q2 24
-3.9%
Q2 23
-7.1%
EPS (diluted)
NYAX
NYAX
PAL
PAL
Q3 24
$-0.05
Q2 24
$-0.08
Q2 23
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NYAX
NYAX
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$61.9M
$16.8M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$158.7M
$338.5M
Total Assets
$434.7M
$498.2M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NYAX
NYAX
PAL
PAL
Q3 24
$16.8M
Q2 24
$61.9M
Q2 23
$31.1M
Total Debt
NYAX
NYAX
PAL
PAL
Q3 24
$64.0M
Q2 24
Q2 23
Stockholders' Equity
NYAX
NYAX
PAL
PAL
Q3 24
$338.5M
Q2 24
$158.7M
Q2 23
$100.0M
Total Assets
NYAX
NYAX
PAL
PAL
Q3 24
$498.2M
Q2 24
$434.7M
Q2 23
$261.8M
Debt / Equity
NYAX
NYAX
PAL
PAL
Q3 24
0.19×
Q2 24
Q2 23

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NYAX
NYAX
PAL
PAL
Operating Cash FlowLast quarter
$9.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NYAX
NYAX
PAL
PAL
Q3 24
Q2 24
$9.2M
Q2 23
$-1.7M

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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