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Side-by-side financial comparison of OCEANFIRST FINANCIAL CORP (OCFC) and Yatsen Holding Ltd (YSG). Click either name above to swap in a different company.

Yatsen Holding Ltd is the larger business by last-quarter revenue ($164.2M vs $104.7M, roughly 1.6× OCEANFIRST FINANCIAL CORP). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs -0.5%, a 13.0% gap on every dollar of revenue. Over the past eight quarters, Yatsen Holding Ltd's revenue compounded faster (24.5% CAGR vs 3.1%).

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

Yatsen Holding Ltd is a leading China-based beauty and personal care group. It develops and sells cosmetics, skincare products and fragrances under brands including Perfect Diary, Little Ondine and Abby's Choice, with core markets in mainland China, Southeast Asia, targeting Gen Z and young adult consumers.

OCFC vs YSG — Head-to-Head

Bigger by revenue
YSG
YSG
1.6× larger
YSG
$164.2M
$104.7M
OCFC
Higher net margin
OCFC
OCFC
13.0% more per $
OCFC
12.5%
-0.5%
YSG
Faster 2-yr revenue CAGR
YSG
YSG
Annualised
YSG
24.5%
3.1%
OCFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OCFC
OCFC
YSG
YSG
Revenue
$104.7M
$164.2M
Net Profit
$13.1M
$-776.5K
Gross Margin
77.8%
Operating Margin
16.1%
-34.0%
Net Margin
12.5%
-0.5%
Revenue YoY
9.6%
Net Profit YoY
-40.2%
EPS (diluted)
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCFC
OCFC
YSG
YSG
Q4 25
$104.7M
$164.2M
Q3 25
$103.0M
$95.1M
Q2 25
$99.4M
$110.9M
Q1 25
$97.9M
$106.6M
Q4 24
$95.6M
$147.0M
Q3 24
$96.9M
$102.3M
Q2 24
$93.2M
$118.1M
Q1 24
$98.5M
$106.0M
Net Profit
OCFC
OCFC
YSG
YSG
Q4 25
$13.1M
$-776.5K
Q3 25
$17.3M
$-17.0M
Q2 25
$19.0M
$-11.9M
Q1 25
$21.5M
$-17.2M
Q4 24
$21.9M
$-67.7M
Q3 24
$25.1M
$-28.2M
Q2 24
$24.4M
$-14.9M
Q1 24
$28.7M
$7.0M
Gross Margin
OCFC
OCFC
YSG
YSG
Q4 25
77.8%
Q3 25
75.9%
Q2 25
76.7%
Q1 25
77.7%
Q4 24
73.7%
Q3 24
71.4%
Q2 24
74.7%
Q1 24
74.3%
Operating Margin
OCFC
OCFC
YSG
YSG
Q4 25
16.1%
-34.0%
Q3 25
21.9%
-20.9%
Q2 25
25.0%
-17.0%
Q1 25
28.9%
-20.4%
Q4 24
28.5%
-50.3%
Q3 24
33.7%
-32.2%
Q2 24
33.8%
-15.7%
Q1 24
39.8%
-0.9%
Net Margin
OCFC
OCFC
YSG
YSG
Q4 25
12.5%
-0.5%
Q3 25
16.8%
-17.9%
Q2 25
19.2%
-10.8%
Q1 25
22.0%
-16.1%
Q4 24
22.9%
-46.1%
Q3 24
25.9%
-27.6%
Q2 24
26.1%
-12.6%
Q1 24
29.1%
6.6%
EPS (diluted)
OCFC
OCFC
YSG
YSG
Q4 25
$0.24
Q3 25
$0.30
Q2 25
$0.28
Q1 25
$0.35
Q4 24
$0.36
Q3 24
$0.42
Q2 24
$0.40
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCFC
OCFC
YSG
YSG
Cash + ST InvestmentsLiquidity on hand
$109.4M
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$1.7B
$428.9M
Total Assets
$14.6B
$550.1M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OCFC
OCFC
YSG
YSG
Q4 25
$109.4M
Q3 25
$97.0M
Q2 25
$133.1M
Q1 25
$92.3M
Q4 24
$112.0M
Q3 24
$71.7M
Q2 24
$109.6M
Q1 24
$179.9M
Total Debt
OCFC
OCFC
YSG
YSG
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OCFC
OCFC
YSG
YSG
Q4 25
$1.7B
$428.9M
Q3 25
$1.7B
$423.1M
Q2 25
$1.6B
$431.5M
Q1 25
$1.7B
$422.2M
Q4 24
$1.7B
$418.1M
Q3 24
$1.7B
$516.0M
Q2 24
$1.7B
$519.4M
Q1 24
$1.7B
$551.6M
Total Assets
OCFC
OCFC
YSG
YSG
Q4 25
$14.6B
$550.1M
Q3 25
$14.3B
$564.8M
Q2 25
$13.3B
$564.4M
Q1 25
$13.3B
$534.3M
Q4 24
$13.4B
$544.0M
Q3 24
$13.5B
$635.6M
Q2 24
$13.3B
$635.8M
Q1 24
$13.4B
$662.1M
Debt / Equity
OCFC
OCFC
YSG
YSG
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCFC
OCFC
YSG
YSG
Operating Cash FlowLast quarter
$87.2M
Free Cash FlowOCF − Capex
$79.5M
FCF MarginFCF / Revenue
75.9%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCFC
OCFC
YSG
YSG
Q4 25
$87.2M
Q3 25
$24.4M
Q2 25
$28.6M
Q1 25
$-1.8M
Q4 24
$92.2M
Q3 24
$-22.4M
Q2 24
$23.7M
Q1 24
$46.1M
Free Cash Flow
OCFC
OCFC
YSG
YSG
Q4 25
$79.5M
Q3 25
$22.8M
Q2 25
$27.2M
Q1 25
$-3.6M
Q4 24
$84.7M
Q3 24
$-23.5M
Q2 24
$19.5M
Q1 24
$45.4M
FCF Margin
OCFC
OCFC
YSG
YSG
Q4 25
75.9%
Q3 25
22.2%
Q2 25
27.4%
Q1 25
-3.7%
Q4 24
88.6%
Q3 24
-24.2%
Q2 24
20.9%
Q1 24
46.1%
Capex Intensity
OCFC
OCFC
YSG
YSG
Q4 25
7.4%
Q3 25
1.5%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
7.9%
Q3 24
1.1%
Q2 24
4.5%
Q1 24
0.7%
Cash Conversion
OCFC
OCFC
YSG
YSG
Q4 25
6.66×
Q3 25
1.41×
Q2 25
1.50×
Q1 25
-0.08×
Q4 24
4.21×
Q3 24
-0.89×
Q2 24
0.97×
Q1 24
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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