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Side-by-side financial comparison of Orange County Bancorp, Inc. (OBT) and PEDEVCO CORP (PED). Click either name above to swap in a different company.

Orange County Bancorp, Inc. is the larger business by last-quarter revenue ($33.0M vs $23.1M, roughly 1.4× PEDEVCO CORP). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -36.8%, a 74.5% gap on every dollar of revenue. On growth, PEDEVCO CORP posted the faster year-over-year revenue change (118.2% vs 20.6%). Over the past eight quarters, PEDEVCO CORP's revenue compounded faster (68.6% CAGR vs 14.3%).

Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.

PEDEVCO Corp is an independent energy company specializing in the acquisition, exploration, development, and production of oil and natural gas assets. It primarily holds and operates onshore resource properties across continental US basins, serving domestic wholesale, utility, and industrial energy customer segments.

OBT vs PED — Head-to-Head

Bigger by revenue
OBT
OBT
1.4× larger
OBT
$33.0M
$23.1M
PED
Growing faster (revenue YoY)
PED
PED
+97.6% gap
PED
118.2%
20.6%
OBT
Higher net margin
OBT
OBT
74.5% more per $
OBT
37.6%
-36.8%
PED
Faster 2-yr revenue CAGR
PED
PED
Annualised
PED
68.6%
14.3%
OBT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OBT
OBT
PED
PED
Revenue
$33.0M
$23.1M
Net Profit
$12.4M
$-8.5M
Gross Margin
Operating Margin
41.4%
-21.3%
Net Margin
37.6%
-36.8%
Revenue YoY
20.6%
118.2%
Net Profit YoY
73.5%
-243.5%
EPS (diluted)
$0.94
$-2.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBT
OBT
PED
PED
Q4 25
$33.0M
$23.1M
Q3 25
$33.7M
$7.0M
Q2 25
$32.5M
$7.0M
Q1 25
$28.0M
$8.7M
Q4 24
$27.4M
$10.6M
Q3 24
$27.1M
$9.1M
Q2 24
$27.9M
$11.8M
Q1 24
$25.3M
$8.1M
Net Profit
OBT
OBT
PED
PED
Q4 25
$12.4M
$-8.5M
Q3 25
$10.0M
$-325.0K
Q2 25
$10.5M
$-1.7M
Q1 25
$8.7M
$140.0K
Q4 24
$7.2M
$5.9M
Q3 24
$3.2M
$2.9M
Q2 24
$8.2M
$2.7M
Q1 24
$9.3M
$773.0K
Operating Margin
OBT
OBT
PED
PED
Q4 25
41.4%
-21.3%
Q3 25
38.6%
-12.0%
Q2 25
41.9%
-32.2%
Q1 25
40.3%
1.7%
Q4 24
32.8%
-12.9%
Q3 24
14.8%
31.3%
Q2 24
36.6%
22.3%
Q1 24
45.9%
7.6%
Net Margin
OBT
OBT
PED
PED
Q4 25
37.6%
-36.8%
Q3 25
29.7%
-4.7%
Q2 25
32.2%
-24.0%
Q1 25
31.1%
1.6%
Q4 24
26.2%
56.0%
Q3 24
11.8%
32.2%
Q2 24
29.4%
22.7%
Q1 24
36.7%
9.5%
EPS (diluted)
OBT
OBT
PED
PED
Q4 25
$0.94
$-2.23
Q3 25
$0.75
$0.00
Q2 25
$0.87
$-0.02
Q1 25
$0.77
$0.00
Q4 24
$0.64
$2.69
Q3 24
$0.28
$0.03
Q2 24
$0.73
$0.03
Q1 24
$0.82
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBT
OBT
PED
PED
Cash + ST InvestmentsLiquidity on hand
$3.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$284.4M
$207.4M
Total Assets
$2.7B
$375.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBT
OBT
PED
PED
Q4 25
$3.2M
Q3 25
$10.9M
Q2 25
$8.5M
Q1 25
$10.4M
Q4 24
$4.0M
Q3 24
$4.6M
Q2 24
$6.1M
Q1 24
$13.3M
Stockholders' Equity
OBT
OBT
PED
PED
Q4 25
$284.4M
$207.4M
Q3 25
$270.1M
$115.4M
Q2 25
$252.6M
$115.2M
Q1 25
$201.3M
$116.2M
Q4 24
$185.5M
$115.6M
Q3 24
$193.1M
$106.5M
Q2 24
$177.5M
$103.2M
Q1 24
$168.7M
$100.0M
Total Assets
OBT
OBT
PED
PED
Q4 25
$2.7B
$375.9M
Q3 25
$2.6B
$135.9M
Q2 25
$2.6B
$136.8M
Q1 25
$2.6B
$145.6M
Q4 24
$2.5B
$128.3M
Q3 24
$2.5B
$114.3M
Q2 24
$2.5B
$111.0M
Q1 24
$2.5B
$118.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OBT
OBT
PED
PED
Operating Cash FlowLast quarter
$43.8M
$-2.1M
Free Cash FlowOCF − Capex
$41.3M
FCF MarginFCF / Revenue
125.1%
Capex IntensityCapex / Revenue
7.6%
Cash ConversionOCF / Net Profit
3.53×
TTM Free Cash FlowTrailing 4 quarters
$69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OBT
OBT
PED
PED
Q4 25
$43.8M
$-2.1M
Q3 25
$30.2M
$7.4M
Q2 25
$-5.0M
$-420.0K
Q1 25
$4.8M
$5.9M
Q4 24
$34.6M
$4.2M
Q3 24
$10.2M
$8.3M
Q2 24
$9.3M
$4.6M
Q1 24
$2.3M
$-4.3M
Free Cash Flow
OBT
OBT
PED
PED
Q4 25
$41.3M
Q3 25
$29.6M
Q2 25
$-5.7M
Q1 25
$4.3M
Q4 24
$32.9M
Q3 24
$10.0M
Q2 24
$9.2M
Q1 24
$2.0M
FCF Margin
OBT
OBT
PED
PED
Q4 25
125.1%
Q3 25
87.8%
Q2 25
-17.5%
Q1 25
15.5%
Q4 24
120.0%
Q3 24
36.7%
Q2 24
32.8%
Q1 24
7.9%
Capex Intensity
OBT
OBT
PED
PED
Q4 25
7.6%
Q3 25
1.8%
Q2 25
2.3%
Q1 25
1.8%
Q4 24
6.3%
Q3 24
1.1%
Q2 24
0.4%
Q1 24
1.0%
Cash Conversion
OBT
OBT
PED
PED
Q4 25
3.53×
Q3 25
3.01×
Q2 25
-0.47×
Q1 25
0.56×
42.34×
Q4 24
4.83×
0.71×
Q3 24
3.19×
2.83×
Q2 24
1.13×
1.71×
Q1 24
0.24×
-5.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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