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Side-by-side financial comparison of ONITY GROUP INC. (ONIT) and GIBRALTAR INDUSTRIES, INC. (ROCK). Click either name above to swap in a different company.

ONITY GROUP INC. is the larger business by last-quarter revenue ($290.0M vs $225.0M, roughly 1.3× GIBRALTAR INDUSTRIES, INC.). On growth, ONITY GROUP INC. posted the faster year-over-year revenue change (29.0% vs 24.9%). GIBRALTAR INDUSTRIES, INC. produced more free cash flow last quarter ($26.2M vs $-750.9M). Over the past eight quarters, ONITY GROUP INC.'s revenue compounded faster (10.1% CAGR vs -12.3%).

Onity Group, formerly Ocwen, is a provider of residential and commercial mortgage loan servicing, special servicing, and asset management services, which has been described as "debt collectors, collecting monthly principal and interest from homeowners". Ocwen was founded in 1988 and is headquartered in West Palm Beach, Florida, with additional offices in Mount Laurel, NJ, Rancho Cordova, California, and St. Croix, U.S. Virgin Islands. It also has support operations in the Philippines and Indi...

Gibraltar Industries, Inc. is a leading manufacturer and distributor of specialized building, infrastructure, and renewable energy products. Its offerings include ventilation systems, roofing accessories, solar mounting solutions, and landscape and garden products, serving residential, commercial construction, and clean energy markets primarily across North America, with a focus on innovative, sustainable solutions for its customers.

ONIT vs ROCK — Head-to-Head

Bigger by revenue
ONIT
ONIT
1.3× larger
ONIT
$290.0M
$225.0M
ROCK
Growing faster (revenue YoY)
ONIT
ONIT
+4.1% gap
ONIT
29.0%
24.9%
ROCK
More free cash flow
ROCK
ROCK
$777.1M more FCF
ROCK
$26.2M
$-750.9M
ONIT
Faster 2-yr revenue CAGR
ONIT
ONIT
Annualised
ONIT
10.1%
-12.3%
ROCK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ONIT
ONIT
ROCK
ROCK
Revenue
$290.0M
$225.0M
Net Profit
$127.2M
Gross Margin
25.3%
Operating Margin
7.9%
Net Margin
43.9%
Revenue YoY
29.0%
24.9%
Net Profit YoY
552.7%
EPS (diluted)
$14.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ONIT
ONIT
ROCK
ROCK
Q4 25
$290.0M
$225.0M
Q3 25
$280.3M
$310.9M
Q2 25
$246.6M
$309.5M
Q1 25
$249.8M
$290.0M
Q4 24
$224.8M
$180.1M
Q3 24
$265.7M
$277.1M
Q2 24
$246.4M
$273.6M
Q1 24
$239.1M
$292.5M
Net Profit
ONIT
ONIT
ROCK
ROCK
Q4 25
$127.2M
Q3 25
$18.7M
$-89.1M
Q2 25
$21.5M
$26.0M
Q1 25
$22.1M
$21.1M
Q4 24
$-28.1M
Q3 24
$21.4M
$34.0M
Q2 24
$10.5M
$32.2M
Q1 24
$30.1M
$24.9M
Gross Margin
ONIT
ONIT
ROCK
ROCK
Q4 25
25.3%
Q3 25
26.6%
Q2 25
28.4%
Q1 25
26.8%
Q4 24
29.0%
Q3 24
29.4%
Q2 24
30.5%
Q1 24
28.9%
Operating Margin
ONIT
ONIT
ROCK
ROCK
Q4 25
7.9%
Q3 25
12.8%
Q2 25
12.8%
Q1 25
3.6%
8.8%
Q4 24
-14.9%
13.3%
Q3 24
10.4%
15.6%
Q2 24
5.5%
14.9%
Q1 24
13.3%
10.8%
Net Margin
ONIT
ONIT
ROCK
ROCK
Q4 25
43.9%
Q3 25
6.7%
-28.6%
Q2 25
8.7%
8.4%
Q1 25
8.8%
7.3%
Q4 24
-12.5%
Q3 24
8.1%
12.3%
Q2 24
4.3%
11.8%
Q1 24
12.6%
8.5%
EPS (diluted)
ONIT
ONIT
ROCK
ROCK
Q4 25
$14.53
Q3 25
$2.03
$-2.98
Q2 25
$2.40
$0.87
Q1 25
$2.50
Q4 24
$-3.59
Q3 24
$2.65
$1.11
Q2 24
$1.33
$1.05
Q1 24
$3.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ONIT
ONIT
ROCK
ROCK
Cash + ST InvestmentsLiquidity on hand
$180.5M
$115.7M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$627.9M
$950.4M
Total Assets
$16.2B
$1.4B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ONIT
ONIT
ROCK
ROCK
Q4 25
$180.5M
$115.7M
Q3 25
$172.8M
$89.4M
Q2 25
$194.3M
$43.3M
Q1 25
$178.0M
$25.1M
Q4 24
$184.8M
$269.5M
Q3 24
$201.6M
$228.9M
Q2 24
$203.1M
$179.1M
Q1 24
$185.1M
$146.7M
Total Debt
ONIT
ONIT
ROCK
ROCK
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Stockholders' Equity
ONIT
ONIT
ROCK
ROCK
Q4 25
$627.9M
$950.4M
Q3 25
$501.4M
$951.8M
Q2 25
$481.9M
$1.0B
Q1 25
$460.2M
$1.0B
Q4 24
$442.9M
$1.0B
Q3 24
$468.2M
$1.0B
Q2 24
$446.2M
$975.7M
Q1 24
$432.1M
$940.2M
Total Assets
ONIT
ONIT
ROCK
ROCK
Q4 25
$16.2B
$1.4B
Q3 25
$16.1B
$1.4B
Q2 25
$16.5B
$1.5B
Q1 25
$16.3B
$1.4B
Q4 24
$16.4B
$1.4B
Q3 24
$13.2B
$1.4B
Q2 24
$13.1B
$1.4B
Q1 24
$13.1B
$1.3B
Debt / Equity
ONIT
ONIT
ROCK
ROCK
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ONIT
ONIT
ROCK
ROCK
Operating Cash FlowLast quarter
$-748.0M
$35.5M
Free Cash FlowOCF − Capex
$-750.9M
$26.2M
FCF MarginFCF / Revenue
-258.9%
11.7%
Capex IntensityCapex / Revenue
1.0%
4.1%
Cash ConversionOCF / Net Profit
-5.88×
TTM Free Cash FlowTrailing 4 quarters
$120.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ONIT
ONIT
ROCK
ROCK
Q4 25
$-748.0M
$35.5M
Q3 25
$229.5M
$73.0M
Q2 25
$-598.8M
$44.9M
Q1 25
$-148.1M
$13.7M
Q4 24
$-573.8M
$19.9M
Q3 24
$19.2M
$64.7M
Q2 24
$-77.9M
$36.5M
Q1 24
$-297.1M
$53.2M
Free Cash Flow
ONIT
ONIT
ROCK
ROCK
Q4 25
$-750.9M
$26.2M
Q3 25
$228.8M
$64.8M
Q2 25
$27.3M
Q1 25
$-148.4M
$2.3M
Q4 24
$-574.6M
$14.1M
Q3 24
$19.1M
$60.5M
Q2 24
$-78.0M
$33.5M
Q1 24
$-297.2M
$48.8M
FCF Margin
ONIT
ONIT
ROCK
ROCK
Q4 25
-258.9%
11.7%
Q3 25
81.6%
20.8%
Q2 25
8.8%
Q1 25
-59.4%
0.8%
Q4 24
-255.6%
7.8%
Q3 24
7.2%
21.8%
Q2 24
-31.7%
12.2%
Q1 24
-124.3%
16.7%
Capex Intensity
ONIT
ONIT
ROCK
ROCK
Q4 25
1.0%
4.1%
Q3 25
0.2%
2.6%
Q2 25
0.0%
5.7%
Q1 25
0.1%
3.9%
Q4 24
0.4%
3.3%
Q3 24
0.0%
1.5%
Q2 24
0.0%
1.1%
Q1 24
0.0%
1.5%
Cash Conversion
ONIT
ONIT
ROCK
ROCK
Q4 25
-5.88×
Q3 25
12.27×
Q2 25
-27.85×
1.73×
Q1 25
-6.70×
0.65×
Q4 24
Q3 24
0.90×
1.90×
Q2 24
-7.42×
1.13×
Q1 24
-9.87×
2.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ONIT
ONIT

Segment breakdown not available.

ROCK
ROCK

Transferred At Point In Time$183.5M82%
Infrastructure$22.5M10%
Other$18.9M8%

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