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Side-by-side financial comparison of OCEANFIRST FINANCIAL CORP (OCFC) and Pursuit Attractions & Hospitality, Inc. (PRSU). Click either name above to swap in a different company.

OCEANFIRST FINANCIAL CORP is the larger business by last-quarter revenue ($104.7M vs $57.1M, roughly 1.8× Pursuit Attractions & Hospitality, Inc.). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs -45.9%, a 58.4% gap on every dollar of revenue. On growth, Pursuit Attractions & Hospitality, Inc. posted the faster year-over-year revenue change (24.6% vs 9.6%). OCEANFIRST FINANCIAL CORP produced more free cash flow last quarter ($79.5M vs $-44.6M). Over the past eight quarters, OCEANFIRST FINANCIAL CORP's revenue compounded faster (3.1% CAGR vs -53.2%).

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

Pursuit Attractions and Hospitality, Inc. is a global attractions and hospitality company located in Canada, the United States, Iceland, and Costa Rica. Pursuit owns and operates attractions, accommodation, culinary experiences, retail and transportation in and around the Canadian Rockies including, Banff, Jasper, and Waterton; in Alaska in and around Denali, Kenai Fjords National Park, and Talkeetna; in Montana in and around Glacier; in Iceland, and in the Arenal region of Costa Rica.

OCFC vs PRSU — Head-to-Head

Bigger by revenue
OCFC
OCFC
1.8× larger
OCFC
$104.7M
$57.1M
PRSU
Growing faster (revenue YoY)
PRSU
PRSU
+15.1% gap
PRSU
24.6%
9.6%
OCFC
Higher net margin
OCFC
OCFC
58.4% more per $
OCFC
12.5%
-45.9%
PRSU
More free cash flow
OCFC
OCFC
$124.1M more FCF
OCFC
$79.5M
$-44.6M
PRSU
Faster 2-yr revenue CAGR
OCFC
OCFC
Annualised
OCFC
3.1%
-53.2%
PRSU

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OCFC
OCFC
PRSU
PRSU
Revenue
$104.7M
$57.1M
Net Profit
$13.1M
$-26.2M
Gross Margin
Operating Margin
16.1%
-49.5%
Net Margin
12.5%
-45.9%
Revenue YoY
9.6%
24.6%
Net Profit YoY
-40.2%
-108.4%
EPS (diluted)
$0.24
$-0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCFC
OCFC
PRSU
PRSU
Q4 25
$104.7M
$57.1M
Q3 25
$103.0M
$241.0M
Q2 25
$99.4M
$116.7M
Q1 25
$97.9M
Q4 24
$95.6M
Q3 24
$96.9M
$182.3M
Q2 24
$93.2M
$101.2M
Q1 24
$98.5M
Net Profit
OCFC
OCFC
PRSU
PRSU
Q4 25
$13.1M
$-26.2M
Q3 25
$17.3M
$73.9M
Q2 25
$19.0M
$5.6M
Q1 25
$21.5M
Q4 24
$21.9M
Q3 24
$25.1M
$48.6M
Q2 24
$24.4M
$29.3M
Q1 24
$28.7M
Gross Margin
OCFC
OCFC
PRSU
PRSU
Q4 25
Q3 25
91.8%
Q2 25
Q1 25
Q4 24
Q3 24
90.7%
Q2 24
Q1 24
Operating Margin
OCFC
OCFC
PRSU
PRSU
Q4 25
16.1%
-49.5%
Q3 25
21.9%
43.9%
Q2 25
25.0%
9.1%
Q1 25
28.9%
Q4 24
28.5%
Q3 24
33.7%
50.8%
Q2 24
33.8%
52.8%
Q1 24
39.8%
Net Margin
OCFC
OCFC
PRSU
PRSU
Q4 25
12.5%
-45.9%
Q3 25
16.8%
30.6%
Q2 25
19.2%
4.8%
Q1 25
22.0%
Q4 24
22.9%
Q3 24
25.9%
26.7%
Q2 24
26.1%
29.0%
Q1 24
29.1%
EPS (diluted)
OCFC
OCFC
PRSU
PRSU
Q4 25
$0.24
$-0.89
Q3 25
$0.30
$2.60
Q2 25
$0.28
$0.20
Q1 25
$0.35
Q4 24
$0.36
Q3 24
$0.42
$1.65
Q2 24
$0.40
$0.98
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCFC
OCFC
PRSU
PRSU
Cash + ST InvestmentsLiquidity on hand
$31.1M
Total DebtLower is stronger
$255.2M
$155.0M
Stockholders' EquityBook value
$1.7B
$581.8M
Total Assets
$14.6B
$965.4M
Debt / EquityLower = less leverage
0.15×
0.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OCFC
OCFC
PRSU
PRSU
Q4 25
$31.1M
Q3 25
$33.8M
Q2 25
$24.7M
Q1 25
Q4 24
Q3 24
$64.6M
Q2 24
$59.4M
Q1 24
Total Debt
OCFC
OCFC
PRSU
PRSU
Q4 25
$255.2M
$155.0M
Q3 25
$124.5M
Q2 25
$82.4M
Q1 25
Q4 24
$197.5M
Q3 24
$381.9M
Q2 24
$469.3M
Q1 24
Stockholders' Equity
OCFC
OCFC
PRSU
PRSU
Q4 25
$1.7B
$581.8M
Q3 25
$1.7B
$607.2M
Q2 25
$1.6B
$528.4M
Q1 25
$1.7B
Q4 24
$1.7B
Q3 24
$1.7B
$96.8M
Q2 24
$1.7B
$41.2M
Q1 24
$1.7B
Total Assets
OCFC
OCFC
PRSU
PRSU
Q4 25
$14.6B
$965.4M
Q3 25
$14.3B
$996.8M
Q2 25
$13.3B
$893.1M
Q1 25
$13.3B
Q4 24
$13.4B
Q3 24
$13.5B
$1.2B
Q2 24
$13.3B
$1.2B
Q1 24
$13.4B
Debt / Equity
OCFC
OCFC
PRSU
PRSU
Q4 25
0.15×
0.27×
Q3 25
0.21×
Q2 25
0.16×
Q1 25
Q4 24
0.12×
Q3 24
3.95×
Q2 24
11.39×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCFC
OCFC
PRSU
PRSU
Operating Cash FlowLast quarter
$87.2M
$-13.6M
Free Cash FlowOCF − Capex
$79.5M
$-44.6M
FCF MarginFCF / Revenue
75.9%
-78.1%
Capex IntensityCapex / Revenue
7.4%
54.2%
Cash ConversionOCF / Net Profit
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M
$140.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCFC
OCFC
PRSU
PRSU
Q4 25
$87.2M
$-13.6M
Q3 25
$24.4M
$102.6M
Q2 25
$28.6M
$21.6M
Q1 25
$-1.8M
Q4 24
$92.2M
Q3 24
$-22.4M
$110.4M
Q2 24
$23.7M
$30.3M
Q1 24
$46.1M
Free Cash Flow
OCFC
OCFC
PRSU
PRSU
Q4 25
$79.5M
$-44.6M
Q3 25
$22.8M
$86.8M
Q2 25
$27.2M
$3.2M
Q1 25
$-3.6M
Q4 24
$84.7M
Q3 24
$-23.5M
$95.4M
Q2 24
$19.5M
$13.1M
Q1 24
$45.4M
FCF Margin
OCFC
OCFC
PRSU
PRSU
Q4 25
75.9%
-78.1%
Q3 25
22.2%
36.0%
Q2 25
27.4%
2.8%
Q1 25
-3.7%
Q4 24
88.6%
Q3 24
-24.2%
52.4%
Q2 24
20.9%
13.0%
Q1 24
46.1%
Capex Intensity
OCFC
OCFC
PRSU
PRSU
Q4 25
7.4%
54.2%
Q3 25
1.5%
6.6%
Q2 25
1.4%
15.7%
Q1 25
1.9%
Q4 24
7.9%
Q3 24
1.1%
8.2%
Q2 24
4.5%
16.9%
Q1 24
0.7%
Cash Conversion
OCFC
OCFC
PRSU
PRSU
Q4 25
6.66×
Q3 25
1.41×
1.39×
Q2 25
1.50×
3.83×
Q1 25
-0.08×
Q4 24
4.21×
Q3 24
-0.89×
2.27×
Q2 24
0.97×
1.03×
Q1 24
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OCFC
OCFC

Segment breakdown not available.

PRSU
PRSU

Services Transferred Over Time$44.7M78%
Food And Beverage$9.1M16%
Retail Operations$3.3M6%

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