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Side-by-side financial comparison of SYNTEC OPTICS HOLDINGS, INC. (OPTX) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $7.5M, roughly 1.9× SYNTEC OPTICS HOLDINGS, INC.). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -4.6%, a 14.4% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs 2.5%). SYNTEC OPTICS HOLDINGS, INC. produced more free cash flow last quarter ($-4.4K vs $-736.0K). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs 9.5%).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

OPTX vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.9× larger
RVSB
$14.0M
$7.5M
OPTX
Growing faster (revenue YoY)
RVSB
RVSB
+7.9% gap
RVSB
10.4%
2.5%
OPTX
Higher net margin
RVSB
RVSB
14.4% more per $
RVSB
9.8%
-4.6%
OPTX
More free cash flow
OPTX
OPTX
$731.6K more FCF
OPTX
$-4.4K
$-736.0K
RVSB
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
9.5%
OPTX

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
OPTX
OPTX
RVSB
RVSB
Revenue
$7.5M
$14.0M
Net Profit
$-343.8K
$1.4M
Gross Margin
23.6%
Operating Margin
4.2%
12.4%
Net Margin
-4.6%
9.8%
Revenue YoY
2.5%
10.4%
Net Profit YoY
77.7%
11.8%
EPS (diluted)
$-0.01
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPTX
OPTX
RVSB
RVSB
Q4 25
$7.5M
$14.0M
Q3 25
$7.0M
$13.6M
Q2 25
$6.6M
$13.3M
Q1 25
$7.1M
$12.9M
Q4 24
$7.3M
$12.7M
Q3 24
$7.9M
$12.8M
Q2 24
$7.0M
$12.2M
Q1 24
$6.3M
$9.0M
Net Profit
OPTX
OPTX
RVSB
RVSB
Q4 25
$-343.8K
$1.4M
Q3 25
$-1.4M
$1.1M
Q2 25
$-343.9K
$1.2M
Q1 25
$323.7K
$1.1M
Q4 24
$-1.5M
$1.2M
Q3 24
$-13.3K
$1.6M
Q2 24
$281.8K
$966.0K
Q1 24
$-1.2M
$-3.0M
Gross Margin
OPTX
OPTX
RVSB
RVSB
Q4 25
23.6%
Q3 25
12.3%
Q2 25
24.4%
Q1 25
32.7%
Q4 24
13.5%
Q3 24
23.3%
Q2 24
31.0%
Q1 24
11.3%
Operating Margin
OPTX
OPTX
RVSB
RVSB
Q4 25
4.2%
12.4%
Q3 25
-17.5%
10.2%
Q2 25
-2.2%
11.7%
Q1 25
7.5%
11.3%
Q4 24
-19.6%
12.4%
Q3 24
1.4%
15.5%
Q2 24
2.3%
10.0%
Q1 24
-22.5%
-47.5%
Net Margin
OPTX
OPTX
RVSB
RVSB
Q4 25
-4.6%
9.8%
Q3 25
-20.6%
8.1%
Q2 25
-5.2%
9.2%
Q1 25
4.6%
8.9%
Q4 24
-21.0%
9.7%
Q3 24
-0.2%
12.2%
Q2 24
4.0%
7.9%
Q1 24
-19.3%
-34.7%
EPS (diluted)
OPTX
OPTX
RVSB
RVSB
Q4 25
$-0.01
$0.07
Q3 25
$-0.04
$0.05
Q2 25
$-0.01
$0.06
Q1 25
$0.01
$0.05
Q4 24
$-0.05
$0.06
Q3 24
$0.00
$0.07
Q2 24
$0.01
$0.05
Q1 24
$-0.03
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPTX
OPTX
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$28.6M
Total DebtLower is stronger
$2.6M
Stockholders' EquityBook value
$9.5M
$164.2M
Total Assets
$24.3M
$1.5B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPTX
OPTX
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Total Debt
OPTX
OPTX
RVSB
RVSB
Q4 25
$2.6M
Q3 25
$2.7M
Q2 25
$2.9M
Q1 25
$3.0M
Q4 24
$3.1M
Q3 24
$3.2M
Q2 24
$2.8M
Q1 24
$3.0M
Stockholders' Equity
OPTX
OPTX
RVSB
RVSB
Q4 25
$9.5M
$164.2M
Q3 25
$9.8M
$163.5M
Q2 25
$11.0M
$162.0M
Q1 25
$11.4M
$160.0M
Q4 24
$11.0M
$158.3M
Q3 24
$12.1M
$160.8M
Q2 24
$12.1M
$155.9M
Q1 24
$11.9M
$155.6M
Total Assets
OPTX
OPTX
RVSB
RVSB
Q4 25
$24.3M
$1.5B
Q3 25
$24.6M
$1.5B
Q2 25
$25.3M
$1.5B
Q1 25
$26.3M
$1.5B
Q4 24
$26.0M
$1.5B
Q3 24
$27.3M
$1.5B
Q2 24
$25.8M
$1.5B
Q1 24
$24.6M
$1.5B
Debt / Equity
OPTX
OPTX
RVSB
RVSB
Q4 25
0.28×
Q3 25
0.28×
Q2 25
0.26×
Q1 25
0.26×
Q4 24
0.28×
Q3 24
0.26×
Q2 24
0.23×
Q1 24
0.25×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPTX
OPTX
RVSB
RVSB
Operating Cash FlowLast quarter
$-3.9K
$-506.0K
Free Cash FlowOCF − Capex
$-4.4K
$-736.0K
FCF MarginFCF / Revenue
-0.1%
-5.2%
Capex IntensityCapex / Revenue
0.0%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$28.3K
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPTX
OPTX
RVSB
RVSB
Q4 25
$-3.9K
$-506.0K
Q3 25
$535.3K
$16.8M
Q2 25
$-158.0K
$-697.0K
Q1 25
$299.3K
$8.3M
Q4 24
$623.8K
$2.2M
Q3 24
$417.3K
$764.0K
Q2 24
$-1.7M
$5.4M
Q1 24
$-289.8K
$12.8M
Free Cash Flow
OPTX
OPTX
RVSB
RVSB
Q4 25
$-4.4K
$-736.0K
Q3 25
$496.3K
$16.4M
Q2 25
$-548.1K
$-773.0K
Q1 25
$84.6K
$5.6M
Q4 24
$12.1K
$1.9M
Q3 24
$43.8K
$-1.4M
Q2 24
$-1.9M
$5.3M
Q1 24
$-385.1K
$7.1M
FCF Margin
OPTX
OPTX
RVSB
RVSB
Q4 25
-0.1%
-5.2%
Q3 25
7.1%
120.1%
Q2 25
-8.4%
-5.8%
Q1 25
1.2%
43.1%
Q4 24
0.2%
15.0%
Q3 24
0.6%
-11.3%
Q2 24
-26.5%
43.7%
Q1 24
-6.2%
79.0%
Capex Intensity
OPTX
OPTX
RVSB
RVSB
Q4 25
0.0%
1.6%
Q3 25
0.6%
2.9%
Q2 25
5.9%
0.6%
Q1 25
3.0%
21.0%
Q4 24
8.4%
2.4%
Q3 24
4.7%
17.3%
Q2 24
2.3%
0.9%
Q1 24
1.5%
62.0%
Cash Conversion
OPTX
OPTX
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
0.92×
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
-6.01×
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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