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Side-by-side financial comparison of OCEANFIRST FINANCIAL CORP (OCFC) and SITIME Corp (SITM). Click either name above to swap in a different company.

SITIME Corp is the larger business by last-quarter revenue ($113.6M vs $104.7M, roughly 1.1× OCEANFIRST FINANCIAL CORP). On growth, SITIME Corp posted the faster year-over-year revenue change (88.3% vs 9.6%). Over the past eight quarters, SITIME Corp's revenue compounded faster (60.9% CAGR vs 3.1%).

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

SiTime Corporation is a publicly traded fabless chipmaker based in Santa Clara, California that develops micro-electromechanical systems (MEMS), used for timing devices in electronics.

OCFC vs SITM — Head-to-Head

Bigger by revenue
SITM
SITM
1.1× larger
SITM
$113.6M
$104.7M
OCFC
Growing faster (revenue YoY)
SITM
SITM
+78.7% gap
SITM
88.3%
9.6%
OCFC
Faster 2-yr revenue CAGR
SITM
SITM
Annualised
SITM
60.9%
3.1%
OCFC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
OCFC
OCFC
SITM
SITM
Revenue
$104.7M
$113.6M
Net Profit
$13.1M
Gross Margin
59.0%
Operating Margin
16.1%
30.2%
Net Margin
12.5%
Revenue YoY
9.6%
88.3%
Net Profit YoY
-40.2%
EPS (diluted)
$0.24
$-0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCFC
OCFC
SITM
SITM
Q1 26
$113.6M
Q4 25
$104.7M
$113.3M
Q3 25
$103.0M
$83.6M
Q2 25
$99.4M
$69.5M
Q1 25
$97.9M
$60.3M
Q4 24
$95.6M
$68.1M
Q3 24
$96.9M
$57.7M
Q2 24
$93.2M
$43.9M
Net Profit
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
$13.1M
$9.2M
Q3 25
$17.3M
$-8.0M
Q2 25
$19.0M
$-20.2M
Q1 25
$21.5M
$-23.9M
Q4 24
$21.9M
$-18.8M
Q3 24
$25.1M
$-19.3M
Q2 24
$24.4M
$-26.8M
Gross Margin
OCFC
OCFC
SITM
SITM
Q1 26
59.0%
Q4 25
56.4%
Q3 25
53.5%
Q2 25
51.9%
Q1 25
50.3%
Q4 24
52.6%
Q3 24
51.1%
Q2 24
49.1%
Operating Margin
OCFC
OCFC
SITM
SITM
Q1 26
30.2%
Q4 25
16.1%
1.6%
Q3 25
21.9%
-19.2%
Q2 25
25.0%
-35.4%
Q1 25
28.9%
-46.6%
Q4 24
28.5%
-33.8%
Q3 24
33.7%
-43.1%
Q2 24
33.8%
-73.7%
Net Margin
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
12.5%
8.1%
Q3 25
16.8%
-9.6%
Q2 25
19.2%
-29.0%
Q1 25
22.0%
-39.6%
Q4 24
22.9%
-27.6%
Q3 24
25.9%
-33.5%
Q2 24
26.1%
-61.0%
EPS (diluted)
OCFC
OCFC
SITM
SITM
Q1 26
$-0.20
Q4 25
$0.24
$0.44
Q3 25
$0.30
$-0.31
Q2 25
$0.28
$-0.84
Q1 25
$0.35
$-1.01
Q4 24
$0.36
$-0.80
Q3 24
$0.42
$-0.83
Q2 24
$0.40
$-1.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCFC
OCFC
SITM
SITM
Cash + ST InvestmentsLiquidity on hand
$498.5M
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$1.7B
$1.2B
Total Assets
$14.6B
$1.3B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OCFC
OCFC
SITM
SITM
Q1 26
$498.5M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Stockholders' Equity
OCFC
OCFC
SITM
SITM
Q1 26
$1.2B
Q4 25
$1.7B
$1.2B
Q3 25
$1.7B
$1.1B
Q2 25
$1.6B
$1.1B
Q1 25
$1.7B
$692.5M
Q4 24
$1.7B
$699.7M
Q3 24
$1.7B
$696.2M
Q2 24
$1.7B
$692.5M
Total Assets
OCFC
OCFC
SITM
SITM
Q1 26
$1.3B
Q4 25
$14.6B
$1.3B
Q3 25
$14.3B
$1.3B
Q2 25
$13.3B
$1.3B
Q1 25
$13.3B
$872.1M
Q4 24
$13.4B
$885.0M
Q3 24
$13.5B
$877.9M
Q2 24
$13.3B
$878.6M
Debt / Equity
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCFC
OCFC
SITM
SITM
Operating Cash FlowLast quarter
$87.2M
Free Cash FlowOCF − Capex
$79.5M
FCF MarginFCF / Revenue
75.9%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
$87.2M
$25.4M
Q3 25
$24.4M
$31.4M
Q2 25
$28.6M
$15.3M
Q1 25
$-1.8M
$15.0M
Q4 24
$92.2M
$13.5M
Q3 24
$-22.4M
$8.2M
Q2 24
$23.7M
$-181.0K
Free Cash Flow
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
$79.5M
$13.0M
Q3 25
$22.8M
$26.3M
Q2 25
$27.2M
$-2.9M
Q1 25
$-3.6M
$-1.3M
Q4 24
$84.7M
$-2.4M
Q3 24
$-23.5M
$-6.7M
Q2 24
$19.5M
$-2.7M
FCF Margin
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
75.9%
11.5%
Q3 25
22.2%
31.5%
Q2 25
27.4%
-4.2%
Q1 25
-3.7%
-2.1%
Q4 24
88.6%
-3.5%
Q3 24
-24.2%
-11.6%
Q2 24
20.9%
-6.3%
Capex Intensity
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
7.4%
10.9%
Q3 25
1.5%
6.1%
Q2 25
1.4%
26.2%
Q1 25
1.9%
27.0%
Q4 24
7.9%
23.3%
Q3 24
1.1%
25.7%
Q2 24
4.5%
5.8%
Cash Conversion
OCFC
OCFC
SITM
SITM
Q1 26
Q4 25
6.66×
2.77×
Q3 25
1.41×
Q2 25
1.50×
Q1 25
-0.08×
Q4 24
4.21×
Q3 24
-0.89×
Q2 24
0.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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