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Side-by-side financial comparison of OppFi Inc. (OPFI) and TACTILE SYSTEMS TECHNOLOGY INC (TCMD). Click either name above to swap in a different company.

TACTILE SYSTEMS TECHNOLOGY INC is the larger business by last-quarter revenue ($103.6M vs $85.6M, roughly 1.2× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs 10.3%, a 9.4% gap on every dollar of revenue. On growth, TACTILE SYSTEMS TECHNOLOGY INC posted the faster year-over-year revenue change (21.0% vs 5.9%). OppFi Inc. produced more free cash flow last quarter ($382.2M vs $16.8M). Over the past eight quarters, TACTILE SYSTEMS TECHNOLOGY INC's revenue compounded faster (30.2% CAGR vs 16.3%).

OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.

Dominion Voting Systems Corporation was a North American company that produced and sold electronic voting hardware and software, including voting machines and tabulators, in Canada and the United States.

OPFI vs TCMD — Head-to-Head

Bigger by revenue
TCMD
TCMD
1.2× larger
TCMD
$103.6M
$85.6M
OPFI
Growing faster (revenue YoY)
TCMD
TCMD
+15.2% gap
TCMD
21.0%
5.9%
OPFI
Higher net margin
OPFI
OPFI
9.4% more per $
OPFI
19.7%
10.3%
TCMD
More free cash flow
OPFI
OPFI
$365.4M more FCF
OPFI
$382.2M
$16.8M
TCMD
Faster 2-yr revenue CAGR
TCMD
TCMD
Annualised
TCMD
30.2%
16.3%
OPFI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OPFI
OPFI
TCMD
TCMD
Revenue
$85.6M
$103.6M
Net Profit
$16.8M
$10.6M
Gross Margin
78.2%
Operating Margin
36.1%
18.1%
Net Margin
19.7%
10.3%
Revenue YoY
5.9%
21.0%
Net Profit YoY
400.3%
9.4%
EPS (diluted)
$1.48
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPFI
OPFI
TCMD
TCMD
Q4 25
$85.6M
$103.6M
Q3 25
$104.6M
$85.8M
Q2 25
$100.2M
$78.9M
Q1 25
$90.8M
$61.3M
Q4 24
$80.8M
$85.6M
Q3 24
$91.2M
$73.1M
Q2 24
$86.3M
$73.2M
Q1 24
$63.2M
$61.1M
Net Profit
OPFI
OPFI
TCMD
TCMD
Q4 25
$16.8M
$10.6M
Q3 25
$41.6M
$8.2M
Q2 25
$-20.8M
$3.2M
Q1 25
$-11.4M
$-3.0M
Q4 24
$-5.6M
$9.7M
Q3 24
$4.3M
$5.2M
Q2 24
$3.1M
$4.3M
Q1 24
$5.5M
$-2.2M
Gross Margin
OPFI
OPFI
TCMD
TCMD
Q4 25
78.2%
Q3 25
75.8%
Q2 25
74.5%
Q1 25
74.0%
Q4 24
75.2%
Q3 24
75.0%
Q2 24
73.9%
Q1 24
71.1%
Operating Margin
OPFI
OPFI
TCMD
TCMD
Q4 25
36.1%
18.1%
Q3 25
46.3%
12.8%
Q2 25
44.7%
5.2%
Q1 25
46.8%
-7.4%
Q4 24
30.5%
14.6%
Q3 24
38.5%
9.3%
Q2 24
34.2%
8.0%
Q1 24
8.4%
-4.9%
Net Margin
OPFI
OPFI
TCMD
TCMD
Q4 25
19.7%
10.3%
Q3 25
39.8%
9.6%
Q2 25
-20.7%
4.1%
Q1 25
-12.5%
-4.9%
Q4 24
-6.9%
11.4%
Q3 24
4.7%
7.1%
Q2 24
3.6%
5.9%
Q1 24
8.8%
-3.6%
EPS (diluted)
OPFI
OPFI
TCMD
TCMD
Q4 25
$1.48
$0.45
Q3 25
$0.77
$0.36
Q2 25
$-0.78
$0.14
Q1 25
$-0.48
$-0.13
Q4 24
$-0.11
$0.40
Q3 24
$0.21
$0.21
Q2 24
$0.16
$0.18
Q1 24
$0.10
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPFI
OPFI
TCMD
TCMD
Cash + ST InvestmentsLiquidity on hand
$49.5M
$83.4M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$58.5M
$218.9M
Total Assets
$754.1M
$273.9M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPFI
OPFI
TCMD
TCMD
Q4 25
$49.5M
$83.4M
Q3 25
$45.5M
$66.0M
Q2 25
$45.2M
$81.5M
Q1 25
$58.0M
$83.6M
Q4 24
$61.3M
$94.4M
Q3 24
$44.8M
$82.1M
Q2 24
$46.6M
$73.6M
Q1 24
$47.2M
$60.7M
Total Debt
OPFI
OPFI
TCMD
TCMD
Q4 25
$0
Q3 25
$0
Q2 25
Q1 25
Q4 24
Q3 24
$27.0M
Q2 24
$27.8M
Q1 24
$28.5M
Stockholders' Equity
OPFI
OPFI
TCMD
TCMD
Q4 25
$58.5M
$218.9M
Q3 25
$49.4M
$204.9M
Q2 25
$13.4M
$194.9M
Q1 25
$22.6M
$205.6M
Q4 24
$32.8M
$216.6M
Q3 24
$34.9M
$207.9M
Q2 24
$18.6M
$200.7M
Q1 24
$18.2M
$193.5M
Total Assets
OPFI
OPFI
TCMD
TCMD
Q4 25
$754.1M
$273.9M
Q3 25
$720.6M
$259.2M
Q2 25
$673.4M
$273.0M
Q1 25
$640.1M
$280.2M
Q4 24
$641.2M
$297.9M
Q3 24
$619.3M
$287.7M
Q2 24
$573.1M
$278.8M
Q1 24
$563.2M
$272.0M
Debt / Equity
OPFI
OPFI
TCMD
TCMD
Q4 25
0.00×
Q3 25
0.00×
Q2 25
Q1 25
Q4 24
Q3 24
0.13×
Q2 24
0.14×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPFI
OPFI
TCMD
TCMD
Operating Cash FlowLast quarter
$401.3M
$17.3M
Free Cash FlowOCF − Capex
$382.2M
$16.8M
FCF MarginFCF / Revenue
446.6%
16.2%
Capex IntensityCapex / Revenue
22.3%
0.5%
Cash ConversionOCF / Net Profit
23.82×
1.63×
TTM Free Cash FlowTrailing 4 quarters
$652.5M
$40.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPFI
OPFI
TCMD
TCMD
Q4 25
$401.3M
$17.3M
Q3 25
$105.1M
$10.3M
Q2 25
$95.6M
$14.8M
Q1 25
$83.7M
$417.0K
Q4 24
$323.8M
$16.3M
Q3 24
$77.6M
$10.3M
Q2 24
$77.3M
$13.1M
Q1 24
$74.4M
$924.0K
Free Cash Flow
OPFI
OPFI
TCMD
TCMD
Q4 25
$382.2M
$16.8M
Q3 25
$99.9M
$9.2M
Q2 25
$91.0M
$14.4M
Q1 25
$79.3M
$38.0K
Q4 24
$310.8M
$15.9M
Q3 24
$73.7M
$9.3M
Q2 24
$74.7M
$12.6M
Q1 24
$72.3M
$442.0K
FCF Margin
OPFI
OPFI
TCMD
TCMD
Q4 25
446.6%
16.2%
Q3 25
95.6%
10.8%
Q2 25
90.8%
18.2%
Q1 25
87.4%
0.1%
Q4 24
384.6%
18.5%
Q3 24
80.8%
12.7%
Q2 24
86.6%
17.3%
Q1 24
114.4%
0.7%
Capex Intensity
OPFI
OPFI
TCMD
TCMD
Q4 25
22.3%
0.5%
Q3 25
5.0%
1.3%
Q2 25
4.6%
0.5%
Q1 25
4.8%
0.6%
Q4 24
16.1%
0.5%
Q3 24
4.3%
1.3%
Q2 24
3.0%
0.7%
Q1 24
3.4%
0.8%
Cash Conversion
OPFI
OPFI
TCMD
TCMD
Q4 25
23.82×
1.63×
Q3 25
2.52×
1.26×
Q2 25
4.59×
Q1 25
Q4 24
1.68×
Q3 24
18.19×
1.99×
Q2 24
25.21×
3.06×
Q1 24
13.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPFI
OPFI

Segment breakdown not available.

TCMD
TCMD

Private Insurers$57.6M56%
Medicare$24.6M24%
Durable Medical Equipment Distributors$14.1M14%
Veterans Administration$7.3M7%

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