vs

Side-by-side financial comparison of Offerpad Solutions Inc. (OPAD) and TRUSTMARK CORP (TRMK). Click either name above to swap in a different company.

TRUSTMARK CORP is the larger business by last-quarter revenue ($204.1M vs $114.1M, roughly 1.8× Offerpad Solutions Inc.). On growth, TRUSTMARK CORP posted the faster year-over-year revenue change (4.5% vs -34.5%). TRUSTMARK CORP produced more free cash flow last quarter ($232.0M vs $65.7M). Over the past eight quarters, TRUSTMARK CORP's revenue compounded faster (8.9% CAGR vs -36.8%).

Offerpad Solutions Inc is a prominent U.S. proptech firm focused on simplifying residential real estate transactions. Operating under the iBuyer model, it purchases homes directly from sellers, conducts required renovations, and resells properties to buyers. It also provides supporting services including mortgage assistance, title services, and flexible moving options for clients across dozens of U.S. states.

Trustmark is an insurance company. According to Crain's Chicago Business magazine, Trustmark ranks #69 among Chicago's Largest Privately Held Companies in 2018.

OPAD vs TRMK — Head-to-Head

Bigger by revenue
TRMK
TRMK
1.8× larger
TRMK
$204.1M
$114.1M
OPAD
Growing faster (revenue YoY)
TRMK
TRMK
+39.0% gap
TRMK
4.5%
-34.5%
OPAD
More free cash flow
TRMK
TRMK
$166.2M more FCF
TRMK
$232.0M
$65.7M
OPAD
Faster 2-yr revenue CAGR
TRMK
TRMK
Annualised
TRMK
8.9%
-36.8%
OPAD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OPAD
OPAD
TRMK
TRMK
Revenue
$114.1M
$204.1M
Net Profit
$57.9M
Gross Margin
7.0%
Operating Margin
34.7%
Net Margin
28.4%
Revenue YoY
-34.5%
4.5%
Net Profit YoY
49.1%
2.8%
EPS (diluted)
$0.96

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPAD
OPAD
TRMK
TRMK
Q4 25
$114.1M
$204.1M
Q3 25
$132.7M
$202.4M
Q2 25
$160.3M
$198.6M
Q1 25
$160.7M
$194.6M
Q4 24
$174.3M
$155.8M
Q3 24
$208.1M
$192.3M
Q2 24
$251.1M
$141.0M
Q1 24
$285.4M
$172.2M
Net Profit
OPAD
OPAD
TRMK
TRMK
Q4 25
$57.9M
Q3 25
$-11.6M
$56.8M
Q2 25
$-10.9M
$55.8M
Q1 25
$-15.1M
$53.6M
Q4 24
$-17.3M
$56.3M
Q3 24
$-13.5M
$51.3M
Q2 24
$-13.8M
$73.8M
Q1 24
$-17.5M
$41.5M
Gross Margin
OPAD
OPAD
TRMK
TRMK
Q4 25
7.0%
Q3 25
7.0%
Q2 25
8.9%
Q1 25
6.5%
Q4 24
6.1%
Q3 24
8.2%
Q2 24
8.7%
Q1 24
7.9%
Operating Margin
OPAD
OPAD
TRMK
TRMK
Q4 25
34.7%
Q3 25
-5.1%
34.5%
Q2 25
-4.9%
34.7%
Q1 25
-7.2%
33.6%
Q4 24
-7.8%
41.6%
Q3 24
-4.3%
32.5%
Q2 24
-3.9%
-98.1%
Q1 24
-4.8%
26.1%
Net Margin
OPAD
OPAD
TRMK
TRMK
Q4 25
28.4%
Q3 25
-8.7%
28.1%
Q2 25
-6.8%
28.1%
Q1 25
-9.4%
27.6%
Q4 24
-9.9%
36.1%
Q3 24
-6.5%
26.7%
Q2 24
-5.5%
52.4%
Q1 24
-6.1%
24.1%
EPS (diluted)
OPAD
OPAD
TRMK
TRMK
Q4 25
$0.96
Q3 25
$-0.37
$0.94
Q2 25
$-0.39
$0.92
Q1 25
$-0.55
$0.88
Q4 24
$-0.64
$0.91
Q3 24
$-0.49
$0.84
Q2 24
$-0.50
$1.20
Q1 24
$-0.64
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPAD
OPAD
TRMK
TRMK
Cash + ST InvestmentsLiquidity on hand
$26.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$38.2M
$2.1B
Total Assets
$154.8M
$18.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPAD
OPAD
TRMK
TRMK
Q4 25
$26.5M
Q3 25
$31.0M
Q2 25
$22.6M
Q1 25
$30.8M
Q4 24
$43.0M
Q3 24
$48.5M
Q2 24
$56.9M
Q1 24
$68.5M
Stockholders' Equity
OPAD
OPAD
TRMK
TRMK
Q4 25
$38.2M
$2.1B
Q3 25
$39.9M
$2.1B
Q2 25
$24.5M
$2.1B
Q1 25
$34.2M
$2.0B
Q4 24
$47.7M
$2.0B
Q3 24
$64.7M
$2.0B
Q2 24
$77.6M
$1.9B
Q1 24
$88.1M
$1.7B
Total Assets
OPAD
OPAD
TRMK
TRMK
Q4 25
$154.8M
$18.9B
Q3 25
$223.5M
$18.8B
Q2 25
$268.0M
$18.6B
Q1 25
$274.5M
$18.3B
Q4 24
$313.1M
$18.2B
Q3 24
$338.5M
$18.5B
Q2 24
$406.6M
$18.5B
Q1 24
$369.7M
$18.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPAD
OPAD
TRMK
TRMK
Operating Cash FlowLast quarter
$66.8M
$243.9M
Free Cash FlowOCF − Capex
$65.7M
$232.0M
FCF MarginFCF / Revenue
57.6%
113.6%
Capex IntensityCapex / Revenue
0.9%
5.9%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$409.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPAD
OPAD
TRMK
TRMK
Q4 25
$66.8M
$243.9M
Q3 25
$40.0M
$66.2M
Q2 25
$-13.5M
$37.6M
Q1 25
$-10.2M
$82.4M
Q4 24
$20.8M
$116.9M
Q3 24
$39.6M
$59.5M
Q2 24
$-54.4M
$16.7M
Q1 24
$2.4M
$-58.5M
Free Cash Flow
OPAD
OPAD
TRMK
TRMK
Q4 25
$65.7M
$232.0M
Q3 25
$62.7M
Q2 25
$-13.6M
$34.5M
Q1 25
$-11.2M
$80.6M
Q4 24
$15.4M
$93.4M
Q3 24
$38.7M
$51.2M
Q2 24
$-54.4M
$10.5M
Q1 24
$2.0M
$-63.6M
FCF Margin
OPAD
OPAD
TRMK
TRMK
Q4 25
57.6%
113.6%
Q3 25
31.0%
Q2 25
-8.5%
17.4%
Q1 25
-7.0%
41.4%
Q4 24
8.9%
60.0%
Q3 24
18.6%
26.7%
Q2 24
-21.7%
7.4%
Q1 24
0.7%
-36.9%
Capex Intensity
OPAD
OPAD
TRMK
TRMK
Q4 25
0.9%
5.9%
Q3 25
0.0%
1.8%
Q2 25
0.1%
1.6%
Q1 25
0.6%
0.9%
Q4 24
3.1%
15.1%
Q3 24
0.4%
4.3%
Q2 24
0.0%
4.4%
Q1 24
0.1%
2.9%
Cash Conversion
OPAD
OPAD
TRMK
TRMK
Q4 25
4.21×
Q3 25
1.17×
Q2 25
0.67×
Q1 25
1.54×
Q4 24
2.08×
Q3 24
1.16×
Q2 24
0.23×
Q1 24
-1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons