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Side-by-side financial comparison of OPAL Fuels Inc. (OPAL) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.
OPAL Fuels Inc. is the larger business by last-quarter revenue ($88.4M vs $54.1M, roughly 1.6× SOUTH PLAINS FINANCIAL, INC.). SOUTH PLAINS FINANCIAL, INC. runs the higher net margin — 26.9% vs 18.3%, a 8.6% gap on every dollar of revenue. Over the past eight quarters, OPAL Fuels Inc.'s revenue compounded faster (17.6% CAGR vs 5.6%).
OPAL Fuels Inc. is a North American energy company focused on producing and distributing low-carbon renewable natural gas (RNG). It captures methane from landfills, dairy operations and other organic waste streams to produce RNG, which is mainly supplied to heavy-duty transportation fleets, commercial logistics operators and public transport entities to help reduce their greenhouse gas emissions.
Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.
OPAL vs SPFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $88.4M | $54.1M |
| Net Profit | $16.2M | $14.5M |
| Gross Margin | — | — |
| Operating Margin | 7.5% | — |
| Net Margin | 18.3% | 26.9% |
| Revenue YoY | 18.7% | — |
| Net Profit YoY | 401.5% | 18.3% |
| EPS (diluted) | $0.08 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $54.1M | ||
| Q4 25 | $88.4M | $53.9M | ||
| Q3 25 | $77.9M | $54.2M | ||
| Q2 25 | $77.4M | $54.7M | ||
| Q1 25 | $83.0M | $49.2M | ||
| Q4 24 | $74.5M | $51.9M | ||
| Q3 24 | $82.6M | $47.9M | ||
| Q2 24 | $69.8M | $48.6M |
| Q1 26 | — | $14.5M | ||
| Q4 25 | $16.2M | — | ||
| Q3 25 | $11.4M | $16.3M | ||
| Q2 25 | $7.6M | $14.6M | ||
| Q1 25 | $1.3M | $12.3M | ||
| Q4 24 | $-5.4M | — | ||
| Q3 24 | $17.1M | $11.2M | ||
| Q2 24 | $1.9M | $11.1M |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 35.4% | ||
| Q3 25 | 4.6% | 38.1% | ||
| Q2 25 | -1.1% | 34.1% | ||
| Q1 25 | -2.3% | 31.9% | ||
| Q4 24 | -0.5% | 39.9% | ||
| Q3 24 | 14.9% | 29.8% | ||
| Q2 24 | 8.1% | 29.3% |
| Q1 26 | — | 26.9% | ||
| Q4 25 | 18.3% | — | ||
| Q3 25 | 14.6% | 30.1% | ||
| Q2 25 | 9.8% | 26.7% | ||
| Q1 25 | 1.5% | 25.0% | ||
| Q4 24 | -7.2% | — | ||
| Q3 24 | 20.7% | 23.4% | ||
| Q2 24 | 2.7% | 22.9% |
| Q1 26 | — | — | ||
| Q4 25 | $0.08 | $0.90 | ||
| Q3 25 | $0.05 | $0.96 | ||
| Q2 25 | $0.03 | $0.86 | ||
| Q1 25 | $-0.01 | $0.72 | ||
| Q4 24 | $-0.05 | $0.96 | ||
| Q3 24 | $0.09 | $0.66 | ||
| Q2 24 | $-0.01 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $24.4M | $722.0M |
| Total DebtLower is stronger | $361.3M | $3.0K |
| Stockholders' EquityBook value | $-12.9M | $504.9M |
| Total Assets | $959.5M | $4.6B |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $722.0M | ||
| Q4 25 | $24.4M | $552.4M | ||
| Q3 25 | $29.9M | $635.0M | ||
| Q2 25 | $29.3M | $470.5M | ||
| Q1 25 | $40.1M | $536.3M | ||
| Q4 24 | $24.3M | $359.1M | ||
| Q3 24 | $31.0M | $471.2M | ||
| Q2 24 | $27.6M | $298.0M |
| Q1 26 | — | $3.0K | ||
| Q4 25 | $361.3M | — | ||
| Q3 25 | $351.2M | — | ||
| Q2 25 | $331.6M | — | ||
| Q1 25 | $307.0M | — | ||
| Q4 24 | $307.5M | — | ||
| Q3 24 | $252.9M | — | ||
| Q2 24 | $233.3M | — |
| Q1 26 | — | $504.9M | ||
| Q4 25 | $-12.9M | $493.8M | ||
| Q3 25 | $7.5M | $477.8M | ||
| Q2 25 | $-25.0M | $454.1M | ||
| Q1 25 | $57.1M | $443.7M | ||
| Q4 24 | $-148.4M | $438.9M | ||
| Q3 24 | $-180.1M | $443.1M | ||
| Q2 24 | $-273.0M | $418.0M |
| Q1 26 | — | $4.6B | ||
| Q4 25 | $959.5M | $4.5B | ||
| Q3 25 | $916.7M | $4.5B | ||
| Q2 25 | $905.5M | $4.4B | ||
| Q1 25 | $884.9M | $4.4B | ||
| Q4 24 | $881.1M | $4.2B | ||
| Q3 24 | $831.1M | $4.3B | ||
| Q2 24 | $782.3M | $4.2B |
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | — | ||
| Q3 25 | 46.95× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 5.38× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-3.5M | — |
| Free Cash FlowOCF − Capex | $-13.4M | — |
| FCF MarginFCF / Revenue | -15.1% | — |
| Capex IntensityCapex / Revenue | 11.1% | — |
| Cash ConversionOCF / Net Profit | -0.22× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-34.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-3.5M | $77.5M | ||
| Q3 25 | $18.2M | $24.2M | ||
| Q2 25 | $-7.9M | $14.7M | ||
| Q1 25 | $29.7M | $26.1M | ||
| Q4 24 | $-532.0K | $59.4M | ||
| Q3 24 | $17.7M | $17.9M | ||
| Q2 24 | $533.0K | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-13.4M | $71.8M | ||
| Q3 25 | $-9.3M | $22.5M | ||
| Q2 25 | $-29.7M | $13.0M | ||
| Q1 25 | $18.1M | $25.0M | ||
| Q4 24 | $-55.0M | $56.0M | ||
| Q3 24 | $-5.4M | $17.1M | ||
| Q2 24 | $-22.5M | $17.1M |
| Q1 26 | — | — | ||
| Q4 25 | -15.1% | 133.3% | ||
| Q3 25 | -11.9% | 41.5% | ||
| Q2 25 | -38.4% | 23.8% | ||
| Q1 25 | 21.8% | 50.8% | ||
| Q4 24 | -73.8% | 108.0% | ||
| Q3 24 | -6.5% | 35.7% | ||
| Q2 24 | -32.2% | 35.2% |
| Q1 26 | — | — | ||
| Q4 25 | 11.1% | 10.5% | ||
| Q3 25 | 35.3% | 3.2% | ||
| Q2 25 | 28.2% | 3.2% | ||
| Q1 25 | 13.9% | 2.3% | ||
| Q4 24 | 73.1% | 6.5% | ||
| Q3 24 | 27.9% | 1.6% | ||
| Q2 24 | 32.9% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | -0.22× | — | ||
| Q3 25 | 1.60× | 1.48× | ||
| Q2 25 | -1.04× | 1.01× | ||
| Q1 25 | 23.11× | 2.12× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.03× | 1.59× | ||
| Q2 24 | 0.28× | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPAL
| Fuel Station Services Segment | $65.1M | 74% |
| Related Party | $12.1M | 14% |
| Renewable Power Segment | $8.6M | 10% |
| Other | $2.6M | 3% |
SPFI
| Net Interest Income | $42.9M | 79% |
| Noninterest Income | $11.3M | 21% |
