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Side-by-side financial comparison of Offerpad Solutions Inc. (OPAD) and Regional Management Corp. (RM). Click either name above to swap in a different company.

Regional Management Corp. is the larger business by last-quarter revenue ($167.3M vs $114.1M, roughly 1.5× Offerpad Solutions Inc.). On growth, Regional Management Corp. posted the faster year-over-year revenue change (9.4% vs -34.5%). Over the past eight quarters, Regional Management Corp.'s revenue compounded faster (8.2% CAGR vs -36.8%).

Offerpad Solutions Inc is a prominent U.S. proptech firm focused on simplifying residential real estate transactions. Operating under the iBuyer model, it purchases homes directly from sellers, conducts required renovations, and resells properties to buyers. It also provides supporting services including mortgage assistance, title services, and flexible moving options for clients across dozens of U.S. states.

Millennium Management LLC is an investment management firm with a multistrategy hedge fund offering. It is one of the world's largest alternative asset management firms with $83.4 billion assets under management as of January 2026. The firm operates in America, Europe and Asia. As of 2022, Millennium had posted the fourth highest net gains of any hedge fund since its inception in 1989.

OPAD vs RM — Head-to-Head

Bigger by revenue
RM
RM
1.5× larger
RM
$167.3M
$114.1M
OPAD
Growing faster (revenue YoY)
RM
RM
+43.9% gap
RM
9.4%
-34.5%
OPAD
Faster 2-yr revenue CAGR
RM
RM
Annualised
RM
8.2%
-36.8%
OPAD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
OPAD
OPAD
RM
RM
Revenue
$114.1M
$167.3M
Net Profit
$11.4M
Gross Margin
7.0%
Operating Margin
Net Margin
6.8%
Revenue YoY
-34.5%
9.4%
Net Profit YoY
49.1%
62.7%
EPS (diluted)
$1.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPAD
OPAD
RM
RM
Q1 26
$167.3M
Q4 25
$114.1M
$169.7M
Q3 25
$132.7M
$165.5M
Q2 25
$160.3M
$157.4M
Q1 25
$160.7M
$153.0M
Q4 24
$174.3M
$154.8M
Q3 24
$208.1M
$146.3M
Q2 24
$251.1M
$143.0M
Net Profit
OPAD
OPAD
RM
RM
Q1 26
$11.4M
Q4 25
$12.9M
Q3 25
$-11.6M
$14.4M
Q2 25
$-10.9M
$10.1M
Q1 25
$-15.1M
$7.0M
Q4 24
$-17.3M
$9.9M
Q3 24
$-13.5M
$7.7M
Q2 24
$-13.8M
$8.4M
Gross Margin
OPAD
OPAD
RM
RM
Q1 26
Q4 25
7.0%
Q3 25
7.0%
Q2 25
8.9%
Q1 25
6.5%
Q4 24
6.1%
Q3 24
8.2%
Q2 24
8.7%
Operating Margin
OPAD
OPAD
RM
RM
Q1 26
Q4 25
9.5%
Q3 25
-5.1%
11.5%
Q2 25
-4.9%
8.6%
Q1 25
-7.2%
6.0%
Q4 24
-7.8%
8.2%
Q3 24
-4.3%
6.9%
Q2 24
-3.9%
7.8%
Net Margin
OPAD
OPAD
RM
RM
Q1 26
6.8%
Q4 25
7.6%
Q3 25
-8.7%
8.7%
Q2 25
-6.8%
6.4%
Q1 25
-9.4%
4.6%
Q4 24
-9.9%
6.4%
Q3 24
-6.5%
5.2%
Q2 24
-5.5%
5.9%
EPS (diluted)
OPAD
OPAD
RM
RM
Q1 26
$1.18
Q4 25
$1.30
Q3 25
$-0.37
$1.42
Q2 25
$-0.39
$1.03
Q1 25
$-0.55
$0.70
Q4 24
$-0.64
$0.96
Q3 24
$-0.49
$0.76
Q2 24
$-0.50
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPAD
OPAD
RM
RM
Cash + ST InvestmentsLiquidity on hand
$26.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$38.2M
$375.8M
Total Assets
$154.8M
$2.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPAD
OPAD
RM
RM
Q1 26
Q4 25
$26.5M
Q3 25
$31.0M
Q2 25
$22.6M
Q1 25
$30.8M
Q4 24
$43.0M
Q3 24
$48.5M
Q2 24
$56.9M
Total Debt
OPAD
OPAD
RM
RM
Q1 26
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
OPAD
OPAD
RM
RM
Q1 26
$375.8M
Q4 25
$38.2M
$373.1M
Q3 25
$39.9M
$371.9M
Q2 25
$24.5M
$363.0M
Q1 25
$34.2M
$357.9M
Q4 24
$47.7M
$357.1M
Q3 24
$64.7M
$352.9M
Q2 24
$77.6M
$344.9M
Total Assets
OPAD
OPAD
RM
RM
Q1 26
$2.1B
Q4 25
$154.8M
$2.1B
Q3 25
$223.5M
$2.0B
Q2 25
$268.0M
$2.0B
Q1 25
$274.5M
$1.9B
Q4 24
$313.1M
$1.9B
Q3 24
$338.5M
$1.8B
Q2 24
$406.6M
$1.8B
Debt / Equity
OPAD
OPAD
RM
RM
Q1 26
Q4 25
4.40×
Q3 25
4.23×
Q2 25
4.14×
Q1 25
4.11×
Q4 24
4.12×
Q3 24
3.94×
Q2 24
3.98×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPAD
OPAD
RM
RM
Operating Cash FlowLast quarter
$66.8M
Free Cash FlowOCF − Capex
$65.7M
FCF MarginFCF / Revenue
57.6%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPAD
OPAD
RM
RM
Q1 26
Q4 25
$66.8M
$309.1M
Q3 25
$40.0M
$86.7M
Q2 25
$-13.5M
$78.7M
Q1 25
$-10.2M
$63.7M
Q4 24
$20.8M
$268.9M
Q3 24
$39.6M
$75.1M
Q2 24
$-54.4M
$71.5M
Free Cash Flow
OPAD
OPAD
RM
RM
Q1 26
Q4 25
$65.7M
$304.3M
Q3 25
$85.7M
Q2 25
$-13.6M
$77.6M
Q1 25
$-11.2M
$62.4M
Q4 24
$15.4M
$263.9M
Q3 24
$38.7M
$73.8M
Q2 24
$-54.4M
$70.3M
FCF Margin
OPAD
OPAD
RM
RM
Q1 26
Q4 25
57.6%
179.3%
Q3 25
51.8%
Q2 25
-8.5%
49.3%
Q1 25
-7.0%
40.8%
Q4 24
8.9%
170.4%
Q3 24
18.6%
50.4%
Q2 24
-21.7%
49.1%
Capex Intensity
OPAD
OPAD
RM
RM
Q1 26
Q4 25
0.9%
2.8%
Q3 25
0.0%
0.6%
Q2 25
0.1%
0.6%
Q1 25
0.6%
0.8%
Q4 24
3.1%
3.3%
Q3 24
0.4%
0.9%
Q2 24
0.0%
0.8%
Cash Conversion
OPAD
OPAD
RM
RM
Q1 26
Q4 25
23.94×
Q3 25
6.04×
Q2 25
7.76×
Q1 25
9.09×
Q4 24
27.13×
Q3 24
9.80×
Q2 24
8.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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