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Side-by-side financial comparison of Old Dominion (ODFL) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Old Dominion is the larger business by last-quarter revenue ($1.3B vs $731.2M, roughly 1.8× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 17.9%, a 9.7% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs -5.6%).

Old Dominion Freight Line, Inc. (ODFL) is an American regional, inter-regional and national less than truckload shipping (LTL) company. In addition to its core LTL services, the company offers expedited, logistics and household moving services.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

ODFL vs QFIN — Head-to-Head

Bigger by revenue
ODFL
ODFL
1.8× larger
ODFL
$1.3B
$731.2M
QFIN
Higher net margin
QFIN
QFIN
9.7% more per $
QFIN
27.5%
17.9%
ODFL
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
-5.6%
ODFL

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
ODFL
ODFL
QFIN
QFIN
Revenue
$1.3B
$731.2M
Net Profit
$238.3M
$201.2M
Gross Margin
Operating Margin
23.8%
32.7%
Net Margin
17.9%
27.5%
Revenue YoY
-2.9%
Net Profit YoY
-6.4%
EPS (diluted)
$1.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ODFL
ODFL
QFIN
QFIN
Q1 26
$1.3B
Q4 25
$1.3B
Q3 25
$1.4B
$731.2M
Q2 25
$1.4B
$728.1M
Q1 25
$1.4B
$646.4M
Q4 24
$1.4B
Q3 24
$1.5B
$622.7M
Q2 24
$1.5B
$572.4M
Net Profit
ODFL
ODFL
QFIN
QFIN
Q1 26
$238.3M
Q4 25
$229.5M
Q3 25
$270.9M
$201.2M
Q2 25
$268.6M
$241.6M
Q1 25
$254.7M
$247.6M
Q4 24
$263.1M
Q3 24
$308.6M
$256.3M
Q2 24
$322.0M
$189.4M
Operating Margin
ODFL
ODFL
QFIN
QFIN
Q1 26
23.8%
Q4 25
23.3%
Q3 25
25.7%
32.7%
Q2 25
25.4%
41.0%
Q1 25
24.6%
42.1%
Q4 24
24.1%
Q3 24
27.3%
52.4%
Q2 24
28.1%
47.7%
Net Margin
ODFL
ODFL
QFIN
QFIN
Q1 26
17.9%
Q4 25
17.6%
Q3 25
19.3%
27.5%
Q2 25
19.1%
33.2%
Q1 25
18.5%
38.3%
Q4 24
19.0%
Q3 24
21.0%
41.2%
Q2 24
21.5%
33.1%
EPS (diluted)
ODFL
ODFL
QFIN
QFIN
Q1 26
$1.14
Q4 25
$1.10
Q3 25
$1.28
Q2 25
$1.27
Q1 25
$1.19
Q4 24
$1.23
Q3 24
$1.43
Q2 24
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ODFL
ODFL
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$288.1M
$6.5B
Total DebtLower is stronger
$40.0M
Stockholders' EquityBook value
$4.4B
$24.3B
Total Assets
$5.7B
$61.4B
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ODFL
ODFL
QFIN
QFIN
Q1 26
$288.1M
Q4 25
$120.1M
Q3 25
$46.6M
$6.5B
Q2 25
$24.1M
$5.3B
Q1 25
$97.2M
$8.6B
Q4 24
$108.7M
Q3 24
$74.2M
$4.3B
Q2 24
$104.6M
$6.3B
Total Debt
ODFL
ODFL
QFIN
QFIN
Q1 26
$40.0M
Q4 25
$20.0M
Q3 25
$65.0M
Q2 25
$150.0M
Q1 25
$40.0M
Q4 24
$40.0M
Q3 24
$40.0M
Q2 24
$40.0M
Stockholders' Equity
ODFL
ODFL
QFIN
QFIN
Q1 26
$4.4B
Q4 25
$4.3B
Q3 25
$4.3B
$24.3B
Q2 25
$4.2B
$24.1B
Q1 25
$4.2B
$23.1B
Q4 24
$4.2B
Q3 24
$4.2B
$22.9B
Q2 24
$4.1B
$22.6B
Total Assets
ODFL
ODFL
QFIN
QFIN
Q1 26
$5.7B
Q4 25
$5.5B
Q3 25
$5.5B
$61.4B
Q2 25
$5.6B
$59.8B
Q1 25
$5.5B
$55.6B
Q4 24
$5.5B
Q3 24
$5.4B
$47.0B
Q2 24
$5.3B
$47.0B
Debt / Equity
ODFL
ODFL
QFIN
QFIN
Q1 26
0.01×
Q4 25
0.00×
Q3 25
0.02×
Q2 25
0.04×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ODFL
ODFL
QFIN
QFIN
Operating Cash FlowLast quarter
$351.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.75×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ODFL
ODFL
QFIN
QFIN
Q1 26
Q4 25
$310.3M
Q3 25
$437.5M
$351.4M
Q2 25
$285.8M
$366.0M
Q1 25
$336.5M
$386.6M
Q4 24
$401.1M
Q3 24
$446.5M
$338.0M
Q2 24
$387.9M
$269.9M
Free Cash Flow
ODFL
ODFL
QFIN
QFIN
Q1 26
Q4 25
$264.5M
Q3 25
$343.5M
Q2 25
$98.7M
Q1 25
$248.4M
Q4 24
$230.1M
Q3 24
$203.7M
Q2 24
$149.7M
FCF Margin
ODFL
ODFL
QFIN
QFIN
Q1 26
Q4 25
20.2%
Q3 25
24.4%
Q2 25
7.0%
Q1 25
18.1%
Q4 24
16.6%
Q3 24
13.9%
Q2 24
10.0%
Capex Intensity
ODFL
ODFL
QFIN
QFIN
Q1 26
Q4 25
3.5%
Q3 25
6.7%
Q2 25
13.3%
Q1 25
6.4%
Q4 24
12.3%
Q3 24
16.5%
Q2 24
15.9%
Cash Conversion
ODFL
ODFL
QFIN
QFIN
Q1 26
Q4 25
1.35×
Q3 25
1.61×
1.75×
Q2 25
1.06×
1.52×
Q1 25
1.32×
1.56×
Q4 24
1.52×
Q3 24
1.45×
1.32×
Q2 24
1.20×
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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