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Side-by-side financial comparison of OP Bancorp (OPBK) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.
OP Bancorp is the larger business by last-quarter revenue ($24.3M vs $15.8M, roughly 1.5× Spire Global, Inc.). On growth, OP Bancorp posted the faster year-over-year revenue change (13.7% vs -26.9%). OP Bancorp produced more free cash flow last quarter ($23.4M vs $-16.2M). Over the past eight quarters, OP Bancorp's revenue compounded faster (11.4% CAGR vs -32.6%).
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.
OPBK vs SPIR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $24.3M | $15.8M |
| Net Profit | — | $-28.0M |
| Gross Margin | — | 40.2% |
| Operating Margin | 39.2% | -164.1% |
| Net Margin | — | -176.6% |
| Revenue YoY | 13.7% | -26.9% |
| Net Profit YoY | — | 42.7% |
| EPS (diluted) | $0.48 | $-0.85 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.3M | $15.8M | ||
| Q3 25 | $24.5M | $12.7M | ||
| Q2 25 | $23.7M | $19.2M | ||
| Q1 25 | $22.2M | $23.9M | ||
| Q4 24 | $21.3M | $21.7M | ||
| Q3 24 | $20.7M | $28.6M | ||
| Q2 24 | $20.4M | $25.4M | ||
| Q1 24 | $19.6M | $34.8M |
| Q4 25 | — | $-28.0M | ||
| Q3 25 | $6.7M | $-19.7M | ||
| Q2 25 | $6.3M | $119.6M | ||
| Q1 25 | $5.6M | $-20.7M | ||
| Q4 24 | — | $-48.8M | ||
| Q3 24 | $5.4M | $-12.5M | ||
| Q2 24 | $5.4M | $-16.6M | ||
| Q1 24 | $5.2M | $-25.5M |
| Q4 25 | — | 40.2% | ||
| Q3 25 | — | 36.6% | ||
| Q2 25 | — | 48.9% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 32.4% | ||
| Q3 24 | — | 44.5% | ||
| Q2 24 | — | 43.0% | ||
| Q1 24 | — | 26.5% |
| Q4 25 | 39.2% | -164.1% | ||
| Q3 25 | 39.5% | -166.1% | ||
| Q2 25 | 35.7% | -122.7% | ||
| Q1 25 | 34.6% | -106.5% | ||
| Q4 24 | 31.2% | -144.1% | ||
| Q3 24 | 36.5% | -48.0% | ||
| Q2 24 | 37.2% | -48.6% | ||
| Q1 24 | 37.1% | -34.4% |
| Q4 25 | — | -176.6% | ||
| Q3 25 | 27.4% | -155.3% | ||
| Q2 25 | 26.7% | 623.4% | ||
| Q1 25 | 25.0% | -86.5% | ||
| Q4 24 | — | -225.2% | ||
| Q3 24 | 26.2% | -43.7% | ||
| Q2 24 | 26.7% | -65.2% | ||
| Q1 24 | 26.7% | -73.3% |
| Q4 25 | $0.48 | $-0.85 | ||
| Q3 25 | $0.45 | $-0.61 | ||
| Q2 25 | $0.42 | $3.72 | ||
| Q1 25 | $0.37 | $-0.77 | ||
| Q4 24 | $0.33 | $-1.93 | ||
| Q3 24 | $0.36 | $-0.50 | ||
| Q2 24 | $0.36 | $-0.68 | ||
| Q1 24 | $0.34 | $-1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $167.3M | $81.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $227.9M | $112.9M |
| Total Assets | $2.7B | $211.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $167.3M | $81.8M | ||
| Q3 25 | $166.7M | $96.8M | ||
| Q2 25 | $205.4M | $117.6M | ||
| Q1 25 | $198.9M | $35.9M | ||
| Q4 24 | $134.9M | $19.2M | ||
| Q3 24 | $166.8M | $36.6M | ||
| Q2 24 | $127.7M | $45.8M | ||
| Q1 24 | $139.2M | $63.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $103.7M | ||
| Q4 24 | — | $103.1M | ||
| Q3 24 | — | $4.9M | ||
| Q2 24 | — | $4.9M | ||
| Q1 24 | — | $123.1M |
| Q4 25 | $227.9M | $112.9M | ||
| Q3 25 | $221.5M | $133.1M | ||
| Q2 25 | $213.7M | $149.2M | ||
| Q1 25 | $210.1M | $3.7M | ||
| Q4 24 | $205.0M | $-11.7M | ||
| Q3 24 | $203.6M | $30.8M | ||
| Q2 24 | $195.9M | $40.3M | ||
| Q1 24 | $194.7M | $52.5M |
| Q4 25 | $2.7B | $211.0M | ||
| Q3 25 | $2.6B | $224.3M | ||
| Q2 25 | $2.6B | $239.5M | ||
| Q1 25 | $2.5B | $208.8M | ||
| Q4 24 | $2.4B | $193.6M | ||
| Q3 24 | $2.4B | $224.2M | ||
| Q2 24 | $2.3B | $230.8M | ||
| Q1 24 | $2.2B | $252.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 27.92× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 2.35× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.2M | $-4.3M |
| Free Cash FlowOCF − Capex | $23.4M | $-16.2M |
| FCF MarginFCF / Revenue | 96.2% | -102.1% |
| Capex IntensityCapex / Revenue | 11.5% | 75.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $43.3M | $-92.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.2M | $-4.3M | ||
| Q3 25 | $23.9M | $-12.0M | ||
| Q2 25 | $-7.0M | $-35.1M | ||
| Q1 25 | $5.6M | $-8.4M | ||
| Q4 24 | $31.2M | $-19.2M | ||
| Q3 24 | $13.3M | $14.0M | ||
| Q2 24 | $15.8M | $-4.4M | ||
| Q1 24 | $-3.2M | $-8.8M |
| Q4 25 | $23.4M | $-16.2M | ||
| Q3 25 | $23.4M | $-20.4M | ||
| Q2 25 | $-7.7M | $-38.7M | ||
| Q1 25 | $4.2M | $-17.3M | ||
| Q4 24 | $29.7M | $-24.3M | ||
| Q3 24 | $12.8M | $5.1M | ||
| Q2 24 | $15.7M | $-9.9M | ||
| Q1 24 | $-3.2M | $-15.9M |
| Q4 25 | 96.2% | -102.1% | ||
| Q3 25 | 95.6% | -161.3% | ||
| Q2 25 | -32.5% | -201.7% | ||
| Q1 25 | 19.0% | -72.6% | ||
| Q4 24 | 139.0% | -112.2% | ||
| Q3 24 | 61.5% | 17.8% | ||
| Q2 24 | 77.0% | -39.0% | ||
| Q1 24 | -16.6% | -45.7% |
| Q4 25 | 11.5% | 75.1% | ||
| Q3 25 | 2.3% | 66.2% | ||
| Q2 25 | 3.0% | 18.8% | ||
| Q1 25 | 6.4% | 37.3% | ||
| Q4 24 | 7.3% | 23.5% | ||
| Q3 24 | 2.8% | 31.2% | ||
| Q2 24 | 0.4% | 21.8% | ||
| Q1 24 | 0.5% | 20.3% |
| Q4 25 | — | — | ||
| Q3 25 | 3.57× | — | ||
| Q2 25 | -1.10× | -0.29× | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.45× | — | ||
| Q2 24 | 2.90× | — | ||
| Q1 24 | -0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
