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Side-by-side financial comparison of OCULAR THERAPEUTIX, INC (OCUL) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $13.3M, roughly 1.1× OCULAR THERAPEUTIX, INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -488.0%, a 497.8% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -22.4%). RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-57.1M). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs -5.3%).

Ocular Therapeutix, Inc. is a biopharmaceutical firm specializing in developing and commercializing innovative ophthalmic therapies. Its products treat acute and chronic eye conditions including post-surgical pain, glaucoma, and dry eye, serving patients and ophthalmology providers primarily across the U.S. and select global markets.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

OCUL vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.1× larger
RVSB
$14.0M
$13.3M
OCUL
Growing faster (revenue YoY)
RVSB
RVSB
+32.8% gap
RVSB
10.4%
-22.4%
OCUL
Higher net margin
RVSB
RVSB
497.8% more per $
RVSB
9.8%
-488.0%
OCUL
More free cash flow
RVSB
RVSB
$56.4M more FCF
RVSB
$-736.0K
$-57.1M
OCUL
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
-5.3%
OCUL

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
OCUL
OCUL
RVSB
RVSB
Revenue
$13.3M
$14.0M
Net Profit
$-64.7M
$1.4M
Gross Margin
88.0%
Operating Margin
-526.5%
12.4%
Net Margin
-488.0%
9.8%
Revenue YoY
-22.4%
10.4%
Net Profit YoY
-33.6%
11.8%
EPS (diluted)
$-0.27
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCUL
OCUL
RVSB
RVSB
Q4 25
$13.3M
$14.0M
Q3 25
$14.5M
$13.6M
Q2 25
$13.5M
$13.3M
Q1 25
$10.7M
$12.9M
Q4 24
$17.1M
$12.7M
Q3 24
$15.4M
$12.8M
Q2 24
$16.4M
$12.2M
Q1 24
$14.8M
$9.0M
Net Profit
OCUL
OCUL
RVSB
RVSB
Q4 25
$-64.7M
$1.4M
Q3 25
$-69.4M
$1.1M
Q2 25
$-67.8M
$1.2M
Q1 25
$-64.1M
$1.1M
Q4 24
$-48.4M
$1.2M
Q3 24
$-36.5M
$1.6M
Q2 24
$-43.8M
$966.0K
Q1 24
$-64.8M
$-3.0M
Gross Margin
OCUL
OCUL
RVSB
RVSB
Q4 25
88.0%
Q3 25
87.8%
Q2 25
85.6%
Q1 25
88.2%
Q4 24
92.8%
Q3 24
89.9%
Q2 24
90.8%
Q1 24
91.0%
Operating Margin
OCUL
OCUL
RVSB
RVSB
Q4 25
-526.5%
12.4%
Q3 25
-472.3%
10.2%
Q2 25
-502.6%
11.7%
Q1 25
-597.5%
11.3%
Q4 24
-296.1%
12.4%
Q3 24
-298.2%
15.5%
Q2 24
-265.1%
10.0%
Q1 24
-214.0%
-47.5%
Net Margin
OCUL
OCUL
RVSB
RVSB
Q4 25
-488.0%
9.8%
Q3 25
-477.3%
8.1%
Q2 25
-503.9%
9.2%
Q1 25
-598.7%
8.9%
Q4 24
-283.3%
9.7%
Q3 24
-236.6%
12.2%
Q2 24
-266.3%
7.9%
Q1 24
-438.9%
-34.7%
EPS (diluted)
OCUL
OCUL
RVSB
RVSB
Q4 25
$-0.27
$0.07
Q3 25
$-0.38
$0.05
Q2 25
$-0.39
$0.06
Q1 25
$-0.38
$0.05
Q4 24
$-0.25
$0.06
Q3 24
$-0.22
$0.07
Q2 24
$-0.26
$0.05
Q1 24
$-0.49
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCUL
OCUL
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$737.1M
$28.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$654.3M
$164.2M
Total Assets
$808.1M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OCUL
OCUL
RVSB
RVSB
Q4 25
$737.1M
$28.6M
Q3 25
$344.8M
$32.8M
Q2 25
$391.1M
$34.2M
Q1 25
$349.7M
$29.4M
Q4 24
$392.1M
$25.3M
Q3 24
$427.2M
$31.0M
Q2 24
$459.7M
$27.8M
Q1 24
$482.9M
$23.6M
Stockholders' Equity
OCUL
OCUL
RVSB
RVSB
Q4 25
$654.3M
$164.2M
Q3 25
$258.2M
$163.5M
Q2 25
$305.9M
$162.0M
Q1 25
$265.9M
$160.0M
Q4 24
$315.3M
$158.3M
Q3 24
$352.0M
$160.8M
Q2 24
$377.7M
$155.9M
Q1 24
$408.0M
$155.6M
Total Assets
OCUL
OCUL
RVSB
RVSB
Q4 25
$808.1M
$1.5B
Q3 25
$410.9M
$1.5B
Q2 25
$451.3M
$1.5B
Q1 25
$405.9M
$1.5B
Q4 24
$457.9M
$1.5B
Q3 24
$490.4M
$1.5B
Q2 24
$517.1M
$1.5B
Q1 24
$538.9M
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCUL
OCUL
RVSB
RVSB
Operating Cash FlowLast quarter
$-54.2M
$-506.0K
Free Cash FlowOCF − Capex
$-57.1M
$-736.0K
FCF MarginFCF / Revenue
-430.9%
-5.2%
Capex IntensityCapex / Revenue
21.4%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$-216.9M
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCUL
OCUL
RVSB
RVSB
Q4 25
$-54.2M
$-506.0K
Q3 25
$-50.7M
$16.8M
Q2 25
$-55.2M
$-697.0K
Q1 25
$-44.7M
$8.3M
Q4 24
$-39.4M
$2.2M
Q3 24
$-36.6M
$764.0K
Q2 24
$-24.8M
$5.4M
Q1 24
$-33.9M
$12.8M
Free Cash Flow
OCUL
OCUL
RVSB
RVSB
Q4 25
$-57.1M
$-736.0K
Q3 25
$-56.7M
$16.4M
Q2 25
$-56.5M
$-773.0K
Q1 25
$-46.6M
$5.6M
Q4 24
$-39.6M
$1.9M
Q3 24
$-36.6M
$-1.4M
Q2 24
$-25.5M
$5.3M
Q1 24
$-34.1M
$7.1M
FCF Margin
OCUL
OCUL
RVSB
RVSB
Q4 25
-430.9%
-5.2%
Q3 25
-390.0%
120.1%
Q2 25
-419.7%
-5.8%
Q1 25
-435.6%
43.1%
Q4 24
-232.0%
15.0%
Q3 24
-237.6%
-11.3%
Q2 24
-155.4%
43.7%
Q1 24
-231.1%
79.0%
Capex Intensity
OCUL
OCUL
RVSB
RVSB
Q4 25
21.4%
1.6%
Q3 25
41.2%
2.9%
Q2 25
9.3%
0.6%
Q1 25
18.1%
21.0%
Q4 24
1.2%
2.4%
Q3 24
0.6%
17.3%
Q2 24
4.5%
0.9%
Q1 24
1.7%
62.0%
Cash Conversion
OCUL
OCUL
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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