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Side-by-side financial comparison of OP Bancorp (OPBK) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $24.3M, roughly 1.7× OP Bancorp). On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 13.7%). OP Bancorp produced more free cash flow last quarter ($23.4M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 11.4%).
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
OPBK vs STIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $24.3M | $41.8M |
| Net Profit | — | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | 39.2% | -12.1% |
| Net Margin | — | -17.2% |
| Revenue YoY | 13.7% | 85.7% |
| Net Profit YoY | — | 43.2% |
| EPS (diluted) | $0.48 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.3M | $41.8M | ||
| Q3 25 | $24.5M | $37.3M | ||
| Q2 25 | $23.7M | $38.1M | ||
| Q1 25 | $22.2M | $32.0M | ||
| Q4 24 | $21.3M | $22.5M | ||
| Q3 24 | $20.7M | $18.5M | ||
| Q2 24 | $20.4M | $16.4M | ||
| Q1 24 | $19.6M | $17.4M |
| Q4 25 | — | $-7.2M | ||
| Q3 25 | $6.7M | $-9.0M | ||
| Q2 25 | $6.3M | $-10.1M | ||
| Q1 25 | $5.6M | $-12.7M | ||
| Q4 24 | — | $-12.7M | ||
| Q3 24 | $5.4M | $-13.3M | ||
| Q2 24 | $5.4M | $-9.8M | ||
| Q1 24 | $5.2M | $-7.9M |
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
| Q4 25 | 39.2% | -12.1% | ||
| Q3 25 | 39.5% | -19.6% | ||
| Q2 25 | 35.7% | -21.1% | ||
| Q1 25 | 34.6% | -34.4% | ||
| Q4 24 | 31.2% | -51.0% | ||
| Q3 24 | 36.5% | -41.7% | ||
| Q2 24 | 37.2% | -51.7% | ||
| Q1 24 | 37.1% | -39.4% |
| Q4 25 | — | -17.2% | ||
| Q3 25 | 27.4% | -24.3% | ||
| Q2 25 | 26.7% | -26.6% | ||
| Q1 25 | 25.0% | -39.6% | ||
| Q4 24 | — | -56.4% | ||
| Q3 24 | 26.2% | -72.0% | ||
| Q2 24 | 26.7% | -59.8% | ||
| Q1 24 | 26.7% | -45.2% |
| Q4 25 | $0.48 | $-0.10 | ||
| Q3 25 | $0.45 | $-0.13 | ||
| Q2 25 | $0.42 | $-0.15 | ||
| Q1 25 | $0.37 | $-0.21 | ||
| Q4 24 | $0.33 | $-0.34 | ||
| Q3 24 | $0.36 | $-0.44 | ||
| Q2 24 | $0.36 | $-0.33 | ||
| Q1 24 | $0.34 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $167.3M | $28.1M |
| Total DebtLower is stronger | — | $65.8M |
| Stockholders' EquityBook value | $227.9M | $22.4M |
| Total Assets | $2.7B | $141.6M |
| Debt / EquityLower = less leverage | — | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $167.3M | $28.1M | ||
| Q3 25 | $166.7M | $28.0M | ||
| Q2 25 | $205.4M | $11.0M | ||
| Q1 25 | $198.9M | $20.2M | ||
| Q4 24 | $134.9M | $18.5M | ||
| Q3 24 | $166.8M | $20.9M | ||
| Q2 24 | $127.7M | $42.6M | ||
| Q1 24 | $139.2M | $47.7M |
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
| Q4 25 | $227.9M | $22.4M | ||
| Q3 25 | $221.5M | $27.4M | ||
| Q2 25 | $213.7M | $27.1M | ||
| Q1 25 | $210.1M | $35.5M | ||
| Q4 24 | $205.0M | $27.7M | ||
| Q3 24 | $203.6M | $9.4M | ||
| Q2 24 | $195.9M | $19.4M | ||
| Q1 24 | $194.7M | $27.7M |
| Q4 25 | $2.7B | $141.6M | ||
| Q3 25 | $2.6B | $145.5M | ||
| Q2 25 | $2.6B | $134.7M | ||
| Q1 25 | $2.5B | $142.0M | ||
| Q4 24 | $2.4B | $140.9M | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.3B | $96.8M | ||
| Q1 24 | $2.2B | $103.8M |
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.2M | $908.0K |
| Free Cash FlowOCF − Capex | $23.4M | $692.0K |
| FCF MarginFCF / Revenue | 96.2% | 1.7% |
| Capex IntensityCapex / Revenue | 11.5% | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $43.3M | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.2M | $908.0K | ||
| Q3 25 | $23.9M | $-785.0K | ||
| Q2 25 | $-7.0M | $-3.5M | ||
| Q1 25 | $5.6M | $-17.0M | ||
| Q4 24 | $31.2M | $-8.6M | ||
| Q3 24 | $13.3M | $-5.4M | ||
| Q2 24 | $15.8M | $-5.0M | ||
| Q1 24 | $-3.2M | $-12.0M |
| Q4 25 | $23.4M | $692.0K | ||
| Q3 25 | $23.4M | $-899.0K | ||
| Q2 25 | $-7.7M | $-3.8M | ||
| Q1 25 | $4.2M | $-17.2M | ||
| Q4 24 | $29.7M | $-8.7M | ||
| Q3 24 | $12.8M | $-5.8M | ||
| Q2 24 | $15.7M | $-5.6M | ||
| Q1 24 | $-3.2M | $-12.4M |
| Q4 25 | 96.2% | 1.7% | ||
| Q3 25 | 95.6% | -2.4% | ||
| Q2 25 | -32.5% | -9.9% | ||
| Q1 25 | 19.0% | -53.8% | ||
| Q4 24 | 139.0% | -38.6% | ||
| Q3 24 | 61.5% | -31.3% | ||
| Q2 24 | 77.0% | -34.0% | ||
| Q1 24 | -16.6% | -71.1% |
| Q4 25 | 11.5% | 0.5% | ||
| Q3 25 | 2.3% | 0.3% | ||
| Q2 25 | 3.0% | 0.7% | ||
| Q1 25 | 6.4% | 0.7% | ||
| Q4 24 | 7.3% | 0.4% | ||
| Q3 24 | 2.8% | 2.1% | ||
| Q2 24 | 0.4% | 3.7% | ||
| Q1 24 | 0.5% | 2.2% |
| Q4 25 | — | — | ||
| Q3 25 | 3.57× | — | ||
| Q2 25 | -1.10× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.45× | — | ||
| Q2 24 | 2.90× | — | ||
| Q1 24 | -0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
