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Side-by-side financial comparison of OppFi Inc. (OPFI) and Piedmont Realty Trust, Inc. (PDM). Click either name above to swap in a different company.
Piedmont Realty Trust, Inc. is the larger business by last-quarter revenue ($143.3M vs $85.6M, roughly 1.7× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs -31.4%, a 51.1% gap on every dollar of revenue. On growth, OppFi Inc. posted the faster year-over-year revenue change (5.9% vs 0.4%). Over the past eight quarters, OppFi Inc.'s revenue compounded faster (16.3% CAGR vs 0.0%).
OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.
Piedmont Realty Trust, Inc. is a publicly traded real estate investment trust (REIT) that owns, operates, and invests in high-quality office properties primarily located in high-growth metropolitan areas across the United States. It serves corporate tenants across multiple industry sectors including technology, professional services, and healthcare, and pursues stable long-term returns for stakeholders via strategic property management and portfolio optimization.
OPFI vs PDM — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $85.6M | $143.3M |
| Net Profit | $16.8M | $-45.0M |
| Gross Margin | — | — |
| Operating Margin | 36.1% | — |
| Net Margin | 19.7% | -31.4% |
| Revenue YoY | 5.9% | 0.4% |
| Net Profit YoY | 400.3% | -27.9% |
| EPS (diluted) | $1.48 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $143.3M | ||
| Q4 25 | $85.6M | $142.9M | ||
| Q3 25 | $104.6M | $139.2M | ||
| Q2 25 | $100.2M | $140.3M | ||
| Q1 25 | $90.8M | $142.7M | ||
| Q4 24 | $80.8M | $143.2M | ||
| Q3 24 | $91.2M | $139.3M | ||
| Q2 24 | $86.3M | $143.3M |
| Q1 26 | — | $-45.0M | ||
| Q4 25 | $16.8M | $-43.2M | ||
| Q3 25 | $41.6M | $-13.5M | ||
| Q2 25 | $-20.8M | $-16.8M | ||
| Q1 25 | $-11.4M | $-10.1M | ||
| Q4 24 | $-5.6M | $-30.0M | ||
| Q3 24 | $4.3M | $-11.5M | ||
| Q2 24 | $3.1M | $-9.8M |
| Q1 26 | — | — | ||
| Q4 25 | 36.1% | — | ||
| Q3 25 | 46.3% | — | ||
| Q2 25 | 44.7% | — | ||
| Q1 25 | 46.8% | — | ||
| Q4 24 | 30.5% | — | ||
| Q3 24 | 38.5% | — | ||
| Q2 24 | 34.2% | — |
| Q1 26 | — | -31.4% | ||
| Q4 25 | 19.7% | -30.3% | ||
| Q3 25 | 39.8% | -9.7% | ||
| Q2 25 | -20.7% | -12.0% | ||
| Q1 25 | -12.5% | -7.1% | ||
| Q4 24 | -6.9% | -20.9% | ||
| Q3 24 | 4.7% | -8.3% | ||
| Q2 24 | 3.6% | -6.8% |
| Q1 26 | — | $-0.10 | ||
| Q4 25 | $1.48 | $-0.34 | ||
| Q3 25 | $0.77 | $-0.11 | ||
| Q2 25 | $-0.78 | $-0.14 | ||
| Q1 25 | $-0.48 | $-0.08 | ||
| Q4 24 | $-0.11 | $-0.25 | ||
| Q3 24 | $0.21 | $-0.09 | ||
| Q2 24 | $0.16 | $-0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.5M | $2.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $58.5M | $1.5B |
| Total Assets | $754.1M | $4.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $2.3M | ||
| Q4 25 | $49.5M | $731.0K | ||
| Q3 25 | $45.5M | $3.0M | ||
| Q2 25 | $45.2M | $3.3M | ||
| Q1 25 | $58.0M | $2.9M | ||
| Q4 24 | $61.3M | $109.6M | ||
| Q3 24 | $44.8M | $133.6M | ||
| Q2 24 | $46.6M | $138.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.2B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.2B |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $58.5M | $1.5B | ||
| Q3 25 | $49.4M | $1.5B | ||
| Q2 25 | $13.4M | $1.5B | ||
| Q1 25 | $22.6M | $1.6B | ||
| Q4 24 | $32.8M | $1.6B | ||
| Q3 24 | $34.9M | $1.6B | ||
| Q2 24 | $18.6M | $1.7B |
| Q1 26 | — | $4.0B | ||
| Q4 25 | $754.1M | $4.0B | ||
| Q3 25 | $720.6M | $4.0B | ||
| Q2 25 | $673.4M | $4.0B | ||
| Q1 25 | $640.1M | $4.0B | ||
| Q4 24 | $641.2M | $4.1B | ||
| Q3 24 | $619.3M | $4.1B | ||
| Q2 24 | $573.1M | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.49× | ||
| Q3 25 | — | 1.43× | ||
| Q2 25 | — | 1.41× | ||
| Q1 25 | — | 1.40× | ||
| Q4 24 | — | 1.40× | ||
| Q3 24 | — | 1.36× | ||
| Q2 24 | — | 1.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $401.3M | — |
| Free Cash FlowOCF − Capex | $382.2M | — |
| FCF MarginFCF / Revenue | 446.6% | — |
| Capex IntensityCapex / Revenue | 22.3% | 110.3% |
| Cash ConversionOCF / Net Profit | 23.82× | — |
| TTM Free Cash FlowTrailing 4 quarters | $652.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $401.3M | $140.6M | ||
| Q3 25 | $105.1M | $35.8M | ||
| Q2 25 | $95.6M | $50.1M | ||
| Q1 25 | $83.7M | $3.7M | ||
| Q4 24 | $323.8M | $198.1M | ||
| Q3 24 | $77.6M | $42.9M | ||
| Q2 24 | $77.3M | $66.8M |
| Q1 26 | — | — | ||
| Q4 25 | $382.2M | — | ||
| Q3 25 | $99.9M | — | ||
| Q2 25 | $91.0M | — | ||
| Q1 25 | $79.3M | — | ||
| Q4 24 | $310.8M | — | ||
| Q3 24 | $73.7M | — | ||
| Q2 24 | $74.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | 446.6% | — | ||
| Q3 25 | 95.6% | — | ||
| Q2 25 | 90.8% | — | ||
| Q1 25 | 87.4% | — | ||
| Q4 24 | 384.6% | — | ||
| Q3 24 | 80.8% | — | ||
| Q2 24 | 86.6% | — |
| Q1 26 | — | 110.3% | ||
| Q4 25 | 22.3% | — | ||
| Q3 25 | 5.0% | — | ||
| Q2 25 | 4.6% | — | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | 16.1% | — | ||
| Q3 24 | 4.3% | — | ||
| Q2 24 | 3.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 23.82× | — | ||
| Q3 25 | 2.52× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 18.19× | — | ||
| Q2 24 | 25.21× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
