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Side-by-side financial comparison of OP Bancorp (OPBK) and Snail, Inc. (SNAL). Click either name above to swap in a different company.
Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $24.3M, roughly 1.0× OP Bancorp). On growth, OP Bancorp posted the faster year-over-year revenue change (13.7% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 11.4%).
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....
OPBK vs SNAL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $24.3M | $25.1M |
| Net Profit | — | $-862.2K |
| Gross Margin | — | 38.3% |
| Operating Margin | 39.2% | -6.0% |
| Net Margin | — | -3.4% |
| Revenue YoY | 13.7% | -4.2% |
| Net Profit YoY | — | -177.0% |
| EPS (diluted) | $0.48 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.3M | $25.1M | ||
| Q3 25 | $24.5M | $13.8M | ||
| Q2 25 | $23.7M | $22.2M | ||
| Q1 25 | $22.2M | $20.1M | ||
| Q4 24 | $21.3M | $26.2M | ||
| Q3 24 | $20.7M | $22.5M | ||
| Q2 24 | $20.4M | $21.6M | ||
| Q1 24 | $19.6M | $14.1M |
| Q4 25 | — | $-862.2K | ||
| Q3 25 | $6.7M | $-7.9M | ||
| Q2 25 | $6.3M | $-16.6M | ||
| Q1 25 | $5.6M | $-1.9M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | $5.4M | $235.1K | ||
| Q2 24 | $5.4M | $2.3M | ||
| Q1 24 | $5.2M | $-1.8M |
| Q4 25 | — | 38.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 37.5% | ||
| Q1 24 | — | 14.7% |
| Q4 25 | 39.2% | -6.0% | ||
| Q3 25 | 39.5% | -71.3% | ||
| Q2 25 | 35.7% | -8.2% | ||
| Q1 25 | 34.6% | -20.4% | ||
| Q4 24 | 31.2% | 11.5% | ||
| Q3 24 | 36.5% | 1.8% | ||
| Q2 24 | 37.2% | 12.4% | ||
| Q1 24 | 37.1% | -15.6% |
| Q4 25 | — | -3.4% | ||
| Q3 25 | 27.4% | -56.9% | ||
| Q2 25 | 26.7% | -74.7% | ||
| Q1 25 | 25.0% | -9.7% | ||
| Q4 24 | — | 4.3% | ||
| Q3 24 | 26.2% | 1.0% | ||
| Q2 24 | 26.7% | 10.4% | ||
| Q1 24 | 26.7% | -12.6% |
| Q4 25 | $0.48 | — | ||
| Q3 25 | $0.45 | — | ||
| Q2 25 | $0.42 | $-0.44 | ||
| Q1 25 | $0.37 | $-0.06 | ||
| Q4 24 | $0.33 | $0.03 | ||
| Q3 24 | $0.36 | $0.01 | ||
| Q2 24 | $0.36 | $0.06 | ||
| Q1 24 | $0.34 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $167.3M | $8.6M |
| Total DebtLower is stronger | — | $14.6M |
| Stockholders' EquityBook value | $227.9M | $-16.4M |
| Total Assets | $2.7B | $59.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $167.3M | $8.6M | ||
| Q3 25 | $166.7M | $12.3M | ||
| Q2 25 | $205.4M | $7.9M | ||
| Q1 25 | $198.9M | $9.4M | ||
| Q4 24 | $134.9M | $7.3M | ||
| Q3 24 | $166.8M | $10.6M | ||
| Q2 24 | $127.7M | $15.5M | ||
| Q1 24 | $139.2M | $16.1M |
| Q4 25 | — | $14.6M | ||
| Q3 25 | — | $10.5M | ||
| Q2 25 | — | $11.8M | ||
| Q1 25 | — | $9.0M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $5.7M | ||
| Q2 24 | — | $5.8M | ||
| Q1 24 | — | $6.5M |
| Q4 25 | $227.9M | $-16.4M | ||
| Q3 25 | $221.5M | $-15.6M | ||
| Q2 25 | $213.7M | $-8.0M | ||
| Q1 25 | $210.1M | $9.1M | ||
| Q4 24 | $205.0M | $9.7M | ||
| Q3 24 | $203.6M | $8.2M | ||
| Q2 24 | $195.9M | $7.9M | ||
| Q1 24 | $194.7M | $5.6M |
| Q4 25 | $2.7B | $59.3M | ||
| Q3 25 | $2.6B | $51.1M | ||
| Q2 25 | $2.6B | $58.0M | ||
| Q1 25 | $2.5B | $64.5M | ||
| Q4 24 | $2.4B | $62.2M | ||
| Q3 24 | $2.4B | $66.8M | ||
| Q2 24 | $2.3B | $75.4M | ||
| Q1 24 | $2.2B | $78.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.99× | ||
| Q4 24 | — | 0.59× | ||
| Q3 24 | — | 0.70× | ||
| Q2 24 | — | 0.73× | ||
| Q1 24 | — | 1.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.2M | $-5.3M |
| Free Cash FlowOCF − Capex | $23.4M | — |
| FCF MarginFCF / Revenue | 96.2% | — |
| Capex IntensityCapex / Revenue | 11.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $43.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.2M | $-5.3M | ||
| Q3 25 | $23.9M | $6.6M | ||
| Q2 25 | $-7.0M | $-3.2M | ||
| Q1 25 | $5.6M | $764.5K | ||
| Q4 24 | $31.2M | $-3.6M | ||
| Q3 24 | $13.3M | $-5.0M | ||
| Q2 24 | $15.8M | $206.6K | ||
| Q1 24 | $-3.2M | $6.8M |
| Q4 25 | $23.4M | — | ||
| Q3 25 | $23.4M | — | ||
| Q2 25 | $-7.7M | — | ||
| Q1 25 | $4.2M | — | ||
| Q4 24 | $29.7M | — | ||
| Q3 24 | $12.8M | — | ||
| Q2 24 | $15.7M | — | ||
| Q1 24 | $-3.2M | — |
| Q4 25 | 96.2% | — | ||
| Q3 25 | 95.6% | — | ||
| Q2 25 | -32.5% | — | ||
| Q1 25 | 19.0% | — | ||
| Q4 24 | 139.0% | — | ||
| Q3 24 | 61.5% | — | ||
| Q2 24 | 77.0% | — | ||
| Q1 24 | -16.6% | — |
| Q4 25 | 11.5% | — | ||
| Q3 25 | 2.3% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 6.4% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.5% | — |
| Q4 25 | — | — | ||
| Q3 25 | 3.57× | — | ||
| Q2 25 | -1.10× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | -3.21× | ||
| Q3 24 | 2.45× | -21.05× | ||
| Q2 24 | 2.90× | 0.09× | ||
| Q1 24 | -0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPBK
Segment breakdown not available.
SNAL
| Pc | $14.7M | 59% |
| Platform Three | $5.2M | 21% |
| Platform Two | $3.3M | 13% |
| Sales Channel Directly To Consumer Mobile Sale | $1.6M | 6% |
