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Side-by-side financial comparison of Onfolio Holdings, Inc (ONFO) and TOP Financial Group Ltd (TOP). Click either name above to swap in a different company.

TOP Financial Group Ltd is the larger business by last-quarter revenue ($2.9M vs $2.0M, roughly 1.4× Onfolio Holdings, Inc). TOP Financial Group Ltd runs the higher net margin — 6.6% vs -27.0%, a 33.6% gap on every dollar of revenue.

Onfolio Holdings Inc. acquires, manages and grows a diversified portfolio of small to medium-sized online businesses, including niche content sites, e-commerce stores, and SaaS tools. It operates primarily in North America and Western Europe, focusing on high-margin, sustainable digital assets with stable revenue streams.

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

ONFO vs TOP — Head-to-Head

Bigger by revenue
TOP
TOP
1.4× larger
TOP
$2.9M
$2.0M
ONFO
Higher net margin
TOP
TOP
33.6% more per $
TOP
6.6%
-27.0%
ONFO

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
ONFO
ONFO
TOP
TOP
Revenue
$2.0M
$2.9M
Net Profit
$-547.1K
$190.5K
Gross Margin
50.0%
Operating Margin
-59.1%
Net Margin
-27.0%
6.6%
Revenue YoY
-20.1%
Net Profit YoY
-69.0%
EPS (diluted)
$-0.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ONFO
ONFO
TOP
TOP
Q4 25
$2.0M
Q3 25
$2.7M
$2.9M
Q2 25
$3.1M
Q1 25
$2.8M
Q4 24
$2.5M
Q3 24
$2.0M
Q2 24
$1.7M
Q1 24
$1.6M
Net Profit
ONFO
ONFO
TOP
TOP
Q4 25
$-547.1K
Q3 25
$-700.7K
$190.5K
Q2 25
$-534.4K
Q1 25
$-806.4K
Q4 24
$-323.8K
Q3 24
$-335.6K
Q2 24
$-629.0K
Q1 24
$-477.8K
Gross Margin
ONFO
ONFO
TOP
TOP
Q4 25
50.0%
Q3 25
64.6%
Q2 25
61.6%
Q1 25
60.7%
Q4 24
53.6%
Q3 24
59.9%
Q2 24
56.5%
Q1 24
63.3%
Operating Margin
ONFO
ONFO
TOP
TOP
Q4 25
-59.1%
Q3 25
-9.8%
Q2 25
-16.1%
Q1 25
-27.9%
Q4 24
-43.9%
Q3 24
-16.5%
Q2 24
-35.1%
Q1 24
-28.7%
Net Margin
ONFO
ONFO
TOP
TOP
Q4 25
-27.0%
Q3 25
-25.6%
6.6%
Q2 25
-17.0%
Q1 25
-28.7%
Q4 24
-12.8%
Q3 24
-16.7%
Q2 24
-36.4%
Q1 24
-30.1%
EPS (diluted)
ONFO
ONFO
TOP
TOP
Q4 25
$-0.37
Q3 25
$-0.16
Q2 25
$0.13
Q1 25
$-0.18
Q4 24
$-0.36
Q3 24
$-0.08
Q2 24
$0.14
Q1 24
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ONFO
ONFO
TOP
TOP
Cash + ST InvestmentsLiquidity on hand
$14.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.5M
$35.0M
Total Assets
$11.4M
$64.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ONFO
ONFO
TOP
TOP
Q4 25
Q3 25
$14.8M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$529.8K
Stockholders' Equity
ONFO
ONFO
TOP
TOP
Q4 25
$2.5M
Q3 25
$2.2M
$35.0M
Q2 25
$3.1M
Q1 25
$3.6M
Q4 24
$3.3M
Q3 24
$3.9M
Q2 24
$4.5M
Q1 24
$5.2M
Total Assets
ONFO
ONFO
TOP
TOP
Q4 25
$11.4M
Q3 25
$8.3M
$64.1M
Q2 25
$8.8M
Q1 25
$9.4M
Q4 24
$9.6M
Q3 24
$8.6M
Q2 24
$8.9M
Q1 24
$8.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ONFO
ONFO
TOP
TOP
Operating Cash FlowLast quarter
$-397.3K
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ONFO
ONFO
TOP
TOP
Q4 25
$-397.3K
Q3 25
$34.2K
Q2 25
$-430.1K
Q1 25
$-145.0K
Q4 24
$-471.6K
Q3 24
$67.0K
Q2 24
$-332.7K
Q1 24
$-431.0K

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ONFO
ONFO

B Two B$1.6M81%
B Two C$243.0K12%
Other$138.6K7%

TOP
TOP

Segment breakdown not available.

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