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Side-by-side financial comparison of OP Bancorp (OPBK) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

SANDRIDGE ENERGY INC is the larger business by last-quarter revenue ($39.4M vs $24.3M, roughly 1.6× OP Bancorp). On growth, OP Bancorp posted the faster year-over-year revenue change (13.7% vs 1.1%). OP Bancorp produced more free cash flow last quarter ($23.4M vs $14.4M). Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 11.4%).

OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

OPBK vs SD — Head-to-Head

Bigger by revenue
SD
SD
1.6× larger
SD
$39.4M
$24.3M
OPBK
Growing faster (revenue YoY)
OPBK
OPBK
+12.7% gap
OPBK
13.7%
1.1%
SD
More free cash flow
OPBK
OPBK
$8.9M more FCF
OPBK
$23.4M
$14.4M
SD
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
11.4%
OPBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OPBK
OPBK
SD
SD
Revenue
$24.3M
$39.4M
Net Profit
$21.6M
Gross Margin
Operating Margin
39.2%
38.5%
Net Margin
54.9%
Revenue YoY
13.7%
1.1%
Net Profit YoY
23.1%
EPS (diluted)
$0.48
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPBK
OPBK
SD
SD
Q4 25
$24.3M
$39.4M
Q3 25
$24.5M
$39.8M
Q2 25
$23.7M
$34.5M
Q1 25
$22.2M
$42.6M
Q4 24
$21.3M
$39.0M
Q3 24
$20.7M
$30.1M
Q2 24
$20.4M
$26.0M
Q1 24
$19.6M
$30.3M
Net Profit
OPBK
OPBK
SD
SD
Q4 25
$21.6M
Q3 25
$6.7M
$16.0M
Q2 25
$6.3M
$19.6M
Q1 25
$5.6M
$13.0M
Q4 24
$17.6M
Q3 24
$5.4M
$25.5M
Q2 24
$5.4M
$8.8M
Q1 24
$5.2M
$11.1M
Operating Margin
OPBK
OPBK
SD
SD
Q4 25
39.2%
38.5%
Q3 25
39.5%
37.8%
Q2 25
35.7%
53.7%
Q1 25
34.6%
28.6%
Q4 24
31.2%
25.9%
Q3 24
36.5%
28.3%
Q2 24
37.2%
23.9%
Q1 24
37.1%
27.8%
Net Margin
OPBK
OPBK
SD
SD
Q4 25
54.9%
Q3 25
27.4%
40.1%
Q2 25
26.7%
56.6%
Q1 25
25.0%
30.6%
Q4 24
45.1%
Q3 24
26.2%
84.8%
Q2 24
26.7%
33.9%
Q1 24
26.7%
36.7%
EPS (diluted)
OPBK
OPBK
SD
SD
Q4 25
$0.48
$0.59
Q3 25
$0.45
$0.43
Q2 25
$0.42
$0.53
Q1 25
$0.37
$0.35
Q4 24
$0.33
$0.46
Q3 24
$0.36
$0.69
Q2 24
$0.36
$0.24
Q1 24
$0.34
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPBK
OPBK
SD
SD
Cash + ST InvestmentsLiquidity on hand
$167.3M
$111.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$227.9M
$510.9M
Total Assets
$2.7B
$644.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPBK
OPBK
SD
SD
Q4 25
$167.3M
$111.0M
Q3 25
$166.7M
$101.2M
Q2 25
$205.4M
$102.8M
Q1 25
$198.9M
$99.7M
Q4 24
$134.9M
$98.1M
Q3 24
$166.8M
$92.7M
Q2 24
$127.7M
$209.9M
Q1 24
$139.2M
$207.0M
Stockholders' Equity
OPBK
OPBK
SD
SD
Q4 25
$227.9M
$510.9M
Q3 25
$221.5M
$492.4M
Q2 25
$213.7M
$480.2M
Q1 25
$210.1M
$464.9M
Q4 24
$205.0M
$460.5M
Q3 24
$203.6M
$446.8M
Q2 24
$195.9M
$424.8M
Q1 24
$194.7M
$419.7M
Total Assets
OPBK
OPBK
SD
SD
Q4 25
$2.7B
$644.0M
Q3 25
$2.6B
$619.0M
Q2 25
$2.6B
$602.3M
Q1 25
$2.5B
$588.3M
Q4 24
$2.4B
$581.5M
Q3 24
$2.4B
$565.2M
Q2 24
$2.3B
$529.6M
Q1 24
$2.2B
$527.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPBK
OPBK
SD
SD
Operating Cash FlowLast quarter
$26.2M
$31.7M
Free Cash FlowOCF − Capex
$23.4M
$14.4M
FCF MarginFCF / Revenue
96.2%
36.6%
Capex IntensityCapex / Revenue
11.5%
43.8%
Cash ConversionOCF / Net Profit
1.46×
TTM Free Cash FlowTrailing 4 quarters
$43.3M
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPBK
OPBK
SD
SD
Q4 25
$26.2M
$31.7M
Q3 25
$23.9M
$25.3M
Q2 25
$-7.0M
$22.9M
Q1 25
$5.6M
$20.3M
Q4 24
$31.2M
$26.0M
Q3 24
$13.3M
$20.8M
Q2 24
$15.8M
$11.4M
Q1 24
$-3.2M
$15.7M
Free Cash Flow
OPBK
OPBK
SD
SD
Q4 25
$23.4M
$14.4M
Q3 25
$23.4M
$5.9M
Q2 25
$-7.7M
$7.3M
Q1 25
$4.2M
$13.9M
Q4 24
$29.7M
$13.2M
Q3 24
$12.8M
$10.8M
Q2 24
$15.7M
$9.0M
Q1 24
$-3.2M
$14.6M
FCF Margin
OPBK
OPBK
SD
SD
Q4 25
96.2%
36.6%
Q3 25
95.6%
14.9%
Q2 25
-32.5%
21.0%
Q1 25
19.0%
32.7%
Q4 24
139.0%
33.8%
Q3 24
61.5%
36.1%
Q2 24
77.0%
34.5%
Q1 24
-16.6%
48.1%
Capex Intensity
OPBK
OPBK
SD
SD
Q4 25
11.5%
43.8%
Q3 25
2.3%
48.6%
Q2 25
3.0%
45.2%
Q1 25
6.4%
15.0%
Q4 24
7.3%
32.9%
Q3 24
2.8%
33.3%
Q2 24
0.4%
9.4%
Q1 24
0.5%
3.7%
Cash Conversion
OPBK
OPBK
SD
SD
Q4 25
1.46×
Q3 25
3.57×
1.58×
Q2 25
-1.10×
1.17×
Q1 25
1.02×
1.56×
Q4 24
1.48×
Q3 24
2.45×
0.82×
Q2 24
2.90×
1.30×
Q1 24
-0.60×
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPBK
OPBK

Segment breakdown not available.

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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