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Side-by-side financial comparison of OP Bancorp (OPBK) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.
OP Bancorp is the larger business by last-quarter revenue ($24.3M vs $22.7M, roughly 1.1× R F INDUSTRIES LTD). On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 13.7%). OP Bancorp produced more free cash flow last quarter ($23.4M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 11.4%).
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
OPBK vs RFIL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $24.3M | $22.7M |
| Net Profit | — | $173.0K |
| Gross Margin | — | 36.8% |
| Operating Margin | 39.2% | 4.0% |
| Net Margin | — | 0.8% |
| Revenue YoY | 13.7% | 22.9% |
| Net Profit YoY | — | 172.7% |
| EPS (diluted) | $0.48 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.3M | $22.7M | ||
| Q3 25 | $24.5M | $19.8M | ||
| Q2 25 | $23.7M | $18.9M | ||
| Q1 25 | $22.2M | $19.2M | ||
| Q4 24 | $21.3M | $18.5M | ||
| Q3 24 | $20.7M | $16.8M | ||
| Q2 24 | $20.4M | $16.1M | ||
| Q1 24 | $19.6M | $13.5M |
| Q4 25 | — | $173.0K | ||
| Q3 25 | $6.7M | $392.0K | ||
| Q2 25 | $6.3M | $-245.0K | ||
| Q1 25 | $5.6M | $-245.0K | ||
| Q4 24 | — | $-238.0K | ||
| Q3 24 | $5.4M | $-705.0K | ||
| Q2 24 | $5.4M | $-4.3M | ||
| Q1 24 | $5.2M | $-1.4M |
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 29.8% | ||
| Q4 24 | — | 31.3% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 29.9% | ||
| Q1 24 | — | 24.5% |
| Q4 25 | 39.2% | 4.0% | ||
| Q3 25 | 39.5% | 3.6% | ||
| Q2 25 | 35.7% | 0.6% | ||
| Q1 25 | 34.6% | 0.3% | ||
| Q4 24 | 31.2% | 0.5% | ||
| Q3 24 | 36.5% | -2.5% | ||
| Q2 24 | 37.2% | -2.6% | ||
| Q1 24 | 37.1% | -15.5% |
| Q4 25 | — | 0.8% | ||
| Q3 25 | 27.4% | 2.0% | ||
| Q2 25 | 26.7% | -1.3% | ||
| Q1 25 | 25.0% | -1.3% | ||
| Q4 24 | — | -1.3% | ||
| Q3 24 | 26.2% | -4.2% | ||
| Q2 24 | 26.7% | -26.7% | ||
| Q1 24 | 26.7% | -10.1% |
| Q4 25 | $0.48 | $0.01 | ||
| Q3 25 | $0.45 | $0.04 | ||
| Q2 25 | $0.42 | $-0.02 | ||
| Q1 25 | $0.37 | $-0.02 | ||
| Q4 24 | $0.33 | $-0.02 | ||
| Q3 24 | $0.36 | $-0.07 | ||
| Q2 24 | $0.36 | $-0.41 | ||
| Q1 24 | $0.34 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $167.3M | $5.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $227.9M | $35.2M |
| Total Assets | $2.7B | $73.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $167.3M | $5.1M | ||
| Q3 25 | $166.7M | $3.0M | ||
| Q2 25 | $205.4M | $3.6M | ||
| Q1 25 | $198.9M | $1.3M | ||
| Q4 24 | $134.9M | $839.0K | ||
| Q3 24 | $166.8M | $1.8M | ||
| Q2 24 | $127.7M | $1.4M | ||
| Q1 24 | $139.2M | $4.5M |
| Q4 25 | $227.9M | $35.2M | ||
| Q3 25 | $221.5M | $34.8M | ||
| Q2 25 | $213.7M | $34.2M | ||
| Q1 25 | $210.1M | $34.2M | ||
| Q4 24 | $205.0M | $34.1M | ||
| Q3 24 | $203.6M | $34.1M | ||
| Q2 24 | $195.9M | $34.6M | ||
| Q1 24 | $194.7M | $38.7M |
| Q4 25 | $2.7B | $73.0M | ||
| Q3 25 | $2.6B | $73.2M | ||
| Q2 25 | $2.6B | $72.7M | ||
| Q1 25 | $2.5B | $70.4M | ||
| Q4 24 | $2.4B | $71.0M | ||
| Q3 24 | $2.4B | $71.9M | ||
| Q2 24 | $2.3B | $72.8M | ||
| Q1 24 | $2.2B | $79.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.2M | $2.1M |
| Free Cash FlowOCF − Capex | $23.4M | $2.0M |
| FCF MarginFCF / Revenue | 96.2% | 9.0% |
| Capex IntensityCapex / Revenue | 11.5% | 0.3% |
| Cash ConversionOCF / Net Profit | — | 12.13× |
| TTM Free Cash FlowTrailing 4 quarters | $43.3M | $4.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.2M | $2.1M | ||
| Q3 25 | $23.9M | $-311.0K | ||
| Q2 25 | $-7.0M | $2.2M | ||
| Q1 25 | $5.6M | $601.0K | ||
| Q4 24 | $31.2M | $-244.0K | ||
| Q3 24 | $13.3M | $2.4M | ||
| Q2 24 | $15.8M | $197.0K | ||
| Q1 24 | $-3.2M | $840.0K |
| Q4 25 | $23.4M | $2.0M | ||
| Q3 25 | $23.4M | $-419.0K | ||
| Q2 25 | $-7.7M | $2.2M | ||
| Q1 25 | $4.2M | $574.0K | ||
| Q4 24 | $29.7M | $-418.0K | ||
| Q3 24 | $12.8M | $2.1M | ||
| Q2 24 | $15.7M | $28.0K | ||
| Q1 24 | $-3.2M | $697.0K |
| Q4 25 | 96.2% | 9.0% | ||
| Q3 25 | 95.6% | -2.1% | ||
| Q2 25 | -32.5% | 11.4% | ||
| Q1 25 | 19.0% | 3.0% | ||
| Q4 24 | 139.0% | -2.3% | ||
| Q3 24 | 61.5% | 12.6% | ||
| Q2 24 | 77.0% | 0.2% | ||
| Q1 24 | -16.6% | 5.2% |
| Q4 25 | 11.5% | 0.3% | ||
| Q3 25 | 2.3% | 0.5% | ||
| Q2 25 | 3.0% | 0.2% | ||
| Q1 25 | 6.4% | 0.1% | ||
| Q4 24 | 7.3% | 0.9% | ||
| Q3 24 | 2.8% | 1.5% | ||
| Q2 24 | 0.4% | 1.0% | ||
| Q1 24 | 0.5% | 1.1% |
| Q4 25 | — | 12.13× | ||
| Q3 25 | 3.57× | -0.79× | ||
| Q2 25 | -1.10× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.45× | — | ||
| Q2 24 | 2.90× | — | ||
| Q1 24 | -0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPBK
Segment breakdown not available.
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
