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Side-by-side financial comparison of OCEANFIRST FINANCIAL CORP (OCFC) and Viridian Therapeutics, Inc.\DE (VRDN). Click either name above to swap in a different company.

OCEANFIRST FINANCIAL CORP is the larger business by last-quarter revenue ($104.7M vs $70.6M, roughly 1.5× Viridian Therapeutics, Inc.\DE). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs -49.0%, a 61.5% gap on every dollar of revenue. On growth, Viridian Therapeutics, Inc.\DE posted the faster year-over-year revenue change (81958.1% vs 9.6%). OCEANFIRST FINANCIAL CORP produced more free cash flow last quarter ($79.5M vs $-84.7M).

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

Viridian Therapeutics is a clinical-stage biotechnology firm developing novel disease-modifying therapies for rare, serious autoimmune and inflammatory diseases. Its lead pipeline candidate targets thyroid eye disease, a debilitating orbital disorder, with primary market focus on North America and Europe.

OCFC vs VRDN — Head-to-Head

Bigger by revenue
OCFC
OCFC
1.5× larger
OCFC
$104.7M
$70.6M
VRDN
Growing faster (revenue YoY)
VRDN
VRDN
+81948.6% gap
VRDN
81958.1%
9.6%
OCFC
Higher net margin
OCFC
OCFC
61.5% more per $
OCFC
12.5%
-49.0%
VRDN
More free cash flow
OCFC
OCFC
$164.2M more FCF
OCFC
$79.5M
$-84.7M
VRDN

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OCFC
OCFC
VRDN
VRDN
Revenue
$104.7M
$70.6M
Net Profit
$13.1M
$-34.6M
Gross Margin
Operating Margin
16.1%
-56.7%
Net Margin
12.5%
-49.0%
Revenue YoY
9.6%
81958.1%
Net Profit YoY
-40.2%
54.9%
EPS (diluted)
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCFC
OCFC
VRDN
VRDN
Q4 25
$104.7M
Q3 25
$103.0M
$70.6M
Q2 25
$99.4M
Q1 25
$97.9M
Q4 24
$95.6M
Q3 24
$96.9M
Q2 24
$93.2M
Q1 24
$98.5M
Net Profit
OCFC
OCFC
VRDN
VRDN
Q4 25
$13.1M
Q3 25
$17.3M
$-34.6M
Q2 25
$19.0M
Q1 25
$21.5M
Q4 24
$21.9M
Q3 24
$25.1M
Q2 24
$24.4M
Q1 24
$28.7M
Operating Margin
OCFC
OCFC
VRDN
VRDN
Q4 25
16.1%
Q3 25
21.9%
-56.7%
Q2 25
25.0%
Q1 25
28.9%
Q4 24
28.5%
Q3 24
33.7%
Q2 24
33.8%
Q1 24
39.8%
Net Margin
OCFC
OCFC
VRDN
VRDN
Q4 25
12.5%
Q3 25
16.8%
-49.0%
Q2 25
19.2%
Q1 25
22.0%
Q4 24
22.9%
Q3 24
25.9%
Q2 24
26.1%
Q1 24
29.1%
EPS (diluted)
OCFC
OCFC
VRDN
VRDN
Q4 25
$0.24
Q3 25
$0.30
Q2 25
$0.28
Q1 25
$0.35
Q4 24
$0.36
Q3 24
$0.42
Q2 24
$0.40
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCFC
OCFC
VRDN
VRDN
Cash + ST InvestmentsLiquidity on hand
$490.9M
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$1.7B
$503.0M
Total Assets
$14.6B
$577.1M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OCFC
OCFC
VRDN
VRDN
Q4 25
Q3 25
$490.9M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
OCFC
OCFC
VRDN
VRDN
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OCFC
OCFC
VRDN
VRDN
Q4 25
$1.7B
Q3 25
$1.7B
$503.0M
Q2 25
$1.6B
Q1 25
$1.7B
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.7B
Total Assets
OCFC
OCFC
VRDN
VRDN
Q4 25
$14.6B
Q3 25
$14.3B
$577.1M
Q2 25
$13.3B
Q1 25
$13.3B
Q4 24
$13.4B
Q3 24
$13.5B
Q2 24
$13.3B
Q1 24
$13.4B
Debt / Equity
OCFC
OCFC
VRDN
VRDN
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCFC
OCFC
VRDN
VRDN
Operating Cash FlowLast quarter
$87.2M
$-84.6M
Free Cash FlowOCF − Capex
$79.5M
$-84.7M
FCF MarginFCF / Revenue
75.9%
-120.1%
Capex IntensityCapex / Revenue
7.4%
0.2%
Cash ConversionOCF / Net Profit
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCFC
OCFC
VRDN
VRDN
Q4 25
$87.2M
Q3 25
$24.4M
$-84.6M
Q2 25
$28.6M
Q1 25
$-1.8M
Q4 24
$92.2M
Q3 24
$-22.4M
Q2 24
$23.7M
Q1 24
$46.1M
Free Cash Flow
OCFC
OCFC
VRDN
VRDN
Q4 25
$79.5M
Q3 25
$22.8M
$-84.7M
Q2 25
$27.2M
Q1 25
$-3.6M
Q4 24
$84.7M
Q3 24
$-23.5M
Q2 24
$19.5M
Q1 24
$45.4M
FCF Margin
OCFC
OCFC
VRDN
VRDN
Q4 25
75.9%
Q3 25
22.2%
-120.1%
Q2 25
27.4%
Q1 25
-3.7%
Q4 24
88.6%
Q3 24
-24.2%
Q2 24
20.9%
Q1 24
46.1%
Capex Intensity
OCFC
OCFC
VRDN
VRDN
Q4 25
7.4%
Q3 25
1.5%
0.2%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
7.9%
Q3 24
1.1%
Q2 24
4.5%
Q1 24
0.7%
Cash Conversion
OCFC
OCFC
VRDN
VRDN
Q4 25
6.66×
Q3 25
1.41×
Q2 25
1.50×
Q1 25
-0.08×
Q4 24
4.21×
Q3 24
-0.89×
Q2 24
0.97×
Q1 24
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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