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Side-by-side financial comparison of OP Bancorp (OPBK) and Volato Group, Inc. (SOAR). Click either name above to swap in a different company.

Volato Group, Inc. is the larger business by last-quarter revenue ($24.9M vs $24.3M, roughly 1.0× OP Bancorp). On growth, Volato Group, Inc. posted the faster year-over-year revenue change (13632.0% vs 13.7%).

OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.

Volato Aeronaves also known as Volato Aeronaves e Compósitos Ltda is a Brazilian aircraft manufacturer.

OPBK vs SOAR — Head-to-Head

Bigger by revenue
SOAR
SOAR
1.0× larger
SOAR
$24.9M
$24.3M
OPBK
Growing faster (revenue YoY)
SOAR
SOAR
+13618.3% gap
SOAR
13632.0%
13.7%
OPBK

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
OPBK
OPBK
SOAR
SOAR
Revenue
$24.3M
$24.9M
Net Profit
$3.6M
Gross Margin
15.2%
Operating Margin
39.2%
3.5%
Net Margin
14.5%
Revenue YoY
13.7%
13632.0%
Net Profit YoY
121.3%
EPS (diluted)
$0.48
$0.75

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPBK
OPBK
SOAR
SOAR
Q4 25
$24.3M
Q3 25
$24.5M
Q2 25
$23.7M
$24.9M
Q1 25
$22.2M
$25.5M
Q4 24
$21.3M
Q3 24
$20.7M
$38.5M
Q2 24
$20.4M
Q1 24
$19.6M
Net Profit
OPBK
OPBK
SOAR
SOAR
Q4 25
Q3 25
$6.7M
Q2 25
$6.3M
$3.6M
Q1 25
$5.6M
$455.0K
Q4 24
Q3 24
$5.4M
$-4.4M
Q2 24
$5.4M
Q1 24
$5.2M
Gross Margin
OPBK
OPBK
SOAR
SOAR
Q4 25
Q3 25
Q2 25
15.2%
Q1 25
17.6%
Q4 24
Q3 24
16.6%
Q2 24
Q1 24
Operating Margin
OPBK
OPBK
SOAR
SOAR
Q4 25
39.2%
Q3 25
39.5%
Q2 25
35.7%
3.5%
Q1 25
34.6%
9.9%
Q4 24
31.2%
Q3 24
36.5%
5.5%
Q2 24
37.2%
Q1 24
37.1%
Net Margin
OPBK
OPBK
SOAR
SOAR
Q4 25
Q3 25
27.4%
Q2 25
26.7%
14.5%
Q1 25
25.0%
1.8%
Q4 24
Q3 24
26.2%
-11.5%
Q2 24
26.7%
Q1 24
26.7%
EPS (diluted)
OPBK
OPBK
SOAR
SOAR
Q4 25
$0.48
Q3 25
$0.45
Q2 25
$0.42
$0.75
Q1 25
$0.37
$0.03
Q4 24
$0.33
Q3 24
$0.36
$-3.76
Q2 24
$0.36
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPBK
OPBK
SOAR
SOAR
Cash + ST InvestmentsLiquidity on hand
$167.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$227.9M
$-7.1M
Total Assets
$2.7B
$13.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPBK
OPBK
SOAR
SOAR
Q4 25
$167.3M
Q3 25
$166.7M
Q2 25
$205.4M
Q1 25
$198.9M
Q4 24
$134.9M
Q3 24
$166.8M
Q2 24
$127.7M
Q1 24
$139.2M
Stockholders' Equity
OPBK
OPBK
SOAR
SOAR
Q4 25
$227.9M
Q3 25
$221.5M
Q2 25
$213.7M
$-7.1M
Q1 25
$210.1M
$-15.8M
Q4 24
$205.0M
Q3 24
$203.6M
$-19.6M
Q2 24
$195.9M
Q1 24
$194.7M
Total Assets
OPBK
OPBK
SOAR
SOAR
Q4 25
$2.7B
Q3 25
$2.6B
Q2 25
$2.6B
$13.0M
Q1 25
$2.5B
$23.4M
Q4 24
$2.4B
Q3 24
$2.4B
$47.9M
Q2 24
$2.3B
Q1 24
$2.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPBK
OPBK
SOAR
SOAR
Operating Cash FlowLast quarter
$26.2M
$848.0K
Free Cash FlowOCF − Capex
$23.4M
FCF MarginFCF / Revenue
96.2%
Capex IntensityCapex / Revenue
11.5%
0.0%
Cash ConversionOCF / Net Profit
0.24×
TTM Free Cash FlowTrailing 4 quarters
$43.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPBK
OPBK
SOAR
SOAR
Q4 25
$26.2M
Q3 25
$23.9M
Q2 25
$-7.0M
$848.0K
Q1 25
$5.6M
$-312.0K
Q4 24
$31.2M
Q3 24
$13.3M
$-3.1M
Q2 24
$15.8M
Q1 24
$-3.2M
Free Cash Flow
OPBK
OPBK
SOAR
SOAR
Q4 25
$23.4M
Q3 25
$23.4M
Q2 25
$-7.7M
Q1 25
$4.2M
Q4 24
$29.7M
Q3 24
$12.8M
$-3.2M
Q2 24
$15.7M
Q1 24
$-3.2M
FCF Margin
OPBK
OPBK
SOAR
SOAR
Q4 25
96.2%
Q3 25
95.6%
Q2 25
-32.5%
Q1 25
19.0%
Q4 24
139.0%
Q3 24
61.5%
-8.2%
Q2 24
77.0%
Q1 24
-16.6%
Capex Intensity
OPBK
OPBK
SOAR
SOAR
Q4 25
11.5%
Q3 25
2.3%
Q2 25
3.0%
0.0%
Q1 25
6.4%
0.0%
Q4 24
7.3%
Q3 24
2.8%
0.1%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
OPBK
OPBK
SOAR
SOAR
Q4 25
Q3 25
3.57×
Q2 25
-1.10×
0.24×
Q1 25
1.02×
-0.69×
Q4 24
Q3 24
2.45×
Q2 24
2.90×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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