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Side-by-side financial comparison of Offerpad Solutions Inc. (OPAD) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.

LiveRamp Holdings, Inc. is the larger business by last-quarter revenue ($212.2M vs $114.1M, roughly 1.9× Offerpad Solutions Inc.). On growth, LiveRamp Holdings, Inc. posted the faster year-over-year revenue change (8.6% vs -34.5%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs -36.8%).

Offerpad Solutions Inc is a prominent U.S. proptech firm focused on simplifying residential real estate transactions. Operating under the iBuyer model, it purchases homes directly from sellers, conducts required renovations, and resells properties to buyers. It also provides supporting services including mortgage assistance, title services, and flexible moving options for clients across dozens of U.S. states.

LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.

OPAD vs RAMP — Head-to-Head

Bigger by revenue
RAMP
RAMP
1.9× larger
RAMP
$212.2M
$114.1M
OPAD
Growing faster (revenue YoY)
RAMP
RAMP
+43.1% gap
RAMP
8.6%
-34.5%
OPAD
Faster 2-yr revenue CAGR
RAMP
RAMP
Annualised
RAMP
11.1%
-36.8%
OPAD

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
OPAD
OPAD
RAMP
RAMP
Revenue
$114.1M
$212.2M
Net Profit
$39.9M
Gross Margin
7.0%
71.9%
Operating Margin
18.6%
Net Margin
18.8%
Revenue YoY
-34.5%
8.6%
Net Profit YoY
49.1%
255.7%
EPS (diluted)
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPAD
OPAD
RAMP
RAMP
Q4 25
$114.1M
$212.2M
Q3 25
$132.7M
$199.8M
Q2 25
$160.3M
$194.8M
Q1 25
$160.7M
$188.7M
Q4 24
$174.3M
$195.4M
Q3 24
$208.1M
$185.5M
Q2 24
$251.1M
$176.0M
Q1 24
$285.4M
$171.9M
Net Profit
OPAD
OPAD
RAMP
RAMP
Q4 25
$39.9M
Q3 25
$-11.6M
$27.4M
Q2 25
$-10.9M
$7.7M
Q1 25
$-15.1M
$-6.3M
Q4 24
$-17.3M
$11.2M
Q3 24
$-13.5M
$1.7M
Q2 24
$-13.8M
$-7.5M
Q1 24
$-17.5M
$-5.4M
Gross Margin
OPAD
OPAD
RAMP
RAMP
Q4 25
7.0%
71.9%
Q3 25
7.0%
70.2%
Q2 25
8.9%
70.1%
Q1 25
6.5%
69.3%
Q4 24
6.1%
71.9%
Q3 24
8.2%
72.4%
Q2 24
8.7%
70.6%
Q1 24
7.9%
72.2%
Operating Margin
OPAD
OPAD
RAMP
RAMP
Q4 25
18.6%
Q3 25
-5.1%
10.7%
Q2 25
-4.9%
3.7%
Q1 25
-7.2%
-6.1%
Q4 24
-7.8%
7.5%
Q3 24
-4.3%
4.0%
Q2 24
-3.9%
-3.0%
Q1 24
-4.8%
-8.3%
Net Margin
OPAD
OPAD
RAMP
RAMP
Q4 25
18.8%
Q3 25
-8.7%
13.7%
Q2 25
-6.8%
4.0%
Q1 25
-9.4%
-3.3%
Q4 24
-9.9%
5.7%
Q3 24
-6.5%
0.9%
Q2 24
-5.5%
-4.3%
Q1 24
-6.1%
-3.1%
EPS (diluted)
OPAD
OPAD
RAMP
RAMP
Q4 25
$0.62
Q3 25
$-0.37
$0.42
Q2 25
$-0.39
$0.12
Q1 25
$-0.55
$-0.10
Q4 24
$-0.64
$0.17
Q3 24
$-0.49
$0.03
Q2 24
$-0.50
$-0.11
Q1 24
$-0.64
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPAD
OPAD
RAMP
RAMP
Cash + ST InvestmentsLiquidity on hand
$26.5M
$403.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$38.2M
$962.3M
Total Assets
$154.8M
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPAD
OPAD
RAMP
RAMP
Q4 25
$26.5M
$403.4M
Q3 25
$31.0M
$376.9M
Q2 25
$22.6M
$371.1M
Q1 25
$30.8M
$420.8M
Q4 24
$43.0M
$384.3M
Q3 24
$48.5M
$348.4M
Q2 24
$56.9M
$342.7M
Q1 24
$68.5M
$368.9M
Stockholders' Equity
OPAD
OPAD
RAMP
RAMP
Q4 25
$38.2M
$962.3M
Q3 25
$39.9M
$943.8M
Q2 25
$24.5M
$947.8M
Q1 25
$34.2M
$948.9M
Q4 24
$47.7M
$957.7M
Q3 24
$64.7M
$932.1M
Q2 24
$77.6M
$951.9M
Q1 24
$88.1M
$949.1M
Total Assets
OPAD
OPAD
RAMP
RAMP
Q4 25
$154.8M
$1.3B
Q3 25
$223.5M
$1.2B
Q2 25
$268.0M
$1.2B
Q1 25
$274.5M
$1.3B
Q4 24
$313.1M
$1.3B
Q3 24
$338.5M
$1.2B
Q2 24
$406.6M
$1.2B
Q1 24
$369.7M
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPAD
OPAD
RAMP
RAMP
Operating Cash FlowLast quarter
$66.8M
Free Cash FlowOCF − Capex
$65.7M
FCF MarginFCF / Revenue
57.6%
Capex IntensityCapex / Revenue
0.9%
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPAD
OPAD
RAMP
RAMP
Q4 25
$66.8M
Q3 25
$40.0M
$57.4M
Q2 25
$-13.5M
$-15.8M
Q1 25
$-10.2M
Q4 24
$20.8M
$45.1M
Q3 24
$39.6M
$55.6M
Q2 24
$-54.4M
$-9.3M
Q1 24
$2.4M
Free Cash Flow
OPAD
OPAD
RAMP
RAMP
Q4 25
$65.7M
Q3 25
$56.8M
Q2 25
$-13.6M
$-16.2M
Q1 25
$-11.2M
Q4 24
$15.4M
$44.8M
Q3 24
$38.7M
$55.4M
Q2 24
$-54.4M
$-9.6M
Q1 24
$2.0M
FCF Margin
OPAD
OPAD
RAMP
RAMP
Q4 25
57.6%
Q3 25
28.4%
Q2 25
-8.5%
-8.3%
Q1 25
-7.0%
Q4 24
8.9%
22.9%
Q3 24
18.6%
29.8%
Q2 24
-21.7%
-5.4%
Q1 24
0.7%
Capex Intensity
OPAD
OPAD
RAMP
RAMP
Q4 25
0.9%
0.1%
Q3 25
0.0%
0.3%
Q2 25
0.1%
0.2%
Q1 25
0.6%
0.2%
Q4 24
3.1%
0.1%
Q3 24
0.4%
0.1%
Q2 24
0.0%
0.1%
Q1 24
0.1%
1.0%
Cash Conversion
OPAD
OPAD
RAMP
RAMP
Q4 25
Q3 25
2.09×
Q2 25
-2.04×
Q1 25
Q4 24
4.02×
Q3 24
32.10×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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