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Side-by-side financial comparison of OppFi Inc. (OPFI) and Resolute Holdings Management, Inc. (RHLD). Click either name above to swap in a different company.
Resolute Holdings Management, Inc. is the larger business by last-quarter revenue ($117.7M vs $85.6M, roughly 1.4× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs -1.5%, a 21.1% gap on every dollar of revenue. OppFi Inc. produced more free cash flow last quarter ($382.2M vs $189.2M).
OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.
Resolute Mining Limited is an Australian mining corporation focused on mining operations in Africa. It is currently operating two gold mines: the Syama Gold Mine in Mali and the Mako Gold Mine in Senegal.
OPFI vs RHLD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $85.6M | $117.7M |
| Net Profit | $16.8M | $-1.7M |
| Gross Margin | — | 55.7% |
| Operating Margin | 36.1% | 30.2% |
| Net Margin | 19.7% | -1.5% |
| Revenue YoY | 5.9% | — |
| Net Profit YoY | 400.3% | — |
| EPS (diluted) | $1.48 | $-0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $85.6M | $117.7M | ||
| Q3 25 | $104.6M | $120.9M | ||
| Q2 25 | $100.2M | $119.6M | ||
| Q1 25 | $90.8M | $103.9M | ||
| Q4 24 | $80.8M | — | ||
| Q3 24 | $91.2M | — | ||
| Q2 24 | $86.3M | — | ||
| Q1 24 | $63.2M | — |
| Q4 25 | $16.8M | $-1.7M | ||
| Q3 25 | $41.6M | $-231.0K | ||
| Q2 25 | $-20.8M | $-611.0K | ||
| Q1 25 | $-11.4M | $-3.4M | ||
| Q4 24 | $-5.6M | — | ||
| Q3 24 | $4.3M | — | ||
| Q2 24 | $3.1M | — | ||
| Q1 24 | $5.5M | — |
| Q4 25 | — | 55.7% | ||
| Q3 25 | — | 59.0% | ||
| Q2 25 | — | 57.5% | ||
| Q1 25 | — | 52.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 36.1% | 30.2% | ||
| Q3 25 | 46.3% | 34.3% | ||
| Q2 25 | 44.7% | 34.0% | ||
| Q1 25 | 46.8% | 24.7% | ||
| Q4 24 | 30.5% | — | ||
| Q3 24 | 38.5% | — | ||
| Q2 24 | 34.2% | — | ||
| Q1 24 | 8.4% | — |
| Q4 25 | 19.7% | -1.5% | ||
| Q3 25 | 39.8% | -0.2% | ||
| Q2 25 | -20.7% | -0.5% | ||
| Q1 25 | -12.5% | -3.2% | ||
| Q4 24 | -6.9% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 3.6% | — | ||
| Q1 24 | 8.8% | — |
| Q4 25 | $1.48 | $-0.20 | ||
| Q3 25 | $0.77 | $-0.03 | ||
| Q2 25 | $-0.78 | $-0.07 | ||
| Q1 25 | $-0.48 | $-0.39 | ||
| Q4 24 | $-0.11 | — | ||
| Q3 24 | $0.21 | — | ||
| Q2 24 | $0.16 | — | ||
| Q1 24 | $0.10 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.5M | $205.5M |
| Total DebtLower is stronger | — | $169.8M |
| Stockholders' EquityBook value | $58.5M | $6.5M |
| Total Assets | $754.1M | $333.4M |
| Debt / EquityLower = less leverage | — | 26.03× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $49.5M | $205.5M | ||
| Q3 25 | $45.5M | $148.0M | ||
| Q2 25 | $45.2M | $99.9M | ||
| Q1 25 | $58.0M | $71.0M | ||
| Q4 24 | $61.3M | — | ||
| Q3 24 | $44.8M | — | ||
| Q2 24 | $46.6M | — | ||
| Q1 24 | $47.2M | — |
| Q4 25 | — | $169.8M | ||
| Q3 25 | — | $173.4M | ||
| Q2 25 | — | $177.1M | ||
| Q1 25 | — | $180.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $58.5M | $6.5M | ||
| Q3 25 | $49.4M | $10.8M | ||
| Q2 25 | $13.4M | $9.6M | ||
| Q1 25 | $22.6M | $8.9M | ||
| Q4 24 | $32.8M | — | ||
| Q3 24 | $34.9M | — | ||
| Q2 24 | $18.6M | — | ||
| Q1 24 | $18.2M | — |
| Q4 25 | $754.1M | $333.4M | ||
| Q3 25 | $720.6M | $293.2M | ||
| Q2 25 | $673.4M | $253.3M | ||
| Q1 25 | $640.1M | $214.3M | ||
| Q4 24 | $641.2M | — | ||
| Q3 24 | $619.3M | — | ||
| Q2 24 | $573.1M | — | ||
| Q1 24 | $563.2M | — |
| Q4 25 | — | 26.03× | ||
| Q3 25 | — | 16.01× | ||
| Q2 25 | — | 18.42× | ||
| Q1 25 | — | 20.38× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $401.3M | $196.1M |
| Free Cash FlowOCF − Capex | $382.2M | $189.2M |
| FCF MarginFCF / Revenue | 446.6% | 160.8% |
| Capex IntensityCapex / Revenue | 22.3% | 5.8% |
| Cash ConversionOCF / Net Profit | 23.82× | — |
| TTM Free Cash FlowTrailing 4 quarters | $652.5M | $313.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $401.3M | $196.1M | ||
| Q3 25 | $105.1M | $59.6M | ||
| Q2 25 | $95.6M | $48.9M | ||
| Q1 25 | $83.7M | $18.4M | ||
| Q4 24 | $323.8M | — | ||
| Q3 24 | $77.6M | — | ||
| Q2 24 | $77.3M | — | ||
| Q1 24 | $74.4M | — |
| Q4 25 | $382.2M | $189.2M | ||
| Q3 25 | $99.9M | $58.6M | ||
| Q2 25 | $91.0M | $47.5M | ||
| Q1 25 | $79.3M | $17.8M | ||
| Q4 24 | $310.8M | — | ||
| Q3 24 | $73.7M | — | ||
| Q2 24 | $74.7M | — | ||
| Q1 24 | $72.3M | — |
| Q4 25 | 446.6% | 160.8% | ||
| Q3 25 | 95.6% | 48.5% | ||
| Q2 25 | 90.8% | 39.7% | ||
| Q1 25 | 87.4% | 17.1% | ||
| Q4 24 | 384.6% | — | ||
| Q3 24 | 80.8% | — | ||
| Q2 24 | 86.6% | — | ||
| Q1 24 | 114.4% | — |
| Q4 25 | 22.3% | 5.8% | ||
| Q3 25 | 5.0% | 0.8% | ||
| Q2 25 | 4.6% | 1.2% | ||
| Q1 25 | 4.8% | 0.6% | ||
| Q4 24 | 16.1% | — | ||
| Q3 24 | 4.3% | — | ||
| Q2 24 | 3.0% | — | ||
| Q1 24 | 3.4% | — |
| Q4 25 | 23.82× | — | ||
| Q3 25 | 2.52× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 18.19× | — | ||
| Q2 24 | 25.21× | — | ||
| Q1 24 | 13.44× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
