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Side-by-side financial comparison of OCEANFIRST FINANCIAL CORP (OCFC) and CarParts.com, Inc. (PRTS). Click either name above to swap in a different company.

CarParts.com, Inc. is the larger business by last-quarter revenue ($120.4M vs $104.7M, roughly 1.2× OCEANFIRST FINANCIAL CORP). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs -9.6%, a 22.1% gap on every dollar of revenue. On growth, OCEANFIRST FINANCIAL CORP posted the faster year-over-year revenue change (9.6% vs -9.8%). Over the past eight quarters, OCEANFIRST FINANCIAL CORP's revenue compounded faster (3.1% CAGR vs -14.9%).

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

Genuine Parts Company (GPC) is an American automotive and industrial parts distributor based in Atlanta, Georgia. Established by brothers Carlyle and Malcolm Fraser in 1928, the company has approximately 60,000 employees. In addition to the United States, GPC has operated in Australasia, Belgium, Canada, France, Germany, Mexico, the Netherlands, Poland, and the United Kingdom. GPC's subsidiaries include industrial parts distributor Motion as well as NAPA Auto Parts, which primarily sells part...

OCFC vs PRTS — Head-to-Head

Bigger by revenue
PRTS
PRTS
1.2× larger
PRTS
$120.4M
$104.7M
OCFC
Growing faster (revenue YoY)
OCFC
OCFC
+19.4% gap
OCFC
9.6%
-9.8%
PRTS
Higher net margin
OCFC
OCFC
22.1% more per $
OCFC
12.5%
-9.6%
PRTS
Faster 2-yr revenue CAGR
OCFC
OCFC
Annualised
OCFC
3.1%
-14.9%
PRTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OCFC
OCFC
PRTS
PRTS
Revenue
$104.7M
$120.4M
Net Profit
$13.1M
$-11.6M
Gross Margin
33.2%
Operating Margin
16.1%
Net Margin
12.5%
-9.6%
Revenue YoY
9.6%
-9.8%
Net Profit YoY
-40.2%
25.0%
EPS (diluted)
$0.24
$-0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCFC
OCFC
PRTS
PRTS
Q4 25
$104.7M
$120.4M
Q3 25
$103.0M
$127.8M
Q2 25
$99.4M
$151.9M
Q1 25
$97.9M
$147.4M
Q4 24
$95.6M
$133.5M
Q3 24
$96.9M
$144.8M
Q2 24
$93.2M
$144.3M
Q1 24
$98.5M
$166.3M
Net Profit
OCFC
OCFC
PRTS
PRTS
Q4 25
$13.1M
$-11.6M
Q3 25
$17.3M
$-10.9M
Q2 25
$19.0M
$-12.7M
Q1 25
$21.5M
$-15.3M
Q4 24
$21.9M
$-15.4M
Q3 24
$25.1M
$-10.0M
Q2 24
$24.4M
$-8.7M
Q1 24
$28.7M
$-6.5M
Gross Margin
OCFC
OCFC
PRTS
PRTS
Q4 25
33.2%
Q3 25
33.1%
Q2 25
32.8%
Q1 25
32.1%
Q4 24
32.5%
Q3 24
35.2%
Q2 24
33.5%
Q1 24
32.4%
Operating Margin
OCFC
OCFC
PRTS
PRTS
Q4 25
16.1%
Q3 25
21.9%
-7.9%
Q2 25
25.0%
-8.2%
Q1 25
28.9%
-10.3%
Q4 24
28.5%
-11.6%
Q3 24
33.7%
-6.9%
Q2 24
33.8%
-6.0%
Q1 24
39.8%
-3.9%
Net Margin
OCFC
OCFC
PRTS
PRTS
Q4 25
12.5%
-9.6%
Q3 25
16.8%
-8.5%
Q2 25
19.2%
-8.4%
Q1 25
22.0%
-10.4%
Q4 24
22.9%
-11.5%
Q3 24
25.9%
-6.9%
Q2 24
26.1%
-6.0%
Q1 24
29.1%
-3.9%
EPS (diluted)
OCFC
OCFC
PRTS
PRTS
Q4 25
$0.24
$-0.82
Q3 25
$0.30
$-0.19
Q2 25
$0.28
$-0.23
Q1 25
$0.35
$-0.27
Q4 24
$0.36
$-0.28
Q3 24
$0.42
$-0.17
Q2 24
$0.40
$-0.15
Q1 24
$0.47
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCFC
OCFC
PRTS
PRTS
Cash + ST InvestmentsLiquidity on hand
$25.8M
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$1.7B
$53.5M
Total Assets
$14.6B
$184.9M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OCFC
OCFC
PRTS
PRTS
Q4 25
$25.8M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
OCFC
OCFC
PRTS
PRTS
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OCFC
OCFC
PRTS
PRTS
Q4 25
$1.7B
$53.5M
Q3 25
$1.7B
$64.2M
Q2 25
$1.6B
$62.4M
Q1 25
$1.7B
$72.8M
Q4 24
$1.7B
$85.2M
Q3 24
$1.7B
$97.2M
Q2 24
$1.7B
$103.9M
Q1 24
$1.7B
$109.2M
Total Assets
OCFC
OCFC
PRTS
PRTS
Q4 25
$14.6B
$184.9M
Q3 25
$14.3B
$200.3M
Q2 25
$13.3B
$189.6M
Q1 25
$13.3B
$216.5M
Q4 24
$13.4B
$210.6M
Q3 24
$13.5B
$227.6M
Q2 24
$13.3B
$238.0M
Q1 24
$13.4B
$263.2M
Debt / Equity
OCFC
OCFC
PRTS
PRTS
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCFC
OCFC
PRTS
PRTS
Operating Cash FlowLast quarter
$87.2M
Free Cash FlowOCF − Capex
$79.5M
FCF MarginFCF / Revenue
75.9%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCFC
OCFC
PRTS
PRTS
Q4 25
$87.2M
Q3 25
$24.4M
$-6.4M
Q2 25
$28.6M
$-25.6M
Q1 25
$-1.8M
$5.5M
Q4 24
$92.2M
$1.8M
Q3 24
$-22.4M
$8.5M
Q2 24
$23.7M
$-3.6M
Q1 24
$46.1M
$3.7M
Free Cash Flow
OCFC
OCFC
PRTS
PRTS
Q4 25
$79.5M
Q3 25
$22.8M
$-8.3M
Q2 25
$27.2M
$-27.9M
Q1 25
$-3.6M
$3.4M
Q4 24
$84.7M
$-631.0K
Q3 24
$-23.5M
$4.9M
Q2 24
$19.5M
$-10.8M
Q1 24
$45.4M
$-3.8M
FCF Margin
OCFC
OCFC
PRTS
PRTS
Q4 25
75.9%
Q3 25
22.2%
-6.5%
Q2 25
27.4%
-18.3%
Q1 25
-3.7%
2.3%
Q4 24
88.6%
-0.5%
Q3 24
-24.2%
3.4%
Q2 24
20.9%
-7.5%
Q1 24
46.1%
-2.3%
Capex Intensity
OCFC
OCFC
PRTS
PRTS
Q4 25
7.4%
Q3 25
1.5%
1.5%
Q2 25
1.4%
1.5%
Q1 25
1.9%
1.4%
Q4 24
7.9%
1.8%
Q3 24
1.1%
2.5%
Q2 24
4.5%
4.9%
Q1 24
0.7%
4.5%
Cash Conversion
OCFC
OCFC
PRTS
PRTS
Q4 25
6.66×
Q3 25
1.41×
Q2 25
1.50×
Q1 25
-0.08×
Q4 24
4.21×
Q3 24
-0.89×
Q2 24
0.97×
Q1 24
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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